13/06/2026
There's a lot of noise about property investing and housing right now - and leading up to the Victorian state election in November, it's only going to get louder.
The loudest voices will tell you:
• Investors are greedy
• Renters are struggling
• Young people will never get ahead
But here's what the noise is actually designed to do: divide. Not to solve anything - just to generate enough fear and uncertainty to drive emotion, and win votes.
When you cut through the noise, the reality looks like this:
• Fewer people are buying. When the sentiment to buy or invest drops, so does the supply of properties coming to market - first home buyers and renters pay the price.
• Rents are rising, because rental supply in the areas people actually want to live is shrinking.
• Young people are caught in a trap - rents are climbing, but the cost of a mortgage is still significantly higher. There's no easy door to walk through.
• Renters have more rights on paper. But more rights don't answer the question of whether buying or renting a home will become more affordable.
• The incentive to be a homeowner or investor is in question. As taxes rise and responsibilities grow, more investors are questioning whether it's worth it.
Through all of this, I haven't heard a single concrete plan from our political leaders to address any of it.
To be honest, I'm not sure the incentive to fix it really exists - because a divided population is easier to control than an educated one.
When renters and investors are pitted against each other, nobody wins.
When young people are told the system is rigged against them, they stop trying to understand it.
When self-funded retirees are painted as the enemy, we lose the very people who could be showing the next generation what's possible.
The divide is the strategy. Education is the antidote.
Understanding how property and finance works is what closes the gap between renter and owner,
between a generation that feels locked out and one that found a way in.
What the reality shows, there is more opportunity available than most people are being told.
Building a financially sustainable and harmonious future won't happen through policy announcements or election promises. It happens one person at a time, when they stop listening to the noise and start asking questions.
The more of us who choose education over division, the closer we get to a future that actually works for everyone.
