10/05/2026
After almost every interest rate hike, I start seeing distressed properties coming up for sale.
These are usually investors who bought without a clear plan or proper research.
No deep look into rental demand.
No understanding of vacancy rates.
No analysis of population growth, local economy, or future opportunities in the area.
Their expectation was strong rent + capital growth.
but...
..rental income didn’t perform the way they thought.
Capital growth hasn’t happened over the last couple of years — and in some cases I’m seeing negative growth.
Now holding costs are high, repayments hurt, and selling at a loss feels like the better option than continuing to hold.
And honestly… this is avoidable.
An investment property shouldn’t start with inspections or scrolling listings.
It should start with:
👉 What is your goal?
👉 What level of capital growth do you actually need?
👉 What strategy supports that outcome?
Then you go property hunting.
Not the other way around.
Buying based on emotion or a sales agent’s pitch is often expensive.
So, start from the basics and follow the right process !