AJ & JR Brokerage and Realty

02/05/2026

🏡 Your Journey to Becoming a Registered Real Estate Salesperson

💯​Partner with AJ & JR Brokerage and Realty to Grow Your Future!

​Stepping into the world of real estate is a rewarding career move. At AJ & JR Brokerage and Realty, we don't just provide a license to practice; we provide a platform for you to achieve your real estate goals and scale your professional growth.

​🔎 PHASE 1: The Foundation
​✅ Basic Qualifications
​To start your journey, you must meet the following criteria:
​Filipino Citizen: Natural-born or naturalized.
​Age: At least 18 years old.
​Education: Completed at least 2 years of college (72 units).
​Character: Of good moral character with no record of moral turpitude.
​Mentorship: Must work under a licensed Real Estate Broker (Join AJ & JR Brokerage and Realty!).
​📚 Training & Accreditation
​CPD Units: Complete 12 credit units of Continuing Professional Development (CPD) training in Real Estate Brokerage Services.
​PRC Accreditation: Secure your official accreditation from the Professional Regulation Commission.
​DHSUD Registration: Register with the Department of Human Settlements and Urban Development.
​📄 PRC Documentary Requirements
​Prepare these essentials for your application:
​PSA Birth Certificate & Marriage Contract (if applicable).
​Transcript of Records (Proof of 2 years in college).
​Certificate of REBS/CPD Training (12 units).
​Valid NBI Clearance.
​Notarized Certificate of Supervision (provided by your broker at AJ & JR).
​Broker’s PRC ID Copy.
​Passport-size Photos (White background with name tag).
​Registration Fee: Approx. ₱600–₱1,500.

​🔎 PHASE 2: Monitoring Your Approval
​📢 How to Check Approved Resolutions Online
​Once your documents are submitted, follow these steps to track your status:
​Visit the PRC Website: Go to www.prc.gov.ph.
​Navigate: Click on “Professional Regulatory Boards” in the main menu.
​Select Profession: Choose “Real Estate Service.”
​Find the List: Look for “Approved Applicants for Accreditation as Salespersons.”
​⏳ Pro-Tip: Approval usually takes 3–12 months. At AJ & JR Brokerage and Realty, we encourage our team to stay patient and check the site every few weeks for updates.

​🔎 PHASE 3: The Oath-Taking
​📌 PRC LERIS Registration Guide
​When your name appears on the resolution, it’s time to make it official!
​Log in to LERIS: Access online.prc.gov.ph.
​Select Transaction: Choose “e-OATH.”
​Enter Details: Select "Real Estate Salesperson," enter your Application Number (NOA), and choose “Face to Face Oathtaking.”
​Schedule: Pick your preferred PRC regional office and date.
​Payment: Pay via GCash, PayMaya, or Landbank.
​Print Form: Go to “Existing Transactions” and print your Oath of Professional Form (keep the QR code safe!).

​🔎 PHASE 4: Claiming Your ID
​🪪 Requirements for Initial Registration (RESP ID)
​Bring these to the PRC for your final ID issuance:
​Copy of Resolution Number (Printed from the PRC website).
​Proof of Oath-Taking (Printed photo of you during the ceremony).
​Three (3) Passport-Size Pictures (White background, name tag, no glasses).
​Valid Government ID (Photocopy).
​One (1) Documentary Stamp.
​Payment Receipt from the cashier.
​📅 Release: Your RESP ID is typically ready within 10 working days.

​🚀 Achieve & Grow with AJ & JR Brokerage and Realty
​Becoming a registered salesperson is just the beginning. At AJ & JR Brokerage and Realty, we are committed to helping you:
​Achieve Your Goals: Whether it’s financial independence or closing your first million-peso deal.
​Expert Mentorship: Learn the ropes from seasoned brokers who care about your success.
​Professional Growth: We provide the environment and resources you need to scale your career in the competitive Philippine market.
​Ready to start? Let’s build your real estate future together! 🏠✨

19/04/2026

🏠 Pro Tips: Navigating Your Property Refund & Investment Recovery
Deciding to back out of a real estate investment is a heavy decision, but did you know that Philippine laws are designed to protect your hard-earned money? Whether it’s a change in financial capacity or a developer’s failure to deliver, you have rights.

Here are 4 Pro Tips to ensure you get what is rightfully yours:

1. Know Your "Maceda Law" Rights 📜
Under Republic Act No. 6552, if you have paid at least two years of installments, you are entitled to a refund of the Cash Surrender Value.

The Math: Typically, this is 50% of your total payments (including down payments and reservation fees).

The Bonus: For every year of payment after the 5th year, you get an additional 5% refund (up to a maximum of 90%).

2. Spot the Developer’s Default 🏗️
If the developer fails to develop the project according to the approved plan or misses the turnover date, you may be entitled to a 100% refund (including interest) under P.D. 957. In this case, you don't even need to have reached the 2-year payment mark.

3. Document Everything 📑
Before filing a claim, gather your "Evidence Kit":

Official Receipts (ORs) of all payments.

Signed Contract to Sell (CTS).

Notarized notices or emails sent to the developer.

Marketing brochures (if claiming misrepresentation).

4. Don't Do It Alone—Hire Licensed Professionals ⚖️
Property refund claims involve complex legal computation and formal negotiations. Unlicensed "fixers" often lead to more delays or even forfeited rights. Always ensure you are working with Licensed Real Estate Brokers who understand the RESA Law (R.A. 9646) to ensure your claim is handled with integrity.

🛡️ Why Choose AJ & JR Brokerage and Realty?
Navigating the bureaucracy of real estate recovery can be exhausting. At AJ & JR Brokerage and Realty, we handle the heavy lifting for you.

✅ Legit & Trusted: A track record of successful negotiations.

✅ Pioneer Experts: Years of experience in the Philippine real estate landscape.

✅ Licensed Professionals: Knowledgeable in Maceda Law, P.D. 957, and regulatory compliance.

✅ Your Advocacy Partners: We don't just process papers; we protect your investment.

Ready to start your investment recovery?
Don't let your money sit in a project that no longer serves you.

📩 Message us today for a FREE ASSESSMENT.
Let’s get your hard-earned investment back on track!

19/04/2026

🏠 Plano mo bang I-PASALO ang Condo mo? Wag basta-basta! 🏦

Gusto mo na bang bitawan ang property pero naka-mortgage pa? Sikat ang "Pasalo" setup, pero real talk: hindi ito basta pirmahan lang ng buyer at seller. Kasama ang banko sa usapan! 🤝
Narito ang kailangan mong malaman para iwas-sakit ng ulo:

📉 Ano ba ang nangyayari sa "Pasalo"?
Kapag ang property ay naka-Real Estate Mortgage (REM), ang banko ang may legal interest dito. Hindi mo ito pwedeng ipasa nang palihim!

Ang Dalawang Setup:
• Deed of Assumption: Kasunduan niyo ni Buyer, pero risky kung walang basbas ng banko.
• Formal Bank Transfer: Pinaka-safe! Dadaan si Buyer sa credit investigation para siya na ang maging official borrower.

⚠️ Ang Malaking "Mali" sa Pasalo
Akala