Bradley Boyce, Mortgage Agent

04/02/2026

Here’s why many choose a real estate agent to sell their home: negotiating can be tricky without experience.

Selling solo? Stay sharp:
📝 Know your non-negotiables
🗣️ Focus on facts, not emotions
🔍 Counteroffer strategically
👀 Expect surprises

This is one of the biggest deals of your life—strong negotiation is key!

Feeling overwhelmed? You don’t have to go it alone. I’m here to guide you every step of the way.

Ready to sell smart? Comment "SELLER" for top tips!

02/04/2025

27/03/2025

https://www.canadianmortgagetrends.com/2025/03/why-scotiabank-thinks-the-bank-of-canada-is-done-cutting-rates/?utm_campaign=Daily%20News&utm_medium=email&_hsenc=p2ANqtz--NRbVcYhm4jRj9zbBHpfEegAZLalnppRzf3osu238u2ni7chDvzBSlZCzDd-ACxycSlGIL3YDjV90cRVMQuLNtDzdZzQzr8HjZz5AZBVKLnWueQkQ&_hsmi=353880432&utm_content=353880432&utm_source=hs_email

While most of Canada’s Big 6 banks expect the Bank of Canada to deliver at least one more interest rate cut this year, Scotiabank is standing firm in its view that the central bank is already done.

27/03/2025

https://www.canadianmortgagetrends.com/2025/03/bank-of-canadas-urge-to-cut-rates-fades-amid-tariff-uncertainty/?utm_campaign=Daily%20News&utm_medium=email&_hsenc=p2ANqtz--cckdoh8RZNxWQsAtzmfMDpsHkbXicAY09oUNUalVVPKSiIiwVFt14_FEZelZyz9Ca-e7qV_E57hhXiQv2hswWHaYCB5dI9Ikw3vaSOI81A5e2mxs&_hsmi=353880432&utm_content=353880432&utm_source=hs_email

The Bank of Canada appears increasingly reluctant to cut rates further, with minutes from its March 12 meeting showing that its most recent move was driven largely by rising uncertainty over a potential trade war with the U.S.

12/03/2025

https://www.bankofcanada.ca/2025/03/fad-press-release-2025-03-12/

The Bank of Canada today reduced its target for the overnight rate to 2.75%, with the Bank Rate at 3% and the deposit rate at 2.70%.

07/03/2025

As your mortgage renewal approaches, allow me to assist you! Given the current volatility in the markets, interest rates can fluctuate rapidly, making it crucial to stay informed. I have connections with a wide array of lenders, from major banks to specialized boutique firms that cater to unique financing needs, such as house flipping and purchasing undeveloped land. If you're considering buying an acreage, I can connect you with the right lender to suit your needs. My commitment is to work diligently on your behalf to secure the best possible mortgage solution for you, and in almost all cases, my services come at no cost to you! Thanks!

Bradley Boyce - SKY Financial Corporation is an accredited professional mortgage brokerage with The Mortgage Centre

25/02/2025

https://www.canadianmortgagetrends.com/2025/02/going-variable-could-save-mortgage-borrowers-over-6000-on-their-next-term-bmo/?utm_campaign=Daily%20News&utm_medium=email&_hsenc=p2ANqtz-8Agd9IG-oDkMjANWjh9yXtN2GJX7tDH1NpHU72k1gFGf8rRv4plz122RSDDEzceDuJAJai35ssPyc8CT-6q3Ngtb3agNzfb5YuRCz_MASqz71Fsdg&_hsmi=348816872&utm_content=348816872&utm_source=hs_email

Variable mortgage rates are looking increasingly attractive compared to fixed rates, with the potential for significant savings, according to new research from BMO Economics.

25/02/2025

https://betterdwelling.com/bank-of-canada-to-hold-rates-economy-stronger-than-thought-rbc/

Canada’s largest bank is starting to think the economy is doing much better than previously thought. RBC wrote to investors this afternoon, outlining its expectations for the central bank’s next rate announcement. The bank’s economists expect GDP data to be more robust than previously anticipa...

06/02/2025

If you are considering renewing your mortgage with your existing lender, please reach out to me. There might be more favorable deal for you, and my service comes at no expense!

Bradley Boyce - SKY Financial Corporation is an accredited professional mortgage brokerage with The Mortgage Centre

10/01/2025

https://www.msn.com/en-ca/money/economy/mortgage-outlook-2025-canadians-can-expect-lower-rates-deals-next-year/ar-AA1wqF9p

With inflation back to the Bank of Canada’s two per cent target and rate cuts expected to continue through this year, Canadians should anticipate lower mortgage rates and better deals in 2025, experts say. Canadians have been facing higher interest rates over the last few years, after the Bank of ...

06/12/2024

TFHSA....what a great tool to use for your first home!

05/12/2024

How will mortgage interest rate increases affect you?

RBC also reported a sharp drop in remaining amortization periods thanks to Bank of Canada rate cuts in the fourth quarter.