Property Strategist

Property Strategist I help other people to build wealth and become financial freedom through property investing. Hi everyone, welcome to my page.

I’m a wife and a mother of 2 beautiful girls and I have been working as an Accountant for over 15 years and I’m also a Property Strategist. I'm passionate about property investing and want to help other people to build wealth and become financial freedom through property investing

Bye-bye quarter-acre block: more Australians are living in apartments – but do they meet our needs?✅ One day, people wil...
24/02/2023

Bye-bye quarter-acre block: more Australians are living in apartments – but do they meet our needs?

✅ One day, people will be able to rent a townhouse, but for someone living in inner-city Melbourne, it is almost impossible.
Sadly, the only options in our price range are modest flats. Being close to the city and having building facilities makes it more convenient.

✅Australians are moving into flats in unprecedented numbers as the cost difference between renting a private home and an apartment keeps growing.

✅ According to the 2021 census, around 1.3 million people now reside in apartments, an increase of 1.1% from 2016. At the same time, the number of Australians who reside in townhouses and terraces has remained constant, at 1.1 million.

✅ Dr. Michael Fotheringham, managing director of the Australian Housing and Urban Research Institute, said Australia needed to catch up to the fact that the 1950s dream of raising a family in a home with a back yard and a Hills hoist was becoming more and more out of reach for low to middle-income households, particularly at a time when the rental market was in crisis.

✅ Yet, after it was finished last year, rental costs have continued to rise. The census for 2021 did not evaluate housing hardship.
According to SQM research, the average weekly rent in capital cities was $577 for all homes and $421 for all apartments as of the census's completion in August.

✅ Since then, the average weekly rent for all apartments and homes has risen gradually to $478 and $661, respectively.

Apartments are becoming more popular, according to Fotheringham, who also noted that there is a desire for more supply in addition to lower rates.

✅ In our large cities, we have invested a lot of time in developing numerous flats. We have densely populated core cities and choose to construct outside of cities rather than in the middle of them.

✅ There's only so far you can go, unless we start creating new cities and developing regional centers into large cities. We have an abundance of flats with a shortage of separate houses.

HOW TO DECORATE A SMALL SPACE FOR OUTDOOR ENTERTAININGThe summer vacations are the best season for outdoor entertainment...
22/02/2023

HOW TO DECORATE A SMALL SPACE FOR OUTDOOR ENTERTAINING
The summer vacations are the best season for outdoor entertainment because of the mild evenings and sunny days. Even if your backyard isn't particularly large, you may still enjoy outdoor gathering. No matter the size, you may maximize the area and create your own personal paradise there. Here are some decorating ideas for tiny spaces that will be used for outdoor gatherings.
✅ Arrange furniture the right way
✅ Add extra seating with large pillows
✅ Use color wisely
✅ Be strategic when choosing furniture
✅ Bring on the plants
✅ Hang up lights

Benefits of buying an apartmentAre you considering purchasing an apartment but are unsure if it would be a wise decision...
20/02/2023

Benefits of buying an apartment
Are you considering purchasing an apartment but are unsure if it would be a wise decision? Purchasing an apartment might be a simpler way to get started in real estate or even a more economical option to increase your portfolio of properties. Whether you're an investor or an owner occupier, purchasing an apartment has its advantages.

Yet, there are still some things to think about before making the decision. The advantages of purchasing an apartment are listed below.

Cheaper than a house
Typically in desirable areas
Less maintenance

Australia Consumer ConfidenceFor the second consecutive month, and achieving the greatest monthly rise since April 2021,...
17/02/2023

Australia Consumer Confidence
For the second consecutive month, and achieving the greatest monthly rise since April 2021, the Westpac-Melbourne Institute Index of Consumer Sentiment for Australia rose 5% to 84.3 in January 2023. Since April of last year, January was the first month during which there was no increase in the RBA cash rate. Nevertheless, Westpac anticipates that the Reserve Bank Board will keep increasing its interest rate policy at its meeting on February 7. From a reading of 78 in November, which may have been the lowest point for consumer mood in this cycle, the Index has increased cumulatively by 8.1% over the previous two months, although sentiment is still depressingly low.
The sub-indices for "economic conditions next 12 months" (10.2%), "family finances next 12 months" (6.6%), and "time to buy a property" (4.4%) were the primary drivers of the improvement in January. While predictions for home prices decreased 10.3%, prospects for the labor market also improved.

