Durga Ram Realtor

Durga Ram Realtor Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Durga Ram Realtor, Estate agents, 20020 84 Avenue , Langley Twp, BC V2Y 5K9, Langley, BC.

Inclusive and People-First Realtor with global PM, HR & marketing experience | Ex-Amazonian | Passionate about People, Culture & Community | Yoga, Zumba & Wellness Champ

09/17/2026

Canada: Rate Cuts Can Worsen Affordability
A recent study from Canada’s central bank sheds light on a common misconception: cutting interest rates doesn’t immediately make housing more affordable. In fact, when borrowing gets cheaper, housing demand rises quickly—resales often jump within months, with the full effect showing up 18 to 24 months later. But the real kicker? New home construction takes even longer to respond, often ramping up only after a two-year lag. When strong job markets and easier lending make buyers feel more confident, demand surges even more. Yet builders face planning hurdles and need time, especially for multi-unit projects, before new supply comes online. As someone who sees firsthand how policy shifts ripple through local markets, I know that while rate cuts eventually encourage more building, supply always lags behind demand. That’s why experts say monetary policy alone can’t solve our affordability challenges. True solutions require a holistic approach—one that keeps people, communities, and future growth at the center.

09/15/2026

CREA data shows home sales up 0.5% while new listings fall 1.6% — regional markets shift toward balanced territory
The latest CREA figures reveal an interesting shift in the Canadian housing landscape: home sales edged up by 0.5% while new listings dipped 1.6%, bringing the sales-to-new listings ratio to 51.3%. With inventory sitting at 4.7 months, we’re seeing prices hold steady and even experience a touch of growth. What stands out to me, especially after years navigating complex projects and fostering community in BC, is how these numbers reflect a move toward balanced market conditions across different regions. As someone passionate about both people and place, I see this as an encouraging trend for those seeking stability and opportunity in our local real estate market.

09/15/2026

Canada Housing Just Got More Interesting
Canadian housing is entering a new phase—sales are picking up, yet buyers are moving thoughtfully, and overall activity is still trailing last year. We're seeing fewer new listings even as sales improve, which means that supply and demand are gradually moving toward balance. Price growth is holding steady, offering buyers a sense of stability rather than the dramatic shifts many expected. As always, regional differences make a huge impact, especially here in BC and the Fraser Valley. Picking the right market is more important than ever for both buyers and sellers. Having navigated shifts like these through my background in project management, consulting, and compliance, I find that a thoughtful, people-first approach makes all the difference. Let’s keep community and well-being at the heart of every real estate decision.

B.C. Home Sales Stay Resilient Amid Lower Mainland ShiftJuly’s numbers are in: B.C.'s home sales slipped by 6.7% compare...
09/12/2026

B.C. Home Sales Stay Resilient Amid Lower Mainland Shift
July’s numbers are in: B.C.'s home sales slipped by 6.7% compared to last year, landing at 6,561 units sold. The average price eased down by 1.3% to $929,619, and total sales volume reached $6.1 billion—a 7.9% dip. The Lower Mainland led this slowdown, which many of us in the Fraser Valley have felt firsthand. As someone deeply rooted in our local communities and passionate about supporting clients through every market cycle, I see these shifts as reminders of how interconnected our region really is. My team and I are committed to navigating these changes with transparency and care, always keeping your goals at the center of every move.
https://www.housing-trends.com/agent-news/durgalaxmi-ramachandhiramani/1938741-B.C.-Home-Sales-Stay-Resilient-Amid-Lower-Mainland-Shift

Canada's “Record” Housing Correction? Prices Near Highs In Most ProvincesWhen we talk about Canada’s so-called “record” ...
09/11/2026

