01/28/2026
Good news for Canadian homeowners and buyers: The Bank of Canada has maintained its key interest rate at 2.25%, signaling confidence that inflation is stabilizing while supporting steady economic growth.
While uncertainty from global trade and geopolitical risks remains, holding the rate may help sustain affordability and market confidence for buyers, sellers, and investors alike.
Our Chestnut Park agents are here to help you understand how this decision could impact your buying, selling, or refinancing strategy.