Format Group

Call Website

Format Group Matt & Gemma | Property Investors & Developers
We turn Properties into Prosperity for our family and the people we work with.

Flips, high-yield investments & off-market opportunities. Learn more and connect with us below
www.formatgroup.co.uk

"If it doesn't make you sick it's not low enough"How many times have we heard that in "BMV" sourcing trainings? Can we s...
11/09/2026

"If it doesn't make you sick it's not low enough"

How many times have we heard that in "BMV" sourcing trainings?

Can we start questioning that if it makes us sick perhaps there is a good reason for it?

Behind every property there is a person, with a name and a story... I think what is sickening is the whole culture of discount at any cost.

And guess what? A good yield or/and a good ROI does not depend on discount. It depends on area, and strategy mostly.

We have an amazing social housing deal with over 27% ROI that has 0 discount and everyone involved gets paid fairly.

I dont believe in the idea that someone must pay the price of profitable business. That's just greed.

Please share your thoughts.

We started The Accountability Room properly yesterday!I love the momentum in that room already. Watching everyone else's...
07/09/2026

We started The Accountability Room properly yesterday!

I love the momentum in that room already. Watching everyone else's start line, not just my own, changes how seriously I take my own week.

Then the other news. My brother is about to sign for Barcelona's first team (insane, I know).

I want to be there for it with everything in me. We're flying out, that part's certain. But when? I genuinely don't know yet 😟
Love you bro but you're messin up my week πŸ€£πŸ˜…

Which sums up where I actually am right now. Two refinances mid-flight. A new venture I'm still building the rhythm for. Community calls every week. Home ed schedules that don't care what else is happening. And now a flight to book with no date attached.

I keep waiting for it to feel as organised as my mind wants it to. Will it ever feel organised enough? Life seems to just arrive, all of it, at once, and you find the version of order that fits around that instead of waiting for a calmer week that isn't coming.

Does anyone else feel like that?

If you'd like to join us in the Accountability Room DM me or comment on this post and we can talk about your goals 😊

Claim your property's uninhabitable, dodge the stamp duty surcharge. It's a pitch that gets sold a lot in this space.Ste...
04/09/2026

Claim your property's uninhabitable, dodge the stamp duty surcharge. It's a pitch that gets sold a lot in this space.

Steph Gemson from Tax Gem ran a tax session for our property community this week, and she picked that exact myth apart in under a minute. There's a specific test for it. HMRC has a specific process built to catch people relying on it.

Same with flipping too many houses in your own name. There's a real test, "badges of trade," for the point where it stops looking like investing and starts looking like running a business, and gets taxed as one.

That was my favourite part of the session. Watching her go through the workarounds people think they've found and naming the exact rule that closes each one.

Then came the question she says she gets asked more than any other: do I need a holding company, and how do I actually structure it.

She used her own deals and real client situations to explain it, including a project she's doing herself right now, converting a site into an equestrian centre.

So many people asked for the recording afterward that she ended up sharing her slides too.

Genuinely one of the more fun sessions we've run, even for someone who's never going to love tax.

22/08/2026

I run a property community for people sourcing deals, building a portfolio, or just starting out. And I have just restructured it properly.

Inside now there is:

1. The main group full of value and support, staying as it is and where we will be hosting the free expert calls. Keep an eye out for the September ones!

2. A space to share your deals and wins without holding back.

3. An exclusive channel for my own vetted deals if you're investing

4. A new accountability structure I built to actually turn "I should be doing this" into done.

If you're in property and want a room that pushes you forward instead of watching everyone else's progress scroll past, come join us!

Comment "IN" and I'll send you the link.

What a session last night! πŸ™ŒWe had Jack Gaddes on the call and I'm so happy with everything he shared. Here are the main...
30/07/2026

What a session last night! πŸ™Œ

We had Jack Gaddes on the call and I'm so happy with everything he shared. Here are the main points:

πŸ’‘ Raising finance is not asking for a favour. It's offering an opportunity. Such a simple mindset shift but it changes everything about how you approach investors.

πŸ’‘ Start with people close to you. Friends and family get written off too fast, but Β£5k to Β£10k from people who already trust you can fund a deposit or a refurb.

πŸ’‘ Forget the generic pitch. Understand what the investor actually wants first (Jack talked us through the six human needs: certainty, uncertainty, significance, connection, growth, contribution) and match the opportunity to that.

πŸ’‘ JVs vs fixed term loans. Profit split JVs mean uncapped upside but more complexity (SPVs, shared control). Fixed term is simpler and more predictable, but you carry all the risk if the deal underperforms.

πŸ’‘ Contracts matter, not just for security but for exit clauses, delay clauses, cost overrun clauses. Jack structures his contracts to protect the investor first, and that's exactly why people trust him with their money.

One thing that really stuck with me: Jack's first inbound investor enquiry came 4 months ago, after 2.5 years of showing up consistently. That's the real story behind every "overnight success."

I also just want to say how grateful I am for this whole series of calls. We've had around 30 people join every single time, consistently. That tells me there is real demand for this kind of straight talking, genuinely useful property education.

So thank you Jack for your time and for being so open about the numbers, the mistakes and the wins. And thank you to everyone who keeps showing up and asking great questions. You're the reason we keep doing this.

More to come! πŸ˜€





26/07/2026

Jack Gaddes is the speaker at our next webinar!

Wednesday 29th of July at 7pm.

Message me directly for the link to the group and for the link to the call.

See you there

23/07/2026

I absolutely love the community that we are creating and I can see how the vast majority in it are getting so much value from it.

Now at 240 members and growing, next call with Jack Gaddes will be a real gem πŸ’Ž

We had a call this week with Richard van Ommen, who runs one of the largest deal-sourcing agencies in the UK, for our in...
20/07/2026

We had a call this week with Richard van Ommen, who runs one of the largest deal-sourcing agencies in the UK, for our investor community.

He said that investors are moving away from standard buy-to-lets and HMOs. Toward leases with housing associations, government bodies and care providers instead.

Renters Reform is part of it. Those leases carry stronger legal backing, and they're easier to exit than a normal tenancy.

He talked through a fully repaired and insured lease, an FRI lease, where the investor is only on the hook for the structure, the boiler and the electrics. The provider covers everything else. Maintenance, voids, day to day management.

That's not a hypothetical for us. That's what we are also building towards.

Richard shared a portfolio he'd recently completed on. Fifteen properties across Bridlington and Scarborough, hotels and care homes, 180 beds total. Bought for Β£2.5 million. Market Value is Β£5.5 million. With a long-term care lease attached, a lender values it at Β£12 million.

That gap, between what a building's worth empty and what it's worth with a stable lease on it, is the whole game at the moment.

These calls have become a focal point of our community and the value Richard shared was huge. Over 30 people attended this one and we have just started with it all.

If you want in let me know either in the comments or in a DM and I'll share the link πŸ˜€

Tonight at 7pm we have Richard joining us live inside our property investor community.14+ years in the industry. Co-foun...
16/07/2026

Tonight at 7pm we have Richard joining us live inside our property investor community.

14+ years in the industry. Co-founder of one of the UK's largest sourcing networks- around 40 properties sold every single month.

He's walking us through how to analyse deals properly, structure them creatively and think like a serious investor.

220+ members. Free. Tonight at 7pm.

Comment COMMUNITY and I'll send you the link.

22/06/2026

Why do you invest in property?

Address

7 Walgarth Drive
Chorley
PR72QW

Alerts

Be the first to know and let us send you an email when Format Group posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Shortcuts

Share