08/02/2026
1️⃣ The "AIP" Lag: In 2026, the market is moving FAST. If you don't have an Agreement in Principle (AIP) before you step foot in a viewing, you’re already behind. Sellers won't even look at your offer.
2️⃣ The "Hidden 10%": Your deposit isn't the only big bill. Between conveyancing fees, RICS surveys, and the 2025/26 Stamp Duty changes, you need an extra 5-10% of the house price in cash just to cross the finish line.
3️⃣ Falling for the "Grey Glow-up": Don't let new carpets and fresh paint hide structural damp or 1970s wiring. ALWAYS get a Level 2 or 3 survey. A £500 survey saves you a £10k repair bill.
Stop scrolling and start your 2026 Property Goal list today.