15/06/2026
Adam works with clients earning $300,000 a year, sitting on $1.2 million in home equity, with zero investment properties.
It feels like financial security. But unless that equity is being leveraged or the property is being sold, it isn't doing any work. And while it sits there, inflation keeps moving.
Your home going up in value is a great feeling — but it's not a wealth strategy. The investors Adam sees building real portfolios are the ones who draw a clear line between their home and their investments. Your principal place of residence is where you live, not how you build wealth.
The sooner those two things are separated, the sooner a real investment strategy can begin.