𝐀𝐮𝐬𝐭𝐫𝐚𝐥𝐢𝐚𝐧 𝐏𝐫𝐨𝐩𝐞𝐫𝐭𝐲 𝐅𝐨𝐫𝐞𝐜𝐚𝐬𝐭: 𝐖𝐡𝐚𝐭’𝐬 𝐈𝐧 𝐒𝐭𝐨𝐫𝐞 𝐅𝐨𝐫 𝟐𝟎𝟐𝟑?The housing industry suffered in 2022 when mortgage rates began t...
15/02/2023

𝐀𝐮𝐬𝐭𝐫𝐚𝐥𝐢𝐚𝐧 𝐏𝐫𝐨𝐩𝐞𝐫𝐭𝐲 𝐅𝐨𝐫𝐞𝐜𝐚𝐬𝐭: 𝐖𝐡𝐚𝐭’𝐬 𝐈𝐧 𝐒𝐭𝐨𝐫𝐞 𝐅𝐨𝐫 𝟐𝟎𝟐𝟑?

The housing industry suffered in 2022 when mortgage rates began to rise considerably more quickly than anticipated, going up eight times to conclude the year at 3.1%. In order to put this into perspective, consider that at the start of 2022, the cash rate was only 0.1%.

According to Domain's chief of research and economics, in 2022 was a bit of a roller coaster really in terms of property values in the property market because we started the year with record prices and then moved into a slump very swiftly.

The RBA governor, Phillip Lowe, had earlier in 2021 stated that rates would not be raised until 2024. Lowe has subsequently retracted his statement and apologized to borrowers who took out large loans based on his incorrect advice.

Property specialists are cautiously hopeful that the market will stabilize in 2023 as interest rates flatten. Here is what we may anticipate seeing.

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Don’t miss out. Speak to us today:
📌 Kelly Do
☎ Phone: 0420 989 588
📩 Email: [email protected]
📎 Website: https://ironfish.com.au/offices/melbourne-cbd/

FROM ABBEY TO ZILLMERE, QUALITY REAL ESTATE IS AVAILABLE FOR SALEKelly Do Property Strategist provides a wide range of h...
13/02/2023

FROM ABBEY TO ZILLMERE, QUALITY REAL ESTATE IS AVAILABLE FOR SALE

Kelly Do Property Strategist provides a wide range of homes and properties for sale in Australia to suit all price ranges. Since 1994, our highly skilled real estate professionals have helped Australians locate stunning homes and properties for sale.

We place a high value on providing excellent customer service, and we'll do all we can to make the process of finding the ideal home as simple as we can. Throughout Australia, Kelly Do Property Strategist offers hundreds of breathtaking possibilities for whatever type of dream home you may have in mind.

Contact your neighborhood Kelly Do Property Strategist right away to chat with one of our helpful real estate agents about homes and property available for purchase or rental in Australia. As an alternative, you may just browse our Real Estate website and look for houses and properties on your own.

