30/05/2026
BUILDING MOMENTUM IN 2026
The Chester property market is thriving with improving affordability, falling mortgage rates, and major legislative changes shaping the months ahead. We are proud to continue helping buyers, sellers, landlords, and tenants with trusted local knowledge, professional guidance, and a personal approach.
With 22 years experience we understand the importance of tailored advice, accurate valuations, proactive marketing, and strong communication throughout the process. From first-time buyers and family homes to investment properties and lettings management, our focus remains on delivering a service built on experience, trust, and local expertise.
FALLING MORTGAGE RATES BOOST BUYER CONFIDENCE
One of the biggest influences on the market this year has been mortgage. Average two-year fixed products have fallen to around 4.3%, helping to improve affordability. While rates remain higher than the exceptionally low levels seen a few years ago, the stability has encouraged more buyers to return and a stable environment.
STABILITY RETURNS TO THE HOUSING MARKET
Experts predict moderate and sustainable growth throughout 2026. This slower pace is being viewed positively by the industry, as it creates a more balanced market and reduces the intense pressure buyers previously faced during periods of rapid price inflation.
RENTAL REFORM RESHAPES THE LETTINGS SECTOR
The Renters’ Rights Act officially came into force on 1 May 2026, bringing significant reforms for landlords and tenants. The legislation abolishes Section 21 “no-fault” evictions and introduces assured periodic tenancies, increasing security for renters and changing how landlords manage their properties.
ENERGY EFFICIENCY BECOMES A BUYER PRIORITY
Another major trend emerging this year is the growing importance of energy efficiency. Buyers are increasingly prioritising homes with strong EPC ratings, recognising the long-term benefits of lower energy bills and improved sustainability. Properties with modern insulation, energy-efficient heating systems, and solar technology are attracting stronger interest.
CHANGING LIFESTYLE PREFERENCES
While larger rural homes became highly desirable during the pandemic years, there is now a noticeable shift back towards a variety of property including more compact homes in the villages and suburban locations. Buyers are placing greater value on convenience, transport links, local amenities, and walkable communities. The larger homes in the school villages are, as always, highly desirable and continue to perform strongly within the local market.
INVESTOR CONFIDENCE BEGINS TO RETURN
The investment market is also seeing renewed activity. Increased lending and improved market confidence encourage investors to return, but with higher taxation and tighter regulations influencing decision-making.
KEY REGULATORY CHANGES AHEAD
Further regulatory changes are planned later this year. From September 2026, new residential buildings over 18 metres will require second staircases under updated building safety rules. In addition, a new Building Safety Levy for developers is expected in October.
A MORE BALANCED OUTLOOK FOR 2026
Overall, 2026 is proving to be a year of stability, adjustment, and cautious optimism for the UK property market. Challenges remain, but affordability and a more balanced marketplace are helping to create renewed confidence.
We remain committed to offering expert advice, professional marketing, accompanied viewings, lettings support, property management, and a dedicated tailored service tailored Our local knowledge and long-standing presence within the community help us connect people with the right homes across Chester and the surrounding areas.
Your Local Agent,
Rachel Thomas BA (Hons) MCMI
Director
Thomas Property Group
