Sarnia Real Estate Agent / Investor

02/02/2026

JUST LISTED! This one has so much potential, anyone looking for a piece of country and wants an executive home this is it!

09/14/2025

I’ve got a soft spot for point Edward
I grew up there.. if you know anyone looking to move to the point this one is a real beaut!

09/14/2025

WELCOME to FRIDAY FIRE

Happy Friday! Welcome to the Real Estate Side Hustle Investor Newsletter.

This week we are covering market madness, rate cuts, and houses that'll make you question everything

🎯 Bank of Canada's 99% Certainty
The Deal: September 17th, the Bank of Canada suits decide your mortgage fate.

The Odds: 99% chance of a 0.25% rate cut. Current rate: 2.75% → Expected: 2.50%

What the Smart Peeps are sayin:

•CIBC's Andrew Grantham: "September cut + Q4 reduction coming"

•TD Economics: Doing cartwheels about gradual cuts

•National Bank: Predicting 0.50% drop to 2.25% by year-end

•Markets: Pricing in TWO more cuts by January

October 29th: Round two of rate cuts (because they believe in the buddy system) haha

Bottom Line: Your mortgage payments might actually become bearable again. Maybe.

💀 Political Assassination Shakes Markets
What Happened: Charlie Kirk shot dead by rooftop sniper at Utah Valley University (Sept 10th)

The Details: College-age suspect, one shot, jumped off roof, vanished

but it now sounds like they might of got the prick!

This type of s**t needs to STOP.

anyhew...

🏠 Market Reality: Slower Than Molasses
Current Vibe: still slow but priced right its moving

The Opportunity: Slow markets = less competition + motivated sellers + room to negotiate

Smart Move: Get pre-approved NOW.

If rates drop Sept 17th, you win. If not, you're locked in.

🎪 Property Spotlight: WTF Houses of the Week
House #1: The $5.0 M Slide Mansion
•Sophisticated basement man cave

•Exposed brick, leather furniture, fireplace

•Plot Twist: Built-in SLIDE to the basement

•Our Reaction: Not even mad. Impressed.

•Available:

Hit me up if you want to make an offer 😜slide is in the corner check out other pics HERE

House #2: The Luxury Jail Cell
Check out this former OPP station
•Ultra-minimalist white everything

•So sterile it looks like a detention center

•Either zen bathroom or apocalypse prep space

•Contrast: Slide House vs. Prison House = current market in a nutshell

Click HERE for pics of the former OPP station

📊 The Math That Matters

Rate cuts + slow market + weird properties = OPPORTUNITY

1.Lower rates = cheaper borrowing

2.Slow market = less competition

3.Weird properties = motivated sellers

Action Item: Stop sitting on the fence. September 17th might be your signal.

🧠 Ancient "Mind Hacks" That'll Stop You From Losing Your Marbles

I'm finding it helpful studying the stoics

Last week I shared a story about how a friend of mine was overwhelmed and basically wasn't enjoying life.

This week I thought it would help to add in some stoic hacks

If you're in similar shoes and feeling overwhelmed

It's not your job, your kids, or even your mother-in-law's surprise visits. haha

It's the fact that you're trying to control EVERYTHING.

The ancient Stoics figured this out 2,000 years ago (while wearing togas, no less).

Here are their 3 best "overwhelm killers" that actually work:

Hack #1: The "Not My Circus, Not My Monkeys" Rule

Here's the deal: You can only control 3 things in this entire universe:

1.Your thoughts

2.Your actions

3.Your reactions

That's it. Everything else? Not your problem.

The 30-Second Fix: Every morning, write down 3 things you CAN control today. When stress hits, ask yourself: "Is this on my list?" If not, mentally throw it in the trash where it belongs.

Hack #2: The "Cosmic Zoom-Out" Trick

Feeling like your world is ending because your presentation bombed? Time for some perspective, my friend.

The 60-Second Reality Check: Close your eyes. Imagine floating above your house... your city... your country... until Earth looks like a tiny blue marble. Now ask: "Will anyone care about this in 5 years?"

trust me ... they won't.