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Don’t miss out. Speak to us today:
📌 Kelly Do
☎ Phone: 0420 989 588
📩 Email: [email protected]
📎 Website: https://ironfish.com.au/offices/melbourne-cbd/

𝐁𝐮𝐲𝐞𝐫 𝐨𝐫 𝐬𝐞𝐥𝐥 𝐢𝐧 𝟐𝟎𝟐𝟑 𝐚𝐧𝐝 𝐚𝐥𝐥 𝐲𝐨𝐮𝐫 𝐨𝐭𝐡𝐞𝐫 𝐩𝐫𝐨𝐩𝐞𝐫𝐭𝐲 𝐦𝐚𝐫𝐤𝐞𝐭 𝐪𝐮𝐞𝐬𝐭𝐢𝐨𝐧𝐬 𝐚𝐧𝐬𝐰𝐞𝐫𝐞𝐝Should I wait to buy a house and see if value...
10/02/2023

𝐁𝐮𝐲𝐞𝐫 𝐨𝐫 𝐬𝐞𝐥𝐥 𝐢𝐧 𝟐𝟎𝟐𝟑 𝐚𝐧𝐝 𝐚𝐥𝐥 𝐲𝐨𝐮𝐫 𝐨𝐭𝐡𝐞𝐫 𝐩𝐫𝐨𝐩𝐞𝐫𝐭𝐲 𝐦𝐚𝐫𝐤𝐞𝐭 𝐪𝐮𝐞𝐬𝐭𝐢𝐨𝐧𝐬 𝐚𝐧𝐬𝐰𝐞𝐫𝐞𝐝
Should I wait to buy a house and see if values drop further? is the foremost concern of any buyer.

The decision for sellers is whether to sell right away or hold off and see if prices recover in the medium to short term.

It's a hard issue to answer without a crystal ball, but most analysts believe that what happens to the real estate market in 2023 will primarily depend on what the RBA does with the official cash rate.
Possibly in the latter half of 2023. If so, I believe that a return to a subdued level of growth is likely to occur.
Right now, the direction of the cash rate and cost of living is still upward, particularly during the first quarter. The inflation rate may begin to stabilize in mid-2023, which might lead to a more stable cash rate by the end of 2023; however, none of this is 100% guaranteed due to a number of factors: Covid-19, war, economic recession in other countries, a labor and resource shortage worldwide, and other unexpected events
However, it is still very much a case-by-case basis, again depending on the person's elasticity of demand and financial viability,

If you do need to sell for any reason—say, because the family situation has changed or a home is no longer financially viable for an investor—and your circumstances need you to do so, your options are limited.
Although things can change quickly, at the time of writing, gasoline prices have declined, supply-chain bottlenecks are dissipating, and most lately, inflation has begun to moderate a little. Due to the rapid increase in interest rates, we will start to witness increased unemployment next year, which will probably cause interest rates to decline later in 2023.

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Don’t miss out. Speak to us today:
📌 Kelly Do
☎ Phone: 0420 989 588
📩 Email: [email protected]
📎 Website: https://ironfish.com.au/offices/melbourne-cbd/

The good, the bad and the interesting in regional property in 2022Price adjustments, rate increases, and government pron...
08/02/2023

The good, the bad and the interesting in regional property in 2022
Price adjustments, rate increases, and government pronouncements combined to have a significant impact on buyers and sellers in the real estate market in 2022.

Here, we reflect on the year that was, covering the positives, negatives, and simply noteworthy events.

The good
In 2022, it became a little bit simpler for first-time homebuyers to get on the housing ladder.

That's partially because home prices are down, which means first-time buyers need to put down money for a deposit sooner rather than later.

But it's also because of a number of federal and state-level government programs that are available.

A shared equity program, which would see the government taking a 40% ownership in purchases made by participants, has been promised by the newly-elected Albanese government, however specifics on when it will start are yet forthcoming.

It will be available to singles making less than $90,000 or couples making less than $120,000 annually and will accept up to 10,000 candidates annually.

Both Victoria and NSW unveiled or increased equity programs targeted at attracting investors.

The state government of Victoria increased the Victorian Homebuyer Fund, which enables buyers to purchase with a 5% deposit and a state contribution of up to 25% of the purchase price in exchange for equity. Couples making up to $204,000 can participate in the program, as can singles making up to $128,000.

A shared equity program designed to help frontline employees like teachers and nurses buy their first house is being tested by the NSW state government.

