04/02/2026
Calgary real estate closing costs, what nobody tells first-time buyers (and the one thing that makes Alberta different)
Most people save their down payment and think they're ready to buy. Then they get to closing and find out there's $3,000–$5,000 more they weren't expecting.
Legal fees. Home inspection. Title insurance. Property tax adjustments.
Here's what surprises everyone: Alberta has zero land transfer tax. Buyers in Ontario and BC pay thousands extra. You don't.
But you still need to budget that extra cash on top of your down payment, and most people aren't told that until it's too late.
I put together a free Calgary Affordability Guide with the actual numbers, real neighbourhoods, real down payments, real monthly costs. No jargon. No pressure.
DM "AFFORD" and I'll send it to you right now.
AlbertaRealEstate CalgaryRealtor YYCRealEstate HomeBuyingTips CalgaryHomes