20/04/2026
Commercial property is not for everyone. And I will always be upfront about that.
Unlike residential, commercial requires a 30% deposit. And when a vacancy hits, it can take months to find a new tenant. You need to be in a position to carry those costs without it hurting you.
That means having strong cash flow, a business, savings you can draw on, or a high income. If that is not where you are yet, the smarter path is often to build your residential portfolio first, let those assets appreciate, and then liquidate and reinvest into commercial when the time is right.
What I am seeing more of now is first time investors going straight into commercial because they have the financial foundation to do it properly. And when that is the case, it can be a much faster path to strong returns.
The key is knowing which position you are in before you make the move.
If you want an honest assessment of whether commercial property is right for you right now, send me a message and let's have that conversation.