Lisa Loke Real Estate

29/05/2026

The budget didn't kill property investing. It just moved the advantage.

New builds keep full negative gearing. Investors can still offset losses against salary income. New builds also give investors the choice between the 50% CGT discount or the new indexation method when they sell. Established properties bought after 12 May don't get that choice.

Perth's new build pipeline, particularly in growth corridors like South Lake, Byford, Wandi, and the southern suburbs, is positioned well for exactly this kind of investor demand.

The fundamentals haven't changed. The strategy has. General information only. Speak to your accountant.

27/05/2026

Perth property hasn't collapsed after every budget scare. Here's why and what's actually worth watching now.

Perth is still undersupplied. Vacancy rates remain historically low. Population growth hasn't slowed. These fundamentals don't change because of one budget announcement.

What is changing: some investors holding established properties are now listing. That's creating more stock and more opportunity for buyers who are ready.

For sellers: the window to achieve a strong price with less competition is now. Don't wait for the dust to settle.

For buyers: more listings are coming. But quality properties in strong locations won't sit around.

For investors: your strategy just became more important than your tax structure.

Perth rewards people who think clearly in noisy times.

27/05/2026

Should you sell your investment property before July 2027?

It depends on three things. How much has it grown. Whether you’re still negatively geared. And what your actual long term plan is.

Selling in a strong market is strategy. Selling out of fear is something else entirely.

Perth’s market is still strong. But some of these decisions have a window. Happy to talk through your situation. General information only. Speak to your accountant.

26/05/2026

Negative gearing is changing. But not for everyone.

Group 1 — already own: protected, nothing changes.

Group 2 — buying established after 12 May 2026: losses quarantined to property income from July 2027.

Group 3 — buying a new build: fully negative gearable, no change.

Before you make any decisions based on headlines, know which group you're in first. General information only. Speak to your accountant.

23/05/2026

I actually like off-the-plan property. When the project, location, and fundamentals make sense, it can be a genuinely smart decision.

But I also think buyers deserve honest conversations before they sign anything.
Because beautiful renders don't always tell the full story.

The layout. The ownership costs. Future supply in the area. Developer track record. Settlement timeline.

These details matter far more than most people realise. And too often, buyers only fully understand them after settlement.

If you're thinking about buying off the plan, a quick conversation upfront can save a lot of stress later.

Happy to help you sense-check the project before you commit. No pressure, just clarity.

DM me if you'd like honest advice.

22/05/2026

Negative gearing on established properties is changing. But before you panic, here's exactly who it affects.

If you already own an investment property, nothing changes. You're grandfathered. Current rules apply.

If you bought or were already under contract before budget night, 12 May 2026, you're also protected.

But if you're buying an established property after that date, from July 2027 you won't be able to offset rental losses against your salary. Those losses get quarantined against future property income only.

New builds? Still fully negative gearable. That's deliberate — the government wants to push investors toward new supply.

So what should investors do now? Get clear on your strategy. Because the rules for established property and new builds are now genuinely different.

I'm Lisa — former accountant, now property strategist. If you want to talk through what this means for you, reach out.

General information only. Speak to your accountant for advice specific to your situation.

21/05/2026

Cottage Charm Meets Modern Freedom. ✨

Some people spend years searching for a home that just makes sense.

This is it. 🔑

This property isn't trying to be everything to everyone. It's a smart, considered, single-storey home on a cottage block. Charming at the front, practical at the back, and effortless in between. 🏡

Just imagine pulling in through the rear lane, into your own double garage, closing the door behind you, and knowing: this is mine.

To find out more details on the property, please get in touch 📲

18/05/2026

Capital gains tax just got a rewrite.

Here's what it means for your investment property — in plain English.

Right now, if you sell an investment property you've held for more than 12 months, you only pay tax on half your gain. That's the 50% CGT discount most investors are used to.

From July 2027, that changes. Instead of the 50% discount, you'll only be taxed on your real gain after inflation. For properties with strong capital growth — like most in Perth — the tax bill could be higher.

The good news: if you already own, your gains before July 2027 are still fully protected under current rules.

If you're holding an investment property and wondering whether now is the time to sell, it's worth getting clear on your numbers before the rules shift.

Happy to chat — no pressure, just clarity.

General information only. Please speak to your accountant for advice specific to your situation.

10/05/2026

Happy Mother’s Day to all the amazing mums and mother figures out there.
Thank you for the love, strength, and care you bring to your families and communities every day. Wishing you a beautiful day filled with appreciation, joy, and lots of love. 💐

07/05/2026