Canada's “Record” Housing Correction? Prices Near Highs In Most Provinces
When we talk about Canada’s so-called “record” housing correction, it’s important to look beyond the headlines. In July, the national home price dipped 0.6% to $661,800, with most of this drop concentrated in Ontario and B.C.—right in my own backyard. Six provinces saw decreases, while three Atlantic provinces actually posted gains. Since March 2022, prices have fallen 21.3%, yet affordability continues to challenge many Canadians. As someone deeply involved in the Fraser Valley real estate community and committed to inclusive, people-first service, I see the story behind these numbers every day. The market’s complexity reminds me why tailored advice and community understanding matter now more than ever.
https://www.housing-trends.com/agent-news/durgalaxmi-ramachandhiramani/1937820-Canada%27s-%E2%80%9CRecord%E2%80%9D-Housing-Correction%3F-Prices-Near-Highs-In-M

Housing affordability improved in July from JuneJuly brought some welcome news for those navigating the Canadian housing...
09/10/2026

Housing affordability improved in July from June
July brought some welcome news for those navigating the Canadian housing market: affordability saw a modest lift as home prices declined in 10 out of 13 major markets, including Vancouver, Hamilton, and Regina. While mortgage rates edged down only slightly, the real driver for improved affordability was the dip in home prices—making homeownership a little more accessible for many. As someone deeply invested in supporting our diverse communities across British Columbia, I’m encouraged to see shifts that can help more people find their place to call home. Every bit of progress matters when building a vibrant, inclusive community.
https://www.housing-trends.com/agent-news/durgalaxmi-ramachandhiramani/1950683-Housing-affordability-improved-in-July-from-June

09/10/2026

Canada’s Affordability Streak Hits 10 Quarters
Canada has now seen 10 straight quarters where affordability remains a pressing issue—a trend that’s shifting the conversation away from mortgage rates and toward home prices and income growth. With economists predicting mortgage rates will remain steady or even climb a little over the coming year, real progress on affordability is likely to come from a moderation in home prices. Slower population growth may help ease demand and keep prices in check, while a stronger labour market is expected to give household incomes a boost. What’s striking right now is how local these conversations have become. In my work as a Realtor in British Columbia, I’m seeing just how differently buyers and sellers are approaching the market in Vancouver and Toronto versus Calgary and Edmonton. While a healthier job market offers some hope for improved affordability, economists are clear: unless we see a real, sustained shift in home prices, those gains may be limited. These nuances are always top of mind as we help clients navigate the Fraser Valley and beyond—drawing on both real estate expertise and a background in project management and compliance to guide each unique journey.

09/08/2026

Homebuyers Enjoy More Choices as CREA Updates Forecast
As someone dedicated to people and community here in BC, I’m always watching trends that matter to buyers and sellers alike. The latest projections for Canada’s 2026 housing market reveal a continued buyer’s market, with activity slowing overall but some interesting shifts depending on where you look. Ontario is seeing a lift in sales, Alberta’s prices are on the rise, while Quebec and Atlantic Canada are navigating some tougher waters. With prices dipping and inventory building up—plus interest rates holding steady—buyers are finding more options and negotiating power. For anyone navigating these changes, it’s a time to stay informed and consider how these regional differences might shape your next move in real estate.

09/07/2026

Canada Housing Needs Better Payment Planning
As someone who’s navigated complex projects and compliance both in tech and real estate, I’m always focused on the details that help people thrive—not just survive—in Canada’s housing market. While policy rates have held steady and inflation is easing, true affordability is about making sure your household budget can handle the payments, regardless of what the forecasts say. Early planning is crucial, especially for those facing mortgage renewals. I always encourage clients to look beyond the first renewal offer—there’s often a better fit out there. Many buyers have leaned on rental income or family support to make homeownership work, so it’s vital to check how lenders actually assess suite income before you commit. On the supply side, we’re seeing some federal projects moving forward for summer and fall, but the national housing agency is still projecting fewer new starts in 2026 compared to 2025. Whether you’re buying, renewing, or refinancing, realistic payment modeling and shopping around for terms can make all the difference. It’s about community, wellness, and making confident, sustainable decisions together.

09/06/2026

Happy Labour Day!

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20020 84 Avenue #500A, Langley Twp, BC V2Y 5K9
Langley, BC
V2Y0Z1

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+16043297929

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