OraKai

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OraKai Living | OraKai Homes | OraKai Keystone
Ethical Property Investment and management | Commercial to Residential small-scale development | Operations Consultancy (bring back your joy!)

20/09/2026

30 Property Golden Nuggets in 30 days!

We here at OraKai believe in sharing with our community and giving back. Over the next 30 days we're giving away property insights and golden nuggets.

We are counting down from Number 30...
TODAY IS NUMBER 7 🙌
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🏡 “Priced to Reflect the Work” Doesn't Always Include Every Cost🏡

A property can be “priced to reflect refurbishment” and still not work financially for the buyer.

Finished value: £200,000 Works: £50,000 Suggested price: £150,000
Looks logical.

But the buyer also has:
Tax. Legal fees. Finance. Valuation. Insurance. Empty-property costs. Contingency.

What this means
There are costs that weren't included in the original calculation.

🤔 Consider asking
“When the asking price was calculated, what costs were included apart from the refurbishment?”

This explains why a buyer's numbers may look different from the agent's.

Refurbishment isn't the only acquisition cost, so an apparently puzzling offer may be based on costs that weren't included in the asking-price calculation.

✨Breadcrumb✨
Sometimes a transaction can work at one price if something else about the timing or structure changes.
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Don't miss any our ✨30 Golden Nuggets of Property✨ - follow OraKai for the full list - catch you tomorrow for Number 6 🙌

19/09/2026

30 Property Golden Nuggets in 30 days!

We here at OraKai believe in sharing with our community and giving back. Over the next 30 days we're giving away property insights and golden nuggets.

We are counting down from Number 30...
TODAY IS NUMBER 8 🙌
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🏡 Delays Can Kill a Good Sale🏡

The longer a property transaction takes, the more opportunities there are for something to change.

Mortgage products move. Chains break. Surveys arrive. Circumstances change.

🤔 What this means

A good transaction can become fragile simply because it's taking too long.

Instead of asking your agent:
“How's everything progressing?”
.. Ask:
“What exactly are we waiting for, and who are we waiting for?”

Don't accept “it's progressing” as an answer. Find out exactly what's outstanding and who is responsible, because time itself creates opportunities for an otherwise good transaction to fail.
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Don't miss any our ✨30 Golden Nuggets of Property✨ - follow OraKai for the full list - catch you tomorrow for Number 7 🙌

18/09/2026

30 Property Golden Nuggets in 30 days!

We here at OraKai believe in sharing with our community and giving back. Over the next 30 days we're giving away property insights and golden nuggets.

We are counting down from Number 30...
TODAY IS NUMBER 9 🙌
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🏡Your Competition Is Bigger Than Your Postcode🏡

Buyers don't necessarily search for homes the same way owners compare them.

They have:
A budget. A travelling distance. A list of things they need.

What this means
A property a few miles away that you'd never compare with yours could still take your buyer away.

Try this!
Search your asking price and postcode on Rightmove and Zoopla.

Expand out:
1⁄4 mile → 1⁄2 mile → 1 mile → 3 miles → 5 miles

🤔 Then ask yourself:
“What else could I afford?”

Your buyer has more choices than the houses immediately around you. Search as they search and see what else their money can buy.
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Don't miss any our ✨30 Golden Nuggets of Property✨ - follow OraKai for the full list - catch you tomorrow for Number 8 🙌

17/09/2026

30 Property Golden Nuggets in 30 days!

We here at OraKai believe in sharing with our community and giving back. Over the next 30 days we're giving away property insights and golden nuggets.

We are counting down from Number 30...
TODAY IS NUMBER 10 🙌
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🏡 Different Mortgage Lenders... Different Criteria🏡

Mortgage lenders don't have the same rules.
One may refuse something another will consider.

What this means
“The bank won't lend on it.”
does NOT equal:
“Nobody can get a mortgage on it.”

🤔 Consider asking
“Is it this lender that's the problem, or is the property itself difficult to mortgage?”

One rejection doesn't necessarily mean your property is unmortgageable. Different lenders have different rules, so find out whether the problem is the property or simply that lender.
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Don't miss any our ✨30 Golden Nuggets of Property✨ - follow OraKai for the full list - catch you tomorrow for Number 9 🙌

16/09/2026

30 Property Golden Nuggets in 30 days!

We here at OraKai believe in sharing with our community and giving back. Over the next 30 days we're giving away property insights and golden nuggets.

We are counting down from Number 30...
TODAY IS NUMBER 11 🙌
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🏡Some Organisations Rent Properties Directly🏡

Depending on the property and location, a company or organisation may take it under a longer-term arrangement.

What this means
Long-term rent. Another option before having to sell.

🤔 Would you consider this?

Contact your local council and ask if they currently have a need for housing and, if they do, what the terms are.

There may be buyers — or users — for your property that you haven't considered. A company, council or organisation could potentially provide a longer-term rental alternative to selling.
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Don't miss any our ✨30 Golden Nuggets of Property✨ - follow OraKai for the full list - catch you tomorrow for Number 10 🙌

15/09/2026

30 Property Golden Nuggets in 30 days!

We here at OraKai believe in sharing with our community and giving back. Over the next 30 days we're giving away property insights and golden nuggets.

