Risk Averse Ltd

Risk Averse Ltd Risk Averse Ltd are a small independent firm of Chartered Building Surveyors who are regulated by the Royal Institution of Chartered Surveyors.
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We are based in Rochdale, but we cover the whole of the UK.

🏠 LOVE A BAY WINDOW? SO DO WE… BUT KEEP AN EYE ON THIS. 👀Bay windows add character, charm and kerb appeal.But they’re al...
17/06/2026

🏠 LOVE A BAY WINDOW? SO DO WE… BUT KEEP AN EYE ON THIS. 👀

Bay windows add character, charm and kerb appeal.
But they’re also one of the areas where surveyors frequently find defects.

Why?
Because bay windows project out from the main building, making them more exposed to the elements than the rest of the property.

That can lead to:
💧 Water ingress around roofs and flashings
🧱 Cracked brickwork and failed pointing
📉 Movement and settlement
🪟 Rotting timber frames and sills
🌬️ Draughts and heat loss

The tricky part?
Many of these issues start small and can go unnoticed for years.

So next time you’re admiring a beautiful bay window, take a closer look.
🔍 Are there cracks around the corners?
🔍 Signs of staining or damp internally?
🔍 Any movement in the masonry?

A bay window can be a stunning feature - but it’s also one of the first places we look during a survey.

🏠 Character is wonderful.
Knowing its condition is even better.

📞 01706 614766
📧 [email protected]

🏡 CAN YOU TELL A GEORGIAN HOME FROM A VICTORIAN ONE? 🤔They might all look like “period properties” at first glance… but ...
15/06/2026

🏡 CAN YOU TELL A GEORGIAN HOME FROM A VICTORIAN ONE? 🤔

They might all look like “period properties” at first glance… but scratch beneath the surface and they’re very different beasts.

👑 Georgian - elegant symmetry and proportion
🏭 Victorian - character, detail and industrial influence
🎩 Edwardian - brighter, bigger and built for modern family life

Why does it matter?

Because understanding the age and style of a property can reveal a lot about:

🔍 How it was constructed
🔍 Common defects and maintenance issues
🔍 What repairs may be needed
🔍 What you should look out for before buying

Whether you’re house hunting, renovating, or simply curious about the history behind your home, knowing the difference can help you make more informed decisions.

🏠 Think you know your Georgian from your Victorian?

👉 Find out more in our latest guide:
https://riskaverseltd.co.uk/georgian-victorian-or-edwardian-do-you-know-the-differences/

🚫 MYTH BUSTER:🛣️ “The road outside my house is the council’s responsibility.”✅ FACT:Not necessarily.Thousands of propert...
12/06/2026

🚫 MYTH BUSTER:

🛣️ “The road outside my house is the council’s responsibility.”

✅ FACT:

Not necessarily.

Thousands of properties across the UK are accessed via unadopted roads - meaning the local authority may have no responsibility for maintaining them.

That can leave homeowners facing unexpected costs for:

🚧 Repairs
🚧 Resurfacing
🚧 Drainage issues
🚧 Ongoing maintenance

The surprise?

Many buyers don’t discover this until they’re well into the purchasing process.

That’s why understanding how a property is accessed is just as important as understanding the property itself.

🏠 A beautiful house at the end of the road is one thing.

🛣️ Knowing who owns and maintains that road is another.

At Risk Averse, we help buyers uncover the details that aren’t always obvious during a viewing.

Because sometimes the biggest property surprises start before you even reach the front door.

📞 01706 614766
📧 [email protected]

🏠 PLANNING A RENOVATION THIS SUMMER? ⚒️Before the builders arrive… have you checked whether you need a Party Wall Agreem...
10/06/2026

🏠 PLANNING A RENOVATION THIS SUMMER? ⚒️

Before the builders arrive… have you checked whether you need a Party Wall Agreement? 👀

It’s one of the most commonly overlooked parts of home improvement projects - and getting it wrong can lead to delays, disputes and unnecessary stress.

🚧 Building an extension?
🔨 Removing a chimney breast?
🏡 Carrying out work close to a shared boundary?

You may need to formally notify your neighbours before work begins.