Hack #3: The "Sacred Pause" Strategy

You know what separates winners from basket cases?

Winners take breaks WITHOUT feeling guilty about it.

The Simple System: Schedule two 5-minute "do nothing" breaks in your day.

Treat them like million-dollar meetings. No phone, no tasks, just you being human for 300 seconds.

One task at a time, one breath at a time, one day at a time.

Bottom Line: These dead Roman dudes knew something we forgot - peace of mind isn't about having less problems. It's about caring less about the problems you can't fix.

Try it for one week. What's the worst that could happen?

You might actually enjoy your life again.

Have a great weekend

P.S. Marcus Aurelius ran the entire Roman Empire using these principles. I think you can handle your busy weekend 😉

PPS check out my newest listing in Point Edward Click HERE for link and pictures

08/13/2025

WELCOME to FRIDAY FIRE
Happy Friday! Welcome to the Real Estate Side Hustle Investor Newsletter.

Hey......

Just got back from a beauty week up at the cottage.

The salmon were on fire, we even pulled in a 13-pounder. First time in years they’ve been this hot.

But as I was packing up to head home, something caught my eye…
One of my trailer tires was looking real bald.

Now, a younger me might’ve just hit the road and hoped for the best.

But I’ve seen too much.

So I checked for the jack (yep, still under the seat), grabbed the wrench and socket, and thought, “Maybe I should just swap it now.” But here’s the thing…

I didn’t.

Why? Because I took what I call a calculated risk.

I knew the other tire was in decent shape. I knew I had a good spare. It was daylight. I’d be home before dark.
And most importantly — I was prepared if things went sideways.

And go sideways they did.

Three hours later “I heard this loud “BANG” like a gunshot.

And yep of course its not the bald tire.

The other one. Blew to pieces.

There I was, on the shoulder, cars flying past me, changing a tire like I was in a round of real-life Frogger.

But I wasn’t panicked.
I had the tools. I had the plan.
I knew the risk, and I was ready for it.
Why I’m Telling You This
Because I often feel like these lessons there is always something to take away with

In real estate, and life, really it's just a long road trip full of worn tires and weather you can’t predict.

The question becomes what happens when things don’t go as planned?

You look at all the options.

For instance you buy a rental property and lets say

you have a vacancy…? Yes.... This does happen,

You think all of the sudden … Oh s**t.. I cant pay the mortgage

So what are your options.

If you work with me then you’ll never buy a property that doesnt have positive cashflow unless there is some huge upside on the property

Hopefully there is some in the kitty to carry the vacancy..

but now

Ok… now the furnace broke.

and kitty is empty..

You look at the savings account

, ok thats empty,

Is there a LOC.. you can use to cover ya until you get it sorted out?

See what Im getting at..?

Maybe your vacant for a month which is rare but it does happen, you have to be resourceful.

You can't control everything.

But that doesn’t mean you sit still and do nothing.
It means you weigh the odds, prepare for what you can, and take action anyway.

That’s a calculated risk.

This is Where Most People Get Stuck
They want guarantees. Perfect conditions. No bumps in the road.

But that’s not how progress happens, not in life, not in investing.

Right now, the market’s noisy. The headlines are full of fear. Rates, inflation, uncertainty...

But here’s what most people miss:

This is where opportunity hides.

The smart money isn’t waiting for the road to be freshly paved.They’re checking their gear, grabbing their tools, and moving forward with a plan.

A Quick Word on Interest Rates
Let’s be real — today’s rates? They’re not crazy.

When I bought my first cottage, I locked in at 6.5%. That was normal.
And I still made money. Still built equity. Still grew wealth.

Today? You can lock in around 4%.

So no — you don’t need a perfect market.
You need clear thinking… and the guts to act.

Speaking of Clear Thinking
A buddy dropped off a box of old books the other day.
One caught my eye: Eckhart Tolle – A New Earth.

If you’ve ever been stuck in your head, constantly thinking, chasing, stressing… this book’s a game-changer.
I’m a few chapters in, and already it’s helping me quiet that voice that always says, “It’s not enough.”

Sometimes it’s not about doing more — it’s about seeing more clearly.

