07/06/2026
Interest rates have been on a lot of buyers' minds lately β and I want to talk about it honestly, from a buyers agent perspective. π‘
When rates rise, the first thing I see happen is hesitation. Buyers who were ready to move start second-guessing. They wonder whether to wait and see, whether prices will fall, whether now is really the right time.
Here's what I've observed across years of market cycles: the buyers who wait for the "perfect" rate environment often miss the window they were trying to time. Because while they're waiting, the property they wanted continues to attract demand. Supply in South East Queensland isn't catching up to the number of people wanting to live here.
Does a rising rate environment affect your borrowing capacity? Absolutely β and that's something to work through carefully with your broker. But the question isn't just "what are rates doing?" It's "what is the right property for my situation, and am I positioned to buy it well?"
That's a conversation worth having with a buyers agent before you decide to sit on the fence. We're always happy to chat. π