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13/04/2026

Your Trusted Advisor in Business and Wealth.

There’s a lot of talk in the news about affordability and mortgage rates right now, but here’s what almost no one is talking about.
Yes, mortgage rates have been inching up these past few weeks. But it’s still more affordable to buy compared to buyers who made a purchase last year.
Even now, the average monthly payment is about $300 lower than it was just a year ago.
So, while rates have shifted lately, the opportunity to buy hasn’t gone away.
If you want or need to move, let’s talk strategy.
DM me if you want to know what I’m doing to help my clients feel confident moving forward.



Schedule an appointment with me www.itstimetomeet.com
Ericfrazier.com
714-475-8629

13/04/2026

Your Trusted Advisor in Business and Wealth.

Wondering If You Should Still Buy a Home Right Now? Here’s What To Keep in Mind.

Even though there’s some uncertainty, that doesn’t mean you’re out of options.

If you need to move, you still can. Let’s connect so we can explore all your options and make your move happen.

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Schedule an appointment with me www.itstimetomeet.com
Ericfrazier.com
714-475-8629

With economic headlines, global events, and near constant talk about affordability, you may be wondering if this is the right time to move.

09/04/2026

Your Trusted Advisor in Business and Wealth.

For some families who want to buy, the numbers just aren’t lining up right now.

Between ongoing affordability challenges and rising childcare costs, it can feel like you have to choose either buying a house or paying for daycare.

But a growing number of people are finding a smart solution where they can do both: buying a multi-generational home.

1 in 7 buyers purchase a home with their parents, grandparents, or other relatives. And here’s how that helps.

By combining incomes and sharing expenses, they can finally afford to buy. And it even makes childcare easier when loved ones all live under one roof.

Sometimes the path to homeownership isn’t doing it alone. It’s doing it together.

Want to explore what this could look like for you? Let’s connect.



Schedule an appointment with me www.itstimetomeet.com
Ericfrazier.com
714-475-8629

09/04/2026

Your Trusted Advisor in Business and Wealth.

When Buying a Home Feels Out of Reach, Some Families Do This Instead

If you want more information on multi-generational homes, let’s have a quick conversation about what’s available in our area. Sometimes the path to homeownership isn’t doing it alone. It’s doing it together.



Schedule an appointment with me www.itstimetomeet.com
Ericfrazier.com
714-475-8629

For a lot of people, the math on buying a home just doesn’t really work right now.

09/04/2026

Your Trusted Advisor in Business and Wealth.

More buyers are starting to take a closer look at adjustable-rate mortgages (ARMs) right now — and it’s not hard to see why.

They typically come with a lower initial rate, which can help make a home purchase more affordable in today’s market.
But here’s the part that matters: that lower rate is temporary.

After the initial period, your rate (and your monthly payment) can adjust.

So, it’s not about whether an ARM is good or bad. It’s about whether it fits your long-term plan.

If you’re trying to figure out what you can comfortably afford, it’s worth having a conversation with a trusted lender or financial advisor to walk through your options and see what makes the most sense for you.



Schedule an appointment with me www.itstimetomeet.com
Ericfrazier.com
714-475-8629

08/04/2026

Your Trusted Advisor in Business and Wealth.

Thinking About an Adjustable-Rate Mortgage? Here’s What You Need To Know.

ARMs are getting more attention again because they can make buying a home more affordable in the short term. But they’re not right for everyone.

The key is understanding how they work, what the risks are, and whether they fit your plan. And that’s why you need to talk to a trusted lender and financial advisor before you make any decisions.

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Schedule an appointment with me www.itstimetomeet.com
Ericfrazier.com
714-475-8629

If you’ve been looking for a home lately, you’ve probably felt how tough affordability still is.

07/04/2026

Your Trusted Advisor in Business and Wealth.

Scroll through your social feed, and you may come across something that says investors are buying all the homes right now. But housing market data tells a different story.

Only 0.4% of the 86 million single-family homes in the U.S. are owned by large investors (those with over 1,000 properties) today. That's a lot less than headlines would have you think.

So, if that’s been shaping how you see your chances of buying, it might be worth looking at things a little differently.

Want a quick breakdown of what’s really driving today’s market? DM me.



Schedule an appointment with me www.itstimetomeet.com
Ericfrazier.com
714-475-8629

07/04/2026

Your Trusted Advisor in Business and Wealth.

Investors Own Just 0.4% of Single-Family Homes

You may have heard big investors are buying a lot of homes. But that’s not what the numbers show. Only 0.4% of the single-family homes in this country are owned by big investors. Want a quick breakdown of what’s really driving today’s market? Let’s talk.



Schedule an appointment with me www.itstimetomeet.com
Ericfrazier.com
714-475-8629

06/04/2026

Your Trusted Advisor in Business and Wealth.

If your house is for sale and you’re not getting any offers, or at least none you’re comfortable with, you may be starting to wonder if it’s better to rent it out instead.

But here’s the truth. Being a landlord isn’t always as easy as it sounds.

You have to find tenants. Chase down missed payments. Be on call anytime something breaks. And deal with unexpected costs and repairs.

So, make sure to carefully weigh the pros and cons before you make a decision.

For some homeowners, the hassle (and the expense) of turning a house into a rental property aren’t worth it.



Schedule an appointment with me www.itstimetomeet.com
Ericfrazier.com
714-475-8629

06/04/2026

Your Trusted Advisor in Business and Wealth.

Your House Hasn’t Sold Yet. Should You Rent It Out Instead?

If you're torn between selling and renting, make sure to carefully weigh the pros and cons first. For some homeowners, the hassle (and the expense) of renting may not be worth it.



Schedule an appointment with me www.itstimetomeet.com
Ericfrazier.com
714-475-8629

When your house sits on the market longer than expected, it can get frustrating fast.

02/04/2026

Your Trusted Advisor in Business and Wealth.

Be honest. Have you started looking at homes online yet?

Because if you have, it’s already time to get pre-approved.

While you may be tempted to wait until you’re really serious about a house, that actually puts you behind the game.

The better bet is getting pre-approved before you fall in love with something.

It’ll give you clarity on what you can borrow, your ideal price point, and what your monthly payment could look like. That’s information you’re going to want up front, so you don’t fall for something outside of your range.

Plus, when a house you love hits the market, you’ll be ready to go – not scrambling to figure it out.

If you’re about to start looking or just casually browsing, let’s talk about where to start.



Schedule an appointment with me www.itstimetomeet.com
Ericfrazier.com
714-475-8629