Lisa Sly - Nectar Mortgages

Lisa Sly - Nectar Mortgages 10+ years industry experience. Saving my clients money and helping them achieve their property goals is my passion.

๐€๐๐๐ข๐ง๐  ๐š ๐ ๐ซ๐š๐ง๐ง๐ฒ ๐Ÿ๐ฅ๐š๐ญ?Need more room? You're not alone. More Australians are exploring ways to make better use of their e...
24/06/2026

๐€๐๐๐ข๐ง๐  ๐š ๐ ๐ซ๐š๐ง๐ง๐ฒ ๐Ÿ๐ฅ๐š๐ญ?
Need more room? You're not alone. More Australians are exploring ways to make better use of their existing property, including building a granny flat or secondary dwelling.

Why it's appealing:
โœ” Potential rental income
โœ” Keep family close with multi-generational living
โœ” May add value to your property
โœ” Avoid the costs of moving, such as stamp duty

How are people funding it? ๐Ÿ’ต

Homeowners can potentially use available equity to help fund the build, subject to lender approval and borrowing capacity.

I can help with:
โ€ข Renovation finance
โ€ข Accessing equity
โ€ข Construction loans

Every lender assesses granny flats and secondary dwellings differently, so it's important to get the loan structure right from the start.

Thinking about building? Send me a message๐Ÿ“ฒ , and I'll walk you through the options and help you run the numbers.

22/06/2026

Need some Asset or Vehicle Finance?
Letโ€™s Chat ๐Ÿ“ž

โšฝ ๐‹๐ž๐ญ'๐ฌ ๐ค๐ข๐œ๐ค ๐ฌ๐จ๐ฆ๐ž ๐ ๐จ๐š๐ฅ๐ฌWhether youโ€™re looking to buy your first home, upgrade, downsize, invest or refinance, having the...
18/06/2026

โšฝ ๐‹๐ž๐ญ'๐ฌ ๐ค๐ข๐œ๐ค ๐ฌ๐จ๐ฆ๐ž ๐ ๐จ๐š๐ฅ๐ฌ
Whether youโ€™re looking to buy your first home, upgrade, downsize, invest or refinance, having the right advice can make all the difference.

With access to more than 50 lenders, I can help you compare loan options and find a solution that suits your circumstances and long-term goals.

The football world's biggest tournament reminds us that success doesn't happen by chance โ€“ it comes from preparation, teamwork and having the right support behind you.โšฝ

And when it comes to property๐Ÿ , you don't need a big deposit or all your ducks in a row before reaching out. Sometimes the best first step is simply understanding your options and creating a plan.

Whatever property goal you're aiming for, let's create a game plan to help you get there.

๐Ÿ“ž Get in touch today โ€“ I'd love to help.

๐’๐ž๐ฅ๐Ÿ-๐ž๐ฆ๐ฉ๐ฅ๐จ๐ฒ๐ž๐? ๐‹๐ž๐ญโ€™๐ฌ ๐ž๐ฑ๐ฉ๐ฅ๐จ๐ซ๐ž ๐ฒ๐จ๐ฎ๐ซ ๐ก๐จ๐ฆ๐ž ๐ฅ๐จ๐š๐ง ๐จ๐ฉ๐ญ๐ข๐จ๐ง๐ฌGetting a home loan can be harder when your income isnโ€™t the same eve...
17/06/2026

๐’๐ž๐ฅ๐Ÿ-๐ž๐ฆ๐ฉ๐ฅ๐จ๐ฒ๐ž๐? ๐‹๐ž๐ญโ€™๐ฌ ๐ž๐ฑ๐ฉ๐ฅ๐จ๐ซ๐ž ๐ฒ๐จ๐ฎ๐ซ ๐ก๐จ๐ฆ๐ž ๐ฅ๐จ๐š๐ง ๐จ๐ฉ๐ญ๐ข๐จ๐ง๐ฌ
Getting a home loan can be harder when your income isnโ€™t the same every month, but thatโ€™s exactly where a broker makes life easier.๐Ÿ˜‡

I can help:
โ€ข present your income clearly to lenders, even if it fluctuates
โ€ข explain add-backs and business expenses to lenders
โ€ข find lenders who understand self-employed income

If you're thinking about buying or refinancing this year, chatting to me first can save you a lot of time (and stress). Reach out๐Ÿ“ฒ, I'm here to help.

