14/05/2026
Alright listen up because the 2026 Federal Budget is giving us one of the most significant structural changes to property investing in years.
From 1 July 2027, negative gearing benefits are gonna be limited to new builds only for anything bought after Budget night.
Established homes are out. New supply is in.
So basically every investor in Australia who wants to offset their income tax with property losses now has to buy new. That's not small by any means. It's a massive pool of demand. And it's being pointed directly at new developments.
This is huge stuff for anyone in property investing.
It won’t change the fundamentals. Location, pricing, and ex*****on, all that still matters. But it’s going to change the conversation with buyers.
Here’s what I’m keeping an eye on now:
– How lenders are responding to valuations
– Which markets absorb the demand most efficiently
– How this is going to impact construction & build timelines
So yes, the rules have changed. But it’s going to push us into something that’s going to be huge for property & it’s worth understanding exactly how.