Michelles Moving Mortgages

06/22/2026

A mortgage refinance can help you pay down debt sooner, take out money to renovate, invest, or buy another property. If interest rates have fallen since you first signed your current mortgage contract, it could be time to refinance to save yourself money and reduce your monthly payment.

Here are a few reasons why Canadians refinanced their mortgages so far this year:

-Reduce their interest rates and benefit from cost-saving opportunities
-Pay off medical bills, outstanding student loans or credit cards
-Levarege equity for an investment property purchase
-Spousal buy out after a divorce
-Invest in their RRSP, TFSA or other investments to fuel their retirement savings
-Change from a fixed rate to an adjustable one, or vice versa
-Pay off their mortgage sooner

As you can see, there are many wonderful reasons to consider a mortgage refinance, even before your term is up. But remember, before you make any decisions you should understand all of the possible consequences first. The best thing you can do is consult a Pineapple mortgage professional such as myself and a trusted financial planner to discuss the pros and cons of a refinance and how to make your home’s equity work for you.

Please feel free to reach out today

Michelle Wilson
905-724-0969
https://gopineapple.ca/michellewilson
https://gopineapple.ca/michellewilson/preapproval
M20001477

06/11/2026

If you have a mortgage renewal on the horizon, it’s a smart move to start looking at your options early so you aren’t rushed later.

It’s also a perfect time to look at the bigger picture—if you’re managing higher-interest debt, consolidating it could be a great way to breathe some room back into your monthly budget. And for those looking to buy their very first home, getting a clear picture of your numbers now means you’ll be ready to act fast when the perfect place pops up.

The truth is, no one has a crystal ball for where interest rates will sit in six months. But we do know that a little bit of planning today unlocks a lot more choices tomorrow.

If you’d like to see what your specific options look like, lets connect today

Michelle Wilson
905-724-0969
M20001477
https://gopineapple.ca/michellewilson
https://gopineapple.ca/michellewilson/preapproval

05/29/2026

We know she’s in the right place today having three surgical procedures and though it’s challenging it’s a journey of strength and healing we know her team and both friends and family will be watching her navigate these halls of Sick Kids

30 + procedures , multiple appts too many to count and therapies both in person and virtually. Phone calls and many late nites with no sleep Shannon shows bravery , strength and integrity.

She’s got this.

05/04/2026

May the 4th be with you .

04/30/2026

04/21/2026

Yes Shannon have an important appt in the city for kiddos knees Toronto Western Emergency but we also made an “appt” to head to the aquarium ( Thanks Starlight Children’s Foundation Canada) prior to the scans.
Oh ,we also made sure to go dress shopping too for her all abilities dance next month.

Missions accomplished

04/16/2026

Getting a reverse mortgage is often a “lifestyle” decision as much as a financial one.

Reverse mortgages can be considered a great move if over the age of 55+ for numerous reasons such as :

1. Improving monthly cash flow
2. Staying in YOUR home
3. You retain ownership of YOUR home
4.Flexible use of the funds .

There are many more benefits and I’d love to chat more in depth and answer YOUR questions

Please feel free to get in touch today .

Michelle Wilson
905-724-0969
M20001477
gopineapple.ca/michellewilson

03/26/2026

At our home away from home but sneaking in a bit of work between 2 days of back to back appts .

03/20/2026

Spring where are you ?