๐‹๐จ๐จ๐ค๐ข๐ง๐  ๐Ÿ๐จ๐ซ ๐š ๐ง๐ž๐ฐ ๐ฌ๐ž๐ญ ๐จ๐Ÿ ๐ฐ๐ก๐ž๐ž๐ฅ๐ฌ?๐Ÿš˜Dreaming of a shiny new car this year? Whether itโ€™s a sporty ride ๐ŸŽ๏ธ, trusty ute ๐Ÿ›ป, or ...
17/06/2026

๐‹๐จ๐จ๐ค๐ข๐ง๐  ๐Ÿ๐จ๐ซ ๐š ๐ง๐ž๐ฐ ๐ฌ๐ž๐ญ ๐จ๐Ÿ ๐ฐ๐ก๐ž๐ž๐ฅ๐ฌ?๐Ÿš˜
Dreaming of a shiny new car this year? Whether itโ€™s a sporty ride ๐ŸŽ๏ธ, trusty ute ๐Ÿ›ป, or family SUV ๐Ÿš™, weโ€™ll help make it happen!
Donโ€™t settle for any loan - weโ€™ll negotiate with 50+ lenders to try and find the perfect fit for your budget and wishlist. Message me today๐Ÿ“ฒ for hassle-free car finance.

๐Ÿ“ข ๐‘๐๐€ ๐‡๐จ๐ฅ๐๐ฌ ๐‘๐š๐ญ๐ž๐ฌ ๐’๐ญ๐ž๐š๐๐ฒ ๐š๐ญ ๐Ÿ’.๐Ÿ‘๐Ÿ“%The Reserve Bank has left the cash rate unchanged at 4.35%, providing some welcome stab...
16/06/2026

๐Ÿ“ข ๐‘๐๐€ ๐‡๐จ๐ฅ๐๐ฌ ๐‘๐š๐ญ๐ž๐ฌ ๐’๐ญ๐ž๐š๐๐ฒ ๐š๐ญ ๐Ÿ’.๐Ÿ‘๐Ÿ“%

The Reserve Bank has left the cash rate unchanged at 4.35%, providing some welcome stability for borrowers after three rate rises earlier this year.๐Ÿ“ˆ

While inflation remains higher than the RBA would like โ€“ driven in part by higher fuel and energy costs โ€“ there are signs that previous rate increases are helping to slow spending and ease pressure on the economy.

For homeowners, todayโ€™s decision may mean no immediate change to mortgage repayments. However, the RBA has made it clear that it remains focused on bringing inflation back under control and could increase rates again if needed.

If youโ€™ve been thinking about reviewing your home loan, refinancing or planning your next property move, now is a great time to check that your lending still suits your goals.๐Ÿฅ…

As always, if youโ€™d like to chat about your options, weโ€™re here to help.๐Ÿ™‚

๐๐š๐ ๐œ๐ซ๐ž๐๐ข๐ญ ๐๐จ๐ž๐ฌ๐งโ€™๐ญ ๐š๐ฅ๐ฐ๐š๐ฒ๐ฌ ๐ฆ๐ž๐š๐ง ๐ง๐จ ๐จ๐ฉ๐ญ๐ข๐จ๐ง๐ฌA less-than-perfect credit score might complicate your mortgage application, bu...
15/06/2026