In addition, beginning in January, first-time homebuyers in NSW who acquire a house valued at $1.5 million or less would not be required to pay stamp duty and may choose to pay an annual land tax in its place.

The bad
The two major news stories of this year—property prices and interest rates—cannot be avoided.

In May 2022, the RBA started hiking interest rates, and it hasn't stopped since.

Since the RBA doesn't meet until February, borrowers will get a break in January, but analysts predict at least a couple more rate increases in the coming year.
Although some economists predict the RBA will start decreasing rates in 2023, more than two-thirds of respondents predict the cash rate will peak in the first half of 2023.

Although it is clearly evident that the rises are having an effect on the market, how high rates rise will ultimately determine how low home prices fall.

Since April, property values have decreased 7% nationwide.

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Don’t miss out. Speak to us today:
📌 Kelly Do
☎ Phone: 0420 989 588
📩 Email: [email protected]
📎 Website: https://ironfish.com.au/offices/melbourne-cbd/

Saving for a home? Top 5 free things to do in Perth✅ Perth is frequently overlooked when discussing Australia's must-see...
31/01/2023

Saving for a home? Top 5 free things to do in Perth
✅ Perth is frequently overlooked when discussing Australia's must-see locations, yet it is full with stunning hidden jewels that provide lots of enjoyment. Here are 5 free activities that anyone can enjoy if they are saving for a home but still looking for something to do.
✅ Fremantle is a terrific destination to browse and explore because of its rich convict past and the fact that the markets have been present for about 120 years.
✅ Elizabeth Quay is a relatively new development that has been transformed from shipping docks into a destination for both tourists and locals and the ideal location for a stroll at dusk.
✅ A short drive from Perth, the Shoalwater Marine Park is a great destination for families. Here, you can see penguins, sea lions, dolphins, and even shipwrecks.
✅ There are numerous free local bicycle and walking excursions that highlight Perth's parks, museums, and other attractions.
The ideal location for the daring is Lancelin's White Sand Mountains. You may sandboard your way down the snow-white sand dunes, and admission is free.

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Don’t miss out. Speak to us today:
📌 Kelly Do
☎ Phone: 0420 989 588
📩 Email: [email protected]
📎 Website: https://ironfish.com.au/offices/melbourne-cbd/

Best rental yield suburbs in AustraliaTo get the highest gross rental yields possible if you're wanting to invest, you s...
28/01/2023

Best rental yield suburbs in Australia
To get the highest gross rental yields possible if you're wanting to invest, you should make sure the area in which you buy your investment property is a good one. Realestateview has already done the legwork for you; we have compiled a list of the top ten suburbs in each capital city with respect to rental yields.

The gross rental yield figure is a formula that compares the annual rental revenue you can expect to earn to the property's market value.
These graphs undoubtedly highlight the differences between the best locations for residences and rental properties. While Melbourne's West is primarily the best area for housing rental returns, Inner Melbourne offers the best rental returns for apartments.

———————————————
Don’t miss out. Speak to us today:
📌 Kelly Do
☎ Phone: 0420 989 588
📩 Email: [email protected]
📎 Website: https://ironfish.com.au/offices/melbourne-cbd/

Why should I track the value of a property?Understanding your property’s value is important in understanding your overal...
26/01/2023

Why should I track the value of a property?
Understanding your property’s value is important in understanding your overall financial position and investments. It also assists in providing you with a guide on the possible equity you have in your home which can assist with other financial decisions. Also by providing you with expert market insights to help in finding the right time to sell or buy to ensure you can capitalize on market momentum. Finally, an estimated property valuation also provides you with valuable insights on recent sales in your area to provide you with insights into your suburb's performance.

———————————————
Don’t miss out. Speak to us today:
📌 Kelly Do
☎ Phone: 0420 989 588
📩 Email: [email protected]
📎 Website: https://ironfish.com.au/offices/melbourne-cbd/

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