We Are Available

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Two checks, not one! 🏠✅Meeting the Australian Government’s Help to Buy eligibility rules is one step: but it does not au...
04/09/2026

Two checks, not one! 🏠✅

Meeting the Australian Government’s Help to Buy eligibility rules is one step: but it does not automatically mean a lender will approve the loan.

A lender still assesses:
• Policy and serviceability
• Credit history and documentation
• Property acceptance and valuation
• Scheme and lender conditions

Another potential pathway is an eligible 5% deposit option with no LMI, which may support full ownership rather than shared equity: subject to normal lending criteria, availability and approval. No LMI does not mean no assessment.

Learn more: https://www.weravailable.com
Book an appointment: https://calendly.com/weravailable-info đź“…

This content is general information only and not financial advice. Eligibility, lender conditions, serviceability, availability, property and scheme rules apply. Fees and charges may apply. Terms may change. Approval is not guaranteed.

© 2026 We R Available Pty Ltd. Credit Representative Number 525585 authorised under Australian Credit Licence Number 384074.



Which part of the home-buying journey would you like explained next?

Is waiting until you have a 20% deposit always the right move?For eligible first-home buyers, a 5% deposit pathway may p...
04/09/2026

Is waiting until you have a 20% deposit always the right move?

For eligible first-home buyers, a 5% deposit pathway may provide an opportunity to enter sooner without Lenders Mortgage Insurance, subject to scheme rules, lender policy, approval and your ability to manage repayments.

Waiting can mean a larger deposit: but prices, rent and personal circumstances may change too. The right choice depends on your numbers, timeline and comfort level, not a single percentage.

Learn more: https://www.weravailable.org
Book a conversation: https://calendly.com/weravailable-info

General information only, not financial advice. Consider your circumstances and seek professional advice.

© 2026 We Are Available Pty Ltd. Credit Representative Number 525585 authorised under Australian Credit Licence Number 384074.


Would entering with 5% or waiting longer better suit your situation?

Signed a property contract and wondering if you can change your mind? ⏰ Cooling-off periods differ across Australia: and...
04/09/2026

Signed a property contract and wondering if you can change your mind? ⏰ Cooling-off periods differ across Australia: and in some locations, there may be no automatic cooling-off right.

🏡 Quick residential private-sale snapshot:
ACT: 5 working days
NSW: 5 business days
NT: 4 business days
QLD: 5 business days
SA: 2 clear business days
TAS: No statutory period
VIC: 3 clear business days
WA: None unless included in the contract

Important: Start dates, fees, auction exemptions and eligibility can vary. Cooling-off is not a substitute for arranging finance, inspections or reviewing the contract before signing. Always seek independent legal or conveyancing advice for your specific situation.

For general information only: not legal or financial advice. Visit https://www.weravailable.org

Don’t miss out: schedule your appointment to discuss your loan application at your convenience: https://calendly.com/weravailable-info 📅

© 2026 We Are Available Pty Ltd. Credit Representative Number 525585 authorised under Australian Credit Licence Number 384074.



Which state or territory are you buying in, and what part of the contract process would you like explained?

Entering the property market for the first time? You don't necessarily need to wait years to save a 20% deposit before b...
04/09/2026

Entering the property market for the first time? You don't necessarily need to wait years to save a 20% deposit before buying your home.

With options like 5% deposit solutions that help you avoid Lenders Mortgage Insurance (LMI), eligible first-home buyers can step into their own home sooner. While saving a larger deposit has its benefits, entering the market earlier can also mean building equity sooner: though it's important to weigh up repayments, buffers, and upfront costs carefully.

Let's discuss what deposit pathway fits your goals. Book a chat with us: https://calendly.com/weravailable-info

Don't miss out: schedule your appointment to discuss your loan application at your convenience: https://calendly.com/weravailable-info đź“…

Learn more at https://www.weravailable.org

© 2026 We Are Available Pty Ltd. Credit Representative Number 525585 authorised under Australian Credit Licence Number 384074.



Which deposit pathway feels most realistic for your goals right now: the 5% option or saving towards 20%?

Thinking of making your first offer? 🏡 Before you sign anything, choose your conveyancer early.A first-home buyer found ...
03/09/2026

Thinking of making your first offer? 🏡 Before you sign anything, choose your conveyancer early.

A first-home buyer found a property they loved. Instead of rushing, they had a conveyancer review the contract first. This helped them understand key terms, conditions, dates and potential risks before committing.

Remember: legal support before signing is different from coordinating contract milestones after an offer is accepted. Your conveyancer can help you understand the contract, while your broker helps you assess finance readiness and strategy. Two different roles, one more confident buying journey! âś…

Don’t miss out: schedule your appointment to discuss your loan application at your convenience: https://calendly.com/weravailable-info 📅

Learn more: https://www.weravailable.org

General information only and not financial advice. Consider your circumstances and seek independent legal and financial advice.

© 2026 We Are Available Pty Ltd. Credit Representative Number 525585 authorised under Australian Credit Licence Number 384074.