We are counting down from Number 30...
TODAY IS NUMBER 12 🙌
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🏡Your Sale Can Collapse Because of Somebody You've Never Met🏡

Your buyer can be completely committed to purchasing your property, yet the sale can still fail.

Why?

The chain.

Someone further down it can:

Lose their buyer. Lose their mortgage. Change their plans.

What this means
Nobody directly involved with your property necessarily did anything wrong.

🤔 Consider asking before accepting an offer

“What's the buyer's position and how long is the chain?”

A failed sale isn't necessarily about your property or even your buyer. Somebody elsewhere in the chain can cause the whole transaction to collapse.
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Don't miss any our ✨30 Golden Nuggets of Property✨ - follow OraKai for the full list - catch you tomorrow for Number 11 🙌

14/09/2026

30 Property Golden Nuggets in 30 days!

We here at OraKai believe in sharing with our community and giving back. Over the next 30 days we're giving away property insights and golden nuggets.

We are counting down from Number 30...
TODAY IS NUMBER 13 🙌
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🏡 Assisted Sale 🏡

Did you know somebody else can fund and manage the refurbishment of your property before it's sold?

You both agree on a purchase price.
The other party funds and manages the work.
The property is remarketed.

When it sells:
You receive your agreed price.
The other party receives the difference according to the agreement.

What this means
You don't:
Fund the refurbishment or manage builders, yet you still receive a price you're happy to accept.

🤔 Would you consider this?
“If you're happy with the price agreed, does it matter who funds and carries out the work?”

You don't necessarily have to fund or manage refurbishment yourself. Another party can fund and manage the work while you receive the price you've already agreed.

🛑Important🛑
Structured property agreements should be drafted by experienced commercial solicitors. Both parties should be independently legally represented by suitably qualified professionals.
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Don't miss any our ✨30 Golden Nuggets of Property✨ - follow OraKai for the full list - catch you tomorrow for Number 12 🙌

13/09/2026

30 Property Golden Nuggets in 30 days!

We here at OraKai believe in sharing with our community and giving back. Over the next 30 days we're giving away property insights and golden nuggets.

We are counting down from Number 30...
TODAY IS NUMBER 14 🙌
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🏡A Low EPC Can Affect More Than Your Energy Bills💷

Did you know that anyone can look up your property's EPC online for free?

A poor rating can suggest:
More work. More capital required. Higher running costs. Restrictions for somebody intending to rent it out.

What this means
A buyer can start forming an opinion before they've walked through the door.

🤔 Have you checked your EPC?
Search your EPC online and read the recommended improvements.

You don't necessarily need to do them.

But now you know what your buyer can see.

Your buyer can discover things about your property before viewing it. Checking your own EPC lets you see exactly what they see and understand one possible source of hesitation.
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Don't miss any our ✨30 Golden Nuggets of Property✨ - follow OraKai for the full list - catch you tomorrow for Number 13 🙌

12/09/2026

30 Property Golden Nuggets in 30 days!

We here at OraKai believe in sharing with our community and giving back. Over the next 30 days we're giving away property insights and golden nuggets.

We are counting down from Number 30...
TODAY IS NUMBER 15 🙌
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🏡Several Small Jobs Can Look Like One Big Project💷

A few small jobs can quickly add up in somebody else's mind.
Tired kitchen. Decorating. Dated bathroom. Old boiler. Old electrics.

What this means

A buyer sees:
“This house needs loads doing.”

🤔 Have you noticed a pattern?

If several viewers mention the same thing, ask yourself:
“What are they seeing that I've stopped noticing?”

Repeated buyer feedback is useful information. What looks like a few manageable jobs to you can feel like one large project to somebody walking in fresh.

✨Breadcrumb✨
Doing the work yourself isn't necessarily the only way a refurbishment problem can be solved.
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Don't miss any our ✨30 Golden Nuggets of Property✨ - follow OraKai for the full list - catch you tomorrow for Number 14 🙌

11/09/2026

30 Property Golden Nuggets in 30 days!

We here at OraKai believe in sharing with our community and giving back. Over the next 30 days we're giving away property insights and golden nuggets.

We are counting down from Number 30...
TODAY IS NUMBER 16 🙌
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🏡Vendor Finance: What If You Became the Bank? 💷
Buyers approach banks to lend them money in the form of a mortgage to purchase a property.

But did you know that you could potentially become the bank instead?

If you have equity in your property and you don't need the money immediately, that money can be lent to the buyer and remain secured within the property for an agreed period.

What this means
Instead of the bank lending the money and earning the interest, you lend the money and earn the interest.

🤔 Would you consider this?
“If you don't need all your money right now, could allowing it to earn interest be worth considering?”

Your equity doesn't necessarily have to arrive as cash on completion. If you don't need all the money immediately, you could lend it, secure it against the property and earn interest.

✋Important✋ - Structured property agreements should be drafted by experienced commercial solicitors. Both parties should be independently legally represented by suitably qualified professionals.

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Don't miss any our ✨30 Golden Nuggets of Property✨ - follow OraKai for the full list - catch you tomorrow for Number 15

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Llandudno
LL30

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