Wrapping Up
Look — I didn’t change that tire before leaving. Maybe I should have.
But I knew the risk. I was prepared. And I took action anyway.

That’s the mindset I bring to real estate.

Calculated risk. Not blind optimism. Not fear-driven hesitation.

If you’re watching the market and waiting for everything to feel perfect — that’s your version of the bald tire.

Maybe it's time to check your gear, trust your gut, and take a step forward.

Have a great weekend
PS a good friend of mine shared a dismissal trend at the LTB

read below.... be careful

Subject: New Dismissal Trend at the Landlord and Tenant Board



Good afternoon,



I am sending this email to parties who I feel would benefit from this information and some of you might already be aware. A recent trend that I am finding in hearings is defective N4 notices based on a previous rental increase that were above guidelines by a scant percentage. I am going to give you an example below so that you know moving forward how to protect your assets and your interests. I would hate for anyone to take a matter all the way to a hearing and have it be denied for 0.0001% above guidelines.



Lets say your tenant's current rent amount is $1130.45 and you want to issue a rental increase to take effect for January 1, 2026.



The guideline increase for 2026 is 2.1%.



$1130.45 x 1.021 = $1154.18945



Most landlords would increase to $1154.19 which is normal for rounding up in our every day world, however, you have now increased the rent by 2.10004865% and while it is not a massive difference it is sufficient for the Board to determine that this is in fact an increase above the allowed guidelines and therefore dismiss your application as the N4 is deemed invalid.



How do you protect yourself and your notices? In this case, you would round down to $1154.18 or less. This way, your protected from potential issues should your tenant stop paying you rent.



Do you have a notice that is already an issue? The good news is, we can help protect your legacy.



Link on increase of rent: https://legacylegal.services/EN/housing-disputes/landlord-services/notice-rent-rate



Feel free to send this email to any of your landlord friends and colleagues you feel might benefit from this information.



Referrals are always welcomed and greatly appreciated.



Please note: as of March of this year, we have made the move to exclusive landlord only representation so that there are no potential conflicts of interests.



Warm Regards

Notice of Rent Increase Must Be Provided Upon the Required Form With Proper Advance Notice. When increasing the rent rate applicable to most residential tenancy arrangements, a landlord must provide the tenant with proper notice via the required form and with at least ninety (90) days warning.

08/01/2025

WELCOME to FRIDAY FIRE

Happy Friday! Welcome to the Real Estate Side Hustle Investor Newsletter.

You ever notice how people start frothing at the mouth when a house looks like crap?

They think:
"Ooooh it’s ugly… must be a DEAL!"

Nope.
Not even close.
And if they’re listening to the kind of agent who rolls up in a 3-series BMW but can’t scrape together enough for a tip at the barber… they’re gonna learn the hard way.

Let me give you a real example that just happened right here in town:

🏚️ Errol Road — Listed at $199K. Estate Sale. Looked like the set of a horror movie.

Cracked everything. Awful layout. Garbage lot.
I toured it.
But… because it was “cheap,” the bidding started.
Final sale price? $228,000.

Now let’s do some math:
This place easily needed $75K–$100K just to get it back to “normal.”
Even then, the layout still sucked. (and the lot)

Meanwhile, my little gem on Cromwell sat quietly.
✅ All done.
✅ Rent-ready.
✅ No work.
✅ Wonky layout? Maybe. But clean, solid, and ready to make you money today.

So what gives?

Here’s the deal:
People have been watching too many episodes of Flip This House and forgot the part where…
👉 The buyers get burned.

I see this over and over again. People romanticize renos.
But there’s no romance in gutting a place with your own money and your weekends.

Cromwell makes sense. Errol? Well… someone’s gonna be learning some expensive lessons.

anyhew...

🌾 Real Life Check-In

Can’t believe it’s August already.
Over here, we’ve been busy at the cottage

dredging the harbour, fixing things,

farming... well..

✅ Wheat crop came in pretty good.
❌ Price sucked. (Of course.)

But life’s good. Busy....Moving fast.
And just a reminder, in case no one’s said it to you lately:

Don’t wait for tomorrow.
Don’t live in the past.
The only thing we really have is today.

