David Chu • The Buyers Ally

David Chu • The Buyers Ally 📈 Helping First Home Buyers secure investment-grade properties
🏡 Turning first homes into good long-term investments
https://linktr.ee/davidchubuyersagent

08/09/2026

Remember to also review the last few years of minutes of meetings. You will find lots of information on the building.

03/09/2026

A crash is when people have to sell. A correction is when people choose not to buy.
One takes years to unwind. The other turns the moment confidence comes back.
We’re in the second one.

19/08/2026

Happy clients

Rates on hold. Lenders building 40-year loans. More people at my last three opens than a few weeks ago.Three things that...
12/08/2026

Rates on hold. Lenders building 40-year loans. More people at my last three opens than a few weeks ago.
Three things that only make sense together.

The RBA held at 4.35% yesterday. Second hold in a row.More useful than the decision were the forecasts released with it....
12/08/2026

The RBA held at 4.35% yesterday. Second hold in a row.

More useful than the decision were the forecasts released with it. The Bank expects inflation back at the 2.5% midpoint of its target range by early 2028, with trimmed mean easing from 3.3% now to 2.4% by mid-2028.

At the same time, lenders have been getting creative. AMP Bank launched an investment loan on 30 July with terms up to 40 years and up to 10 years interest only. Six lenders now offer 40 year terms. Whatever you make of the products themselves, the signal is worth reading: lenders don’t build for a market they’re leaving. They’re competing for investor business again.

What I’m seeing on the ground is the part that isn’t in the data yet. More people through opens last weekend. I expect confidence to keep building over the next few months.

That’s the whole point. Stabilisation is eighteen months out on the RBA’s own timeline, but confidence comes back well before the finish line, and so does the competition.

The negotiating window is now.

11/08/2026

Just a few tips

23/07/2026

Wouldn’t it be nice to pay less tax, so you can save more towards your home deposit?

22/07/2026

Government modelling says the negative gearing and capital gains tax changes will lift median rents by less than $2 a week.
The latest data tells a different story. National advertised rents rose around $20 a week in three months, a record $670.

But when the rental market is already this tight, do you genuinely believe the impact stops at two dollars?
Do you trust the modelling, or what’s actually happening in the market?

20/07/2026

Is waiting the best strategy right now?

Rates. Tax changes. Uncertainty about where prices go next. It’s a fair question to ask.

Waiting for the “right time” usually means waiting for more competition, not less. When conditions improve, everyone feels it at the same time, and prices tend to move first.

The better question isn’t when. It’s where. Some markets are genuinely weak right now. Others have real fundamentals underneath them regardless of what happens with rates over the next 12 months.

If you’re not sure which is which, that’s the work worth doing while you wait.

14/07/2026

4 reasons I’m cautious with off-the-plan and house-and-land packages.
Tax perks don’t fix a property that isn’t worth what you paid.
Established property. Good land. Fundamentals already in place.

Address

Sydney, NSW

Opening Hours

Monday 8am - 6pm
Tuesday 8am - 6pm
Wednesday 8am - 6pm
Thursday 8am - 6pm
Friday 8am - 6pm
Saturday 8am - 6pm
Sunday 8am - 6pm

Telephone

+61412786239

Website

,

Alerts

Be the first to know and let us send you an email when David Chu • The Buyers Ally posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to David Chu • The Buyers Ally:

Shortcuts

Featured

Share

Category