11/06/2026
Most business owners assume they need two years of perfect tax returns to even get a look in. Not true. Some lenders now assess just your most recent year’s financials, others accept BAS or business bank statements instead of tax returns entirely — and there are even options if your ABN is less than 12 months old. The right preparation (and the right lender match) is what gets you approved.
We work with 70+ lenders and help self-employed Australians get finance their bank said wasn’t possible.
Comment “SELF EMPLOYED” and we will DM you the free guide 📩
General information only. Credit criteria apply.