I catch myself drifting all the time

worrying about what’s next, or what I should’ve done.

But when I slow down and pay attention to the now… that’s where the good stuff lives.

Hope you're enjoying the summer, soaking up the sun, and being present with the people who matter most.

Have a great weekend

P.S. If you want a real rental-ready deal, go take a peek at Cromwell (click HERE) before someone with a calculator and a brain scoops it up. **happening very soon**

PPS if you're looking for a flip 501 Hollywood looks interesting its a bank repo for 439k in the north end. Click HERE

PPPS see seller Canandian Imperial Bank of Commerce **CIBC**

PPPPS one more thing

In case you missed it The Bank of Canada held rates again. Shocker. The same experts who swore we’d see cuts this year are now whispering "maybe 2025… or 2026?"

Translation: they don’t know either.

Here’s what we do know:

The economy’s slowing
Households are drowning in debt
And nobody’s expecting a rate hike anytime soon
So yeah, variable rates are quietly starting to look smart again and if inflation behaves, we might still see a small cut before year-end.

Next BOC meeting? September 17th. Mark your calendar… or don’t. You’re probably better off watching what real estate investors are doing, not economists

07/28/2025

This home has some much value and is a great place for someone to get started!
Kitchen and both baths are in great shape and the home shows really well!

07/12/2025

WELCOME to FRIDAY FIRE

Happy Friday! Welcome to the Real Estate Side Hustle Investor Newsletter. Hey friends,

This week started off great.

I was woking on some marketing and checking out local groups on facebook and boom —

I discover there’s an actual Facebook group called “Sarnia MILFs.”

Naturally, I joined for research purposes…hahah

Anyway… while that was the fun part of my week, the rest of it felt like I was starring in a sitcom called

“Landlord vs. Bylaw”.

Here’s what happened:

One of my rental properties has a little old shed in the backyard. It’s got a couple small holes in it.

Nothing major.

You know… character. Rustic vibes. Could be a Pinterest post if you squint hard enough.

But the neighbour behind — who I’m assuming is the Karen of the block — didn’t think so.

She (or someone) complained.

And then Bylaw Blaine shows up at my door with a notice saying:

“Fix the shed, or we’ll fix it for you and stick the bill on your taxes.”

Alright. Fair enough. I told him I’d take care of it.

But then Blaine decides he wants weekly progress reports like I’m building a skyscraper, not patching a shed.

Super annoying, right?

So I do what any reasonable landlord juggling 500 things would do…

I ignore it for a couple weeks.

Next thing I know

Yep.... another notice on the door.

Three weeks or they’re sending in the wrecking crew… again, on my dime.

BUT WAIT. It gets better.

Another bylaw notice shows up.

Same house.

I'm like WTF?

This time it’s about the chimney.

Different officer. Different issue. Same rage.

Now I’m ready to throw hands.

I message Blaine and go:

“Hey man, are you guys just targeting me now? What’s going on?”
We finally get on a call. I vent. I tell him I’m gonna file a complaint about them all.

I said this is unfair the neighbours are ganging up on me!

And then Blaine hits me with this:

“Actually, you can make a complaint about a bylaw officer but you can't actually make a property standard complaint against the neighbours if you have unresolved orders on the property.”
Wait… what?

So I’m supposed to just take the hits and smile until every single order is fixed?

Yup. That’s the rule.

He says it’s to prevent people from “playing games.”

I get it… but still feels like a bit of a trap when you’re on the other end of it.

The Real Lesson Here?

If you own rental properties (or any property at all)…Learn how your local bylaw department actually works. Stay on top of the small problems before they become big.

You can get dinged by multiple officers for different things.

You can’t file a complaint on the neighbours if you’ve got unresolved issues.

And they (the city) can fix it for you at premium rates and slap it on your tax bill.

So yeah… I’ll be fixing that shed. (Probabaly tearing it down) And the chimney.

And my I guess my attitude.

Anyhew

More stories and video content coming soon.

And if you’re part of the Sarnia MILFs group… I see you 👀

check out the shed...