The good news? A little planning now can save a lot of headaches later.

At Risk Averse, we help homeowners navigate Party Wall matters with confidence - keeping projects moving and neighbourly relations intact. 🤝

Don’t let paperwork derail your dream renovation.

👉 Find out more:
http://www.riskaverseltd.co.uk/do-you-know-when-you-need-a-party-wall-agreement/

🏠🔍 Let’s settle this…If someone asked you:“What does a Building Surveyor actually do?”How would you answer? 🤔Do we just ...
08/06/2026

🏠🔍 Let’s settle this…

If someone asked you:

“What does a Building Surveyor actually do?”

How would you answer? 🤔

Do we just look for cracks in walls?
Do we spot hidden property problems?
Do we help buyers avoid expensive mistakes?
Or is it all of the above? 👀

At Risk Averse, we spend our days uncovering what’s really going on behind the paintwork, under the floors and above the ceilings - giving buyers the knowledge they need to make confident decisions.

But we’re interested to hear your take…

👇 In just a few words, how would YOU describe what a Building Surveyor does?

08/06/2026

A springy decking board isn't just annoying—it could be a sign of timber decay, rot, loose fixings, or structural failure beneath the surface.
What looks like a minor issue today could become a serious safety hazard tomorrow.

🔍 Would you know what to look for? 🏡

This is exactly why a closer inspection matters.

⭐️⭐️⭐️⭐️⭐️ What better way to head into the weekend than with another fantastic 5-star review from a happy client? 🏠At R...
05/06/2026

⭐️⭐️⭐️⭐️⭐️ What better way to head into the weekend than with another fantastic 5-star review from a happy client? 🏠

At Risk Averse, we know that buying a property can be one of the biggest financial decisions you’ll ever make.

That’s why we’re committed to providing clear advice, detailed reports and straightforward communication every step of the way.

We’re delighted that our latest client highlighted:

✅ Professional and knowledgeable service
✅ Easy-to-understand survey reports
✅ Excellent communication throughout
✅ Reports delivered on time

A huge thank you to SM for taking the time to leave such positive feedback. It means a great deal to our team. 🙌

If you’re buying, selling or simply need expert property advice, we’d be delighted to help.

📞 01706 614766
📧 [email protected]

Have a fantastic weekend, everyone! ☀️

05/06/2026

🌧️ We actually love carrying out surveys in the rain!

The sound you're hearing isn't just raindrops on the conservatory roof—it's leaking gutters overflowing and discharging where they shouldn't be.

Wet weather helps us identify drainage defects, leaks, damp risks, and maintenance issues that can easily be missed on a sunny day.

🏡 Small defect today = potentially expensive repair tomorrow.

04/06/2026

We sent our receptionist out with a camera and she absolutely understood the assignment. 👏📸

This derelict property had defect after defect—but how many can you spot before we reveal them?

Drop your findings in the comments 👇

🔍 Bonus points if you spot the issue that could end up being the most expensive to fix...

💧 DAMP PROBLEMS? YOUR DPC COULD BE THE MISSING PIECE OF THE PUZZLE. 🏠Most homeowners have heard of a Damp Proof Course…B...
03/06/2026

💧 DAMP PROBLEMS? YOUR DPC COULD BE THE MISSING PIECE OF THE PUZZLE. 🏠

Most homeowners have heard of a Damp Proof Course…

But do you know where yours is? 👀

Or what happens when it fails?

A DPC is one of your property’s key defences against rising damp - helping to stop moisture travelling up through walls and causing damage inside your home.

🚫 Peeling wallpaper
🚫 Damp patches
🚫 Musty smells
🚫 Damaged plasterwork

These can all be warning signs that something isn’t right.

The good news? Early diagnosis can save a lot of time, stress and money. 💷

At Risk Averse, we help homeowners get to the root cause of damp problems - not just treat the symptoms.

🔍 Expert advice
📊 Professional surveys
🛡️ Peace of mind

Think your property could have a damp issue?

📞 01706 614766

Address

40 Dale Street
Rochdale
OL159HE

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm
Saturday 9am - 3pm

Telephone

+441706614766

Website

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