14/05/2026
🚨 BIG Changes for Property Investors in the 2026 Budget 🚨
If you’ve been eyeing an investment property, the landscape just changed. Here’s the 60-second breakdown of the new tax reforms:
✅ Negative Gearing: From July 1, 2027, you can no longer offset losses from existing properties against your salary. Those deductions are now limited to your rental income only. The exception? New builds are still fully deductible!
✅ Capital Gains Tax (CGT): The flat 50% discount is being replaced. Moving forward, your tax will be based on an "inflation indexation" model—meaning you only pay tax on the real gain after inflation.
✅ The "New Build" Incentive: To boost housing supply, the government is keeping the old perks for new homes. Investors who build may still access the 50% CGT discount or the new model—whichever is better.
The takeaway: The strategy is shifting from "tax losses" to "rental yields and new supply." Time to review the portfolio! 📈 🏠
