Sabrina Viinamae, Real Estate Broker

Sabrina Viinamae, Real Estate Broker Real Estate Broker on Record in Toronto, Ontario at Royal LePage Real Estate Services Oxley Real Estate, Brokerage.

The Bank of Canada announced today that it will maintain its overnight rate at 2.25%, reflecting ongoing economic resili...
12/10/2025

The Bank of Canada announced today that it will maintain its overnight rate at 2.25%, reflecting ongoing economic resilience and inflation continuing to move toward the 2% target. Although no rate cuts were introduced, policymakers emphasized they remain ready to adjust should conditions shift. For homeowners and buyers, this steady stance provides a measure of near-term stability amid broader global uncertainty.

Here in Toronto, Mayor Olivia Chow’s proposed luxury tax adds a new consideration for higher-value property owners. Depending on its final design, it could influence buyer behaviour and pricing dynamics in the upper-tier market.

We’ll continue to monitor both federal and municipal developments closely. If you’d like to discuss how these changes may affect your real estate plans, we are here to help.

The Bank of Canada cuts rates again — now at 2.25%! 📉The Bank of Canada has lowered its policy rate by another 25 bps, m...
10/30/2025

The Bank of Canada cuts rates again — now at 2.25%! 📉

The Bank of Canada has lowered its policy rate by another 25 bps, marking the second consecutive cut and bringing borrowing costs even lower for Canadians.

🏡 What this means:
• Lower mortgage rates could ease pressure for homebuyers and current homeowners.
• The BoC signaled this may be the last cut for now, as it balances growth with inflation risks.

While future moves remain uncertain, this latest step reflects the Bank’s effort to support stability amid ongoing economic headwinds.

If you’re considering buying, selling, or refinancing, let’s discuss how these changes could impact your plans.

The Bank of Canada’s decision to reduce interest rates by 25 basis points was largely expected, bringing the bank rate d...
09/17/2025

The Bank of Canada’s decision to reduce interest rates by 25 basis points was largely expected, bringing the bank rate down to 2.5%, which remains within the Bank’s estimated neutral range.

This reduction could translate into lower borrowing costs, offering potential benefits for both homebuyers and existing mortgage holders.

We anticipate that the Bank of Canada will proceed cautiously with further adjustments, balancing the need to support economic growth with the potential inflationary effects of tariffs.

While the exact timing of future changes remains uncertain, this first rate cut since March 2025 is a proactive step to mitigate risks associated with ongoing economic uncertainty.

Understanding the implications of this shift is important, and we are here to keep you informed.

Please don’t hesitate to reach out to discuss how these developments may affect your real estate plans.

If a window of opportunity appears, don’t pull down the shade 🖤
09/17/2025

If a window of opportunity appears, don’t pull down the shade 🖤






August 2025 stats from the Toronto Regional Real Estate Board (TRREB) are out for Toronto and the GTA. Scroll through th...
09/13/2025

August 2025 stats from the Toronto Regional Real Estate Board (TRREB) are out for Toronto and the GTA.

Scroll through the different graphics highlighting how the current market is doing in Central Toronto.

It’s good to know someone who knows.⁠
⁠
If you’ve been considering selling or wondering how much your home is worth, give us a call.
⁠
DM me with your questions. We’d love to share our expert insight.⁠
⁠⁠
⁠⁠
⁠⁠
⁠⁠

March 2025 stats from the Toronto Regional Real Estate Board (TRREB) are out for Toronto and the GTA. Scroll through the...
04/05/2025

March 2025 stats from the Toronto Regional Real Estate Board (TRREB) are out for Toronto and the GTA.

Scroll through the different graphics highlighting how the current market is doing in Central Toronto.

It’s good to know someone who knows.⁠
⁠
If you’ve been considering selling or wondering how much your home is worth, give us a call.
⁠
DM me with your questions. We’d love to share our expert insight.⁠
⁠⁠
⁠⁠
⁠⁠
⁠⁠

The Bank of Canada’s decision to reduce interest rates by 25 basis points was largely expected, bringing the bank rate d...
03/12/2025

The Bank of Canada’s decision to reduce interest rates by 25 basis points was largely expected, bringing the bank rate down to 2.75%, which is within the bank’s estimated neutral range.

The rate reduction could result in lower interest rates, offering potential benefits for both homebuyers and existing mortgage holders through reduced borrowing costs.

We anticipate that the Bank of Canada will proceed with caution in further rate adjustments, balancing the need to support economic growth with the potential inflationary effects of tariffs.

While the exact timing of future rate adjustments remains unknown, the decision to cut rates for the seventh consecutive time today is a proactive measure to mitigate risks associated with uncertainties.

January 2025 stats from the Toronto Regional Real Estate Board (TRREB) are out for Toronto and the GTA. Scroll through t...
02/05/2025

January 2025 stats from the Toronto Regional Real Estate Board (TRREB) are out for Toronto and the GTA.

Scroll through the different graphics highlighting how the current market is doing in Central Toronto.

It’s good to know someone who knows.⁠
⁠
If you’ve been considering selling or wondering how much your home is worth, give us a call.
⁠
DM me with your questions. We’d love to share our expert insight.⁠
⁠⁠
⁠⁠
⁠⁠
⁠⁠

The Bank of Canada has lowered the interest rate to 3%, opening up new opportunities for buyers and sellers alike in 202...
01/30/2025

The Bank of Canada has lowered the interest rate to 3%, opening up new opportunities for buyers and sellers alike in 2025.

Buyers: Lower rates mean more purchasing power—now’s the time to explore your options!

Sellers: With demand on the rise and low inventory, early action gives you an edge before the spring rush.

Thinking of buying or selling this year? Let’s chat and get your game plan started!

oxleyrealestate.com/contact | Call us at 416.888.7007 | [email protected]

   

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