Would you choose a conveyancer before making your next offer: and what would you want them to explain? đź’¬

Thinking about building your dream home or taking on a major renovation? Construction lending is unique : funds are draw...
03/09/2026

Thinking about building your dream home or taking on a major renovation? Construction lending is unique : funds are drawn down progressively as your build reaches each stage, rather than all at once.

The right construction loan should suit the way you're building: how progress payments work, interest-only options during the build, and the documentation builders and valuers need along the way. It's a completely different rhythm to buying an established home, and it helps to have guidance that understands the journey.

Whether you're building new or renovating, we're here to help you explore financing that fits your project.

Want to talk it through? Book a chat with our team: https://calendly.com/weravailable-info

Learn more at https://www.weravailable.org

© 2026 We Are Available Pty Ltd. Credit Representative Number 525585 authorised under Australian Credit Licence Number 384074.



What's the biggest question on your mind when it comes to funding a build or renovation?

🏡 A 2% Help to Buy deposit isn’t always 2% total cash at settlement.With the Australian Government’s Help to Buy scheme,...
03/09/2026

🏡 A 2% Help to Buy deposit isn’t always 2% total cash at settlement.

With the Australian Government’s Help to Buy scheme, deposit timing, acceptable sources of funds, lender rules and upfront costs can affect what you need: and when. Always confirm scheme and lender requirements.

An eligible 5% deposit, no-LMI pathway may support full ownership from settlement, subject to normal lending criteria: lender policy, serviceability, credit assessment, documentation, valuation, availability, conditions and approval.

Learn more: https://www.weravailable.com
Book an appointment: https://calendly.com/weravailable-info đź“…

This content is general information only and not financial advice. Eligibility, lender conditions, serviceability, availability, property and scheme rules apply. Fees and charges may apply. Terms may change. Approval is not guaranteed.

© 2026 We R Available Pty Ltd. Credit Representative Number 525585 authorised under Australian Credit Licence Number 384074.



What would you want clarified first: deposit timing, acceptable funds or total cash needed at settlement?

Rate changes do not always move in lockstep with the RBA.Lenders may adjust selected rates early because they are respon...
03/09/2026

Rate changes do not always move in lockstep with the RBA.

Lenders may adjust selected rates early because they are responding to funding costs, competition, market expectations and their appetite for particular loans. That does not mean every borrower receives the same change: or that a lower headline rate is automatically the best fit.

Compare the full loan structure, fees, flexibility and purpose before making a decision.

Learn more: https://www.weravailable.org
Book a conversation: https://calendly.com/weravailable-info

General information only and not financial advice.

© 2026 We Are Available Pty Ltd. Credit Representative Number 525585 authorised under Australian Credit Licence Number 384074.


What rate or loan question would you like explained simply?

Thinking about Help to Buy and other first-home assistance? 🏡Don’t assume Help to Buy can: or cannot: be combined with g...
02/09/2026

Thinking about Help to Buy and other first-home assistance? 🏡

Don’t assume Help to Buy can: or cannot: be combined with grants, concessions or other assistance. The answer depends on current Commonwealth and state or territory rules, as well as your circumstances. Always check the official rules before making decisions.

An eligible 5% deposit pathway with no LMI may be an alternative, potentially supporting full ownership from settlement: subject to lender policy, serviceability, credit assessment, documentation, valuation, availability, conditions and approval.

Compare your options carefully so you understand the pathway, costs and responsibilities. We’re here to help you explore the right questions.

Book an appointment: https://calendly.com/weravailable-info đź“…
More information: https://www.weravailable.com

This content is general information only and not financial advice. Eligibility, lender conditions, serviceability, availability, property and scheme rules apply. Fees and charges may apply. Terms may change. Approval is not guaranteed.

© 2026 We R Available Pty Ltd. Credit Representative Number 525585 authorised under Australian Credit Licence Number 384074.



What questions do you have about comparing first-home assistance options?

🏡 Settlement day is exciting: until a convincing email or phone call puts your deposit at risk.Identity impersonation an...
02/09/2026

🏡 Settlement day is exciting: until a convincing email or phone call puts your deposit at risk.

Identity impersonation and settlement-payment scams are real. Before sharing documents or transferring funds:

✅ Verify who you’re dealing with using a trusted phone number: not one provided in a new email.
âś… Confirm bank details verbally with your conveyancer or solicitor before every payment.
âś… Be cautious of urgent requests, unexpected changes or pressure to act immediately.
âś… Never share passwords or one-time security codes.
âś… If something feels unusual, pause and independently verify it.

A few extra minutes can help protect your savings, your settlement and your future home. Need help navigating your home-loan journey? Schedule an appointment at your convenience: https://calendly.com/weravailable-info đź“…

Learn more: https://www.weravailable.org

General information only; this is not financial advice. Consider your circumstances and seek independent advice.

© 2026 We Are Available Pty Ltd. Credit Representative Number 525585 authorised under Australian Credit Licence Number 384074.



What steps do you take to verify payment instructions before settlement?

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