It was just a wee little hole in the wall, wonder why neighbour was he getting so upset?

Have a great weekend

PS. Sometimes rentals are a PIA but if you stay on top of the little they don't create bigger problems like this one. The asset itself will payoff bigtime in the long run!

PPS. Check out the text below, I just dont tell you I tell everyone they should be using rental income to pay for s**t like weddings, education..... retirement? toys?

PPPS FYI I'm selling more cashflowing rentals very soon (student houses) this one is in a perfect location and Im selling both sides of the semi, message me for price and details

09/14/2024

WELCOME to FRIDAY FIRE
Happy Friday! Welcome to the Real Estate Side Hustle Investor Newsletter.

Happy Friday the 13th folks

How often does Friday the 13th happen?

Friday the 13th is considered a somewhat rare occurrence, averaging about two per year.

In 2025, we will only see one Friday the 13th, in June, but 2026 will have three Friday the 13th dates in February, March, and November

Why do people fear Friday the 13th?

Friday the 13th is a day that's seen as unlucky in Western culture.

The date coincides with misfortune, as several tragic events in history have been recorded on the 13th:

Buckingham Palace being bombed during WWII, the death of rapper Tupac Shakur,

and Covid-19 being declared a national emergency on Friday, March 13, 2020, as per the Washington Post.

This week's email isn't supposed to be scary or unlucky… Its the opposite.

The type of information I'm about to share is the type of information I call “grey area s**t.”

At the end of this email, I am also going to share an investment opportunity that you could use to generate $500/month of positive cashflow.

but first onto the grey s**t ...

Let me explain.

You see, I like to have a lot of fun on this newsletter.

After being in the real estate trenches for nearly 20 years now…

I've taught many real estate investing seminars. One question that always comes up is....

Should I incorporate my real estate business or not?

If this type of question is unfamiliar I'm going to make it super easy

Basically, it's how the title to your investment property is registered.

The question is, Will it be in your "personal name"

or

with a "corporation"?

Anyone can open up a corporation for around $1500 bucks.

Your lawyer can do it or your accountant.

My corporate name is TRK INC (it can be any name you want as long as it's not picked yet)

When you break it down.

Essentially, It's how your liability will be exposed.

and....

how you’ll report your rental income on your taxes

In a worse case scenerio... "God forbid anyone get hurt on your property"

If someone were to get hurt either they will be going after you personally or through the corporation.

To be clear, “I'm not giving legal advice here” so it's always best to talk to your lawyer.

When I asked the experts the question back in the day (when I first started investing in real estate)

“Should I incorporate or not"?

I was told to buy lots of liability insurance.

I'm pretty sure 2 million is the minimum.

You can buy 5-10 million easily

As I was saying, whether you incorporate or NOT will determine how you’ll claim the income on your taxes. Its how you’ll report your income from the rental properties.

This is an important one and the root of my story today.

There are benefits to having a corporation that nobody tells you

(but me)

Now, lean in cuz I’m gonna give it to ya straight.

This is good s**t.

You see, a couple of years ago my wife was managing my older son's hockey team.

If you have kids in hockey you’ll likely know what its like to clench your ass when it comes time to cut the registration cheques.

(3 of my 5 kids are still playing travel hockey)

There is never enough money and if you are like me,

you scramble at registration time and end up borrowing all or parts of the registration money.

You might even get stuck pulling the money off a line of credit till you can dig out the hole…

Yikes..

those LOC aren't cheap anymore!

Anywho...

Last year, my wife collected these ice assessment cheques.

Most of the cheques were pretty standard

personal cheque Susan and Bob

personal cheque Richard and Diana

yedda yetta...

but as she was combing through the checks she spotted one that was different.

You see one of the dads on the team is a lawyer. His cheque was made out to the Hockey Organization like the rest but it was made out from his business account.

I leaned against the island in my kitchen as she threw down cheques like cards at a casino…

Look at this one she said

I leaned over to read the cheque

A little back story….

Now, I have known this lawyer loosely over the years. A few years back I was closing a real estate tranaction and I was sitting in his office signing the papers

He was quite savvy and he shared a story when he got married way back in the day.

