Angie Pettyjohn & Victoria Burke - Sherwood Mortgage Group

Angie Pettyjohn & Victoria Burke - Sherwood Mortgage Group LIC # M-17003102
LIC # M-11001251

🏡 Family-run mortgage business

Our main objective is to deliver value to the mortgage consumer.
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We work with First Time Home Buyers to complicated Real Estate Investor portfolios. Traditional financing or Private Mortgages.

Ontario just dropped a whole new set of rental rules, and if you're a landlord (or thinking about becoming one), you're ...
09/24/2026

Ontario just dropped a whole new set of rental rules, and if you're a landlord (or thinking about becoming one), you're probably wondering what actually changes.

Here's what you can expect:
✔️ Shorter timelines on eviction notices.
✔️ A real definition of "persistent late payment."
✔️ Some big shifts in how the LTB handles things.

As your team of professional mortgage brokers, our job isn't just to get you approved for a mortgage. It's to make sure you actually understand the market you're stepping into, because what you don't know can cost you!

Whether you're managing properties now or planning to buy your first rental in 2027, we'd love to be your first call. Let's sit down for a free consultation and talk through what these changes mean for your numbers.

🏡 Angie Pettyjohn, Mortgage Broker | M11001251
🏡 Victoria Burke (Pettyjohn), Mortgage Broker | M17003102
🏡 Sherwood Mortgage Group | License #12176⠀⠀

Rock on! 🤘Here are some more memories from the 17th Annual Ontario Women in Mortgages Charity Golf Tournament. What a da...
09/17/2026

Rock on! 🤘Here are some more memories from the 17th Annual Ontario Women in Mortgages Charity Golf Tournament. What a day!

Huge thank you to Melanie at Eclipse, Rachelle Gregory, and every single volunteer who made it happen. You’re the real rock stars!

🏡 Angie Pettyjohn, Mortgage Broker | M11001251
🏡 Victoria Burke (Pettyjohn), Mortgage Broker | M17003102
🏡 Sherwood Mortgage Group | License #12176⠀⠀

09/16/2026

We had a blast channeling our inner rock stars at the 17th Annual Ontario Women in Mortgages Charity Golf Tournament! ⛳

The theme was “She’s Got the Beat,” so naturally our foursome brought the rock n’ roll energy - leather jackets, band tees, and all.

But the best part - supporting the Canadian Women’s Foundation and helping women, girls, and gender-diverse individuals move out of violence and poverty and into leadership. Cheers to that.

Big thank you to Melanie at Eclipse for the invite, Rachelle Gregory for organizing another sold-out event, and every volunteer who made it happen.

Onwards and rock on. 🤘

🏡 Angie Pettyjohn, Mortgage Broker | M11001251
🏡 Victoria Pettyjohn, Mortgage Broker | M17003102
🏡 Sherwood Mortgage Group | License #12176⠀⠀

Save this mortgage tip!Most people think their credit score only matters when they get the mortgage, but it also matters...
09/16/2026

Save this mortgage tip!

Most people think their credit score only matters when they get the mortgage, but it also matters when you renew it.

Lenders pull your credit again at renewal. If your score has slipped (even by 20 points) you could land in a higher rate tier, and that difference adds up.

The 6-month rule: pay every bill on time, skip new credit applications, and keep your utilization below 30%. The mortgage renewal you want starts six months before you sign it!

The more you know!

🏡 Angie Pettyjohn, Mortgage Broker | M11001251
🏡 Victoria Pettyjohn, Mortgage Broker | M17003102
🏡 Sherwood Mortgage Group | License #12176⠀⠀

Here are the top 3 questions we got from clients this summer during our consultation calls! Between the Canada-U.S. trad...
09/14/2026

Here are the top 3 questions we got from clients this summer during our consultation calls!

Between the Canada-U.S. trade war keeping markets volatile and Canadians rethinking their housing plans, these three came up again and again:

1️⃣ "How are the tariffs and trade war actually affecting my mortgage?"
2️⃣ "What's the deal with reverse mortgages? Are they a good option for my parents?"
3️⃣ "Should I get pre-approved even if I'm not ready to buy for months?"

The best part about working with a mortgage broker? We answer these questions with your unique situation in mind - not a one-size-fits-all script. That means advice that actually fits you and your family! How's that for peace of mind?

Book your FREE consultation call with us today!

🏡 Angie Pettyjohn, Mortgage Broker | M11001251
🏡 Victoria Pettyjohn, Mortgage Broker | M17003102
🏡 Sherwood Mortgage Group | License #12176 ⠀⠀

This is one of our most asked questions, and the answer almost always surprises people!Let's explain: If you're buying a...
09/11/2026

This is one of our most asked questions, and the answer almost always surprises people!

Let's explain: If you're buying a home for $500,000 or less, you only need $25,000 down - that's 5%. Between $500,000 and $999,999, it's 5% on the first $500k and 10% on the rest.

And if your down payment is under 20%, you just need CMHC insurance, which protects the lender, not you, and lets you get in way sooner than waiting years to save $100k+.

So, what's the biggest hurdle for most first-time buyers? It's not the 20%. It's not knowing that 5% is an option.

If you've been putting off buying because you think you need a massive down payment, let's talk! We'll clear up any questions you may have about getting pre-approved for a mortgage.

🏡 Angie Pettyjohn, Mortgage Broker | M11001251
🏡 Victoria Pettyjohn, Mortgage Broker | M17003102
🏡 Sherwood Mortgage Group | License #12176⠀⠀

We love watching the families we work with take that next big step! Growing kids mean growing needs, and that's where we...
09/04/2026

We love watching the families we work with take that next big step! Growing kids mean growing needs, and that's where we come in. We're here to help you through every part of the upsizing process, from selling your current home to locking in the right mortgage for the next one.

A few minutes for a free consultation call is all it takes to get started! Schedule your call today via the link in our bio.

🏡 Angie Pettyjohn, Mortgage Broker | M11001251
🏡 Victoria Pettyjohn, Mortgage Broker | M17003102
🏡 Sherwood Mortgage Group | License #12176⠀⠀

09/02/2026

The Bank of Canada just held its overnight rate steady at 2.25%…again!

Caught between slowing economic growth and sticky inflation, the BoC is keeping rates on pause for now. Here’s the key takeaway: Market stability can give you a clear window to plan your next mortgage move without the fear of sudden rate hikes.

Whether you’re renewing, refinancing, or buying, getting ahead of your paperwork now saves stress later.

📅 Next BoC announcement: October 28th

Look out for our newsletter today for more information on what this announcement means for you!

🏡 Angie Pettyjohn, Mortgage Broker | M11001251
🏡 Victoria Pettyjohn, Mortgage Broker | M17003102
🏡 Sherwood Mortgage Group | License #12176⠀⠀

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Toronto, ON

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