๐๐š๐ ๐œ๐ซ๐ž๐๐ข๐ญ ๐๐จ๐ž๐ฌ๐งโ€™๐ญ ๐š๐ฅ๐ฐ๐š๐ฒ๐ฌ ๐ฆ๐ž๐š๐ง ๐ง๐จ ๐จ๐ฉ๐ญ๐ข๐จ๐ง๐ฌ
A less-than-perfect credit score might complicate your mortgage application, but it doesnโ€™t have to hold you back๐Ÿ’ช. Whether youโ€™re recovering from recent financial setbacks or addressing older credit issues, there are lending options to exploreโ–ถ๏ธ. Get in touch today๐Ÿ“ฒ, and we'll help you understand your options and take the next steps toward homeownership.

Happy Kingโ€™s Birthday! ๐ŸŽ‰๐Ÿ‘‘ For those enjoying a day off, I hope you have a lovely, relaxing day๐Ÿ›Œ๐Ÿ’…๐Ÿšดโ€โ™‚๏ธ๐ŸŒ๏ธโ€โ™€๏ธ
07/06/2026

Happy Kingโ€™s Birthday! ๐ŸŽ‰๐Ÿ‘‘
For those enjoying a day off, I hope you have a lovely, relaxing day๐Ÿ›Œ๐Ÿ’…๐Ÿšดโ€โ™‚๏ธ๐ŸŒ๏ธโ€โ™€๏ธ

๐Ÿ  ๐Ž๐ฏ๐ž๐ซ ๐ซ๐ž๐ง๐ญ๐ข๐ง๐ ?If you're feeling the pressure of rising rent with little to show for it long term, you're not alone.Rent...
04/06/2026

๐Ÿ  ๐Ž๐ฏ๐ž๐ซ ๐ซ๐ž๐ง๐ญ๐ข๐ง๐ ?
If you're feeling the pressure of rising rent with little to show for it long term, you're not alone.

Rental markets remain tight across much of Australia, and affordability continues to be a challenge for many households.

While property market conditions vary from area to area, understanding your borrowing capacity and home ownership options can help you make informed decisions about your next move.

๐Ÿ’ก This is where I can help:
โœ” Work out what you can comfortably afford โ€“ not just what a lender may be willing to lend.
โœ” Explore deposit options, government schemes and grants that may be available to you.
โœ” Compare lenders and loan options to find a solution that suits your circumstances.

Buying isn't the right choice for everyone, but if you've been wondering whether home ownership could be within reach, it's worth exploring your options.

๐Ÿ“ฉ Send me a message to explore your options and understand what steps may be involved in buying a home.

๐‹๐จ๐จ๐ค๐ข๐ง๐  ๐ญ๐จ ๐›๐ฎ๐ข๐ฅ๐ ๐ฒ๐จ๐ฎ๐ซ ๐ฉ๐ซ๐จ๐ฉ๐ž๐ซ๐ญ๐ฒ ๐ฉ๐จ๐ซ๐ญ๐Ÿ๐จ๐ฅ๐ข๐จ?The right investment loan structure can help support your long-term property go...
30/05/2026

๐‹๐จ๐จ๐ค๐ข๐ง๐  ๐ญ๐จ ๐›๐ฎ๐ข๐ฅ๐ ๐ฒ๐จ๐ฎ๐ซ ๐ฉ๐ซ๐จ๐ฉ๐ž๐ซ๐ญ๐ฒ ๐ฉ๐จ๐ซ๐ญ๐Ÿ๐จ๐ฅ๐ข๐จ?
The right investment loan structure can help support your long-term property goals.

At Nectar Mortgages, I help investors explore:
๐Ÿก Equity access options
๐Ÿ“ˆ Investment loan structures
๐Ÿ’ฐ Deposit strategies
๐Ÿ”‘ Rentvesting options

Whether youโ€™re purchasing your first investment property or planning your next move, Iโ€™ll help you understand your lending options and try to find a solution tailored to your needs.

๐Ÿ“ฉ Message me to chat about your investment goals.

Address

Greystanes, NSW
2145

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