You see, He leaned over the table after I was done signing and said

“I hate paying taxes”

Im like…. Yeah... I hate it too but what can you do about it?

He said "you gotta figure ways around it".

Im like ...."How do you do that"?

He started sharing a few tax strategies. Which were all excellent tips but the one story that really stood out was the one he said

"I wrote off my wedding"

After he told the story I'm like "buddy you're smoking crack”…. (nobody writes off their own wedding)

He insisted he did and continued on with the story.

Get this.... this lawyer organized a

"client appreciation night",

he hired a band,

ordered/catered in food,

rented a hall

and .......

he just so happened to get married while everyone was there.

This dude was super serious!

Now... if you’re like me, I am super leery of s**t like this.

which is totally ok...

You see, I am NOT trying to convince you of anything.

I'm not trying to convince you to write off your wedding, your kids registration or anything else.

What I am trying to tell you, is that there is a ton of s**t you are paying for out of your after-tax income **T4 income***

that you could be shuffling over to your business and paying with your before tax income.

This is why I took note of his little move during the ice assessment cheque collection.

When I saw the cheque, **It clicked**

It all made sense. You see, he wasn't paying for his son's hockey registration.

He made a donation to the team.

Big difference!

You are allowed to donate through your company account. Therefore, on his taxes at the end of the year it will show up as a donation.

This reduces his income by the amount of the donation (or his son's hockey registration).

To be quite honest, I dont know if you'll be able to pull off these same manouvers and strategies

But I do know one thing……

It’s fu***ng brilliant.

Have a great weekend


Check it out.... This one caught my eye…. listed at $249,000

Click HERE for the link to the listing

If you are interested in more details on this property more hit me up with an email.

In the title use "I like $500"

PS You don’t have to be some bigshot lawyer to do these types of tax strategies. What you need....is to understand is how to play the tax game on your own..

Because nobody else is gonna share any of this grey area s**t or tell you fun stories.

But me….

PPS. If you know anyone who is thinking of buying or selling real estate I’d love a referral. I can sell RE anywhere in Ontario.

PPPS. Whether you wanna buy a house or NOT, I'd love to hear your thoughts on the listing above. IMO the agent left out something important in the pics which is a huge mistake but a big benefit to a buyer.

If you have the time or the balls

lets hear it......

09/14/2024

WELCOME to FRIDAY FIRE
Happy Friday! Welcome to the Real Estate Side Hustle Investor Newsletter.

Happy Friday the 13th folks

How often does Friday the 13th happen?

Friday the 13th is considered a somewhat rare occurrence, averaging about two per year.

In 2025, we will only see one Friday the 13th, in June, but 2026 will have three Friday the 13th dates in February, March, and November

Why do people fear Friday the 13th?

Friday the 13th is a day that's seen as unlucky in Western culture.

The date coincides with misfortune, as several tragic events in history have been recorded on the 13th:

Buckingham Palace being bombed during WWII, the death of rapper Tupac Shakur,

and Covid-19 being declared a national emergency on Friday, March 13, 2020, as per the Washington Post.

This week's email isn't supposed to be scary or unlucky… Its the opposite.

The type of information I'm about to share is the type of information I call “grey area s**t.”

At the end of this email, I am also going to share an investment opportunity that you could use to generate $500/month of positive cashflow.

but first onto the grey s**t ...

Let me explain.

You see, I like to have a lot of fun on this newsletter.

After being in the real estate trenches for nearly 20 years now…

I've taught many real estate investing seminars. One question that always comes up is....

Should I incorporate my real estate business or not?

If this type of question is unfamiliar I'm going to make it super easy

Basically, it's how the title to your investment property is registered.

The question is, Will it be in your "personal name"

or

with a "corporation"?

Anyone can open up a corporation for around $1500 bucks.

Your lawyer can do it or your accountant.

My corporate name is TRK INC (it can be any name you want as long as it's not picked yet)

When you break it down.

Essentially, It's how your liability will be exposed.

and....

how you’ll report your rental income on your taxes

In a worse case scenerio... "God forbid anyone get hurt on your property"

If someone were to get hurt either they will be going after you personally or through the corporation.

