13/05/2026
The Government vs Property Investors right now…
Last night’s Federal Budget just changed the game for property investors. Here’s what you need to know.
The Government has announced two big changes that will affect landlords and they kick in from 1 July 2027.
Negative Gearing
From July 2027, negative gearing on established (existing) properties will be restricted. If you bought or buy an established property after Budget night (12 May 2026), you’ll no longer be able to offset rental losses against your other income like wages. Those losses can still be carried forward and used against future property income, but the immediate tax benefit is gone.
Good news: if you already own your investment property, nothing changes for you.
Capital Gains Tax
The current 50% CGT discount is being replaced with an inflation-linked discount plus a minimum 30% tax on capital gains from July 2027. In simple terms, if your property grows well above inflation, you’ll likely pay more tax when you sell.
Investors in new builds get a choice of which rules to apply when they sell, which keeps new property investment attractive.
What does this mean for you?
If you’re thinking about buying an investment property, the clock is ticking on the current rules. And if you’re already an investor, it’s a great time to review your portfolio strategy.
Got questions about how this affects your rental property on the Gold Coast? Reach out, we’re happy to chat.
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