To be clear, “I'm not giving legal advice here” so it's always best to talk to your lawyer.

When I asked the experts the question back in the day (when I first started investing in real estate)

“Should I incorporate or not"?

I was told to buy lots of liability insurance.

I'm pretty sure 2 million is the minimum.

You can buy 5-10 million easily

As I was saying, whether you incorporate or NOT will determine how you’ll claim the income on your taxes. Its how you’ll report your income from the rental properties.

This is an important one and the root of my story today.

There are benefits to having a corporation that nobody tells you

(but me)

Now, lean in cuz I’m gonna give it to ya straight.

This is good s**t.

You see, a couple of years ago my wife was managing my older son's hockey team.

If you have kids in hockey you’ll likely know what its like to clench your ass when it comes time to cut the registration cheques.

(3 of my 5 kids are still playing travel hockey)

There is never enough money and if you are like me,

you scramble at registration time and end up borrowing all or parts of the registration money.

You might even get stuck pulling the money off a line of credit till you can dig out the hole…

Yikes..

those LOC aren't cheap anymore!

Anywho...

Last year, my wife collected these ice assessment cheques.

Most of the cheques were pretty standard

personal cheque Susan and Bob

personal cheque Richard and Diana

yedda yetta...

but as she was combing through the checks she spotted one that was different.

You see one of the dads on the team is a lawyer. His cheque was made out to the Hockey Organization like the rest but it was made out from his business account.

I leaned against the island in my kitchen as she threw down cheques like cards at a casino…

Look at this one she said

I leaned over to read the cheque

A little back story….

Now, I have known this lawyer loosely over the years. A few years back I was closing a real estate tranaction and I was sitting in his office signing the papers

He was quite savvy and he shared a story when he got married way back in the day.

You see, He leaned over the table after I was done signing and said

“I hate paying taxes”

Im like…. Yeah... I hate it too but what can you do about it?

He said "you gotta figure ways around it".

Im like ...."How do you do that"?

He started sharing a few tax strategies. Which were all excellent tips but the one story that really stood out was the one he said

"I wrote off my wedding"

After he told the story I'm like "buddy you're smoking crack”…. (nobody writes off their own wedding)

He insisted he did and continued on with the story.

Get this.... this lawyer organized a

"client appreciation night",

he hired a band,

ordered/catered in food,

rented a hall

and .......

he just so happened to get married while everyone was there.

This dude was super serious!

Now... if you’re like me, I am super leery of s**t like this.

which is totally ok...

You see, I am NOT trying to convince you of anything.

I'm not trying to convince you to write off your wedding, your kids registration or anything else.

What I am trying to tell you, is that there is a ton of s**t you are paying for out of your after-tax income **T4 income***

that you could be shuffling over to your business and paying with your before tax income.

This is why I took note of his little move during the ice assessment cheque collection.

When I saw the cheque, **It clicked**

It all made sense. You see, he wasn't paying for his son's hockey registration.

He made a donation to the team.

Big difference!

You are allowed to donate through your company account. Therefore, on his taxes at the end of the year it will show up as a donation.

This reduces his income by the amount of the donation (or his son's hockey registration).

To be quite honest, I dont know if you'll be able to pull off these same manouvers and strategies

But I do know one thing……

It’s fu***ng brilliant.

Have a great weekend


Check it out.... This one caught my eye…. listed at $249,000

Click HERE for the link to the listing

If you are interested in more details on this property more hit me up with an email.

In the title use "I like $500"

PS You don’t have to be some bigshot lawyer to do these types of tax strategies. What you need....is to understand is how to play the tax game on your own..

Because nobody else is gonna share any of this grey area s**t or tell you fun stories.

But me….

PPS. If you know anyone who is thinking of buying or selling real estate I’d love a referral. I can sell RE anywhere in Ontario.

PPPS. Whether you wanna buy a house or NOT, I'd love to hear your thoughts on the listing above. IMO the agent left out something important in the pics which is a huge mistake but a big benefit to a buyer.

If you have the time or the balls

lets hear it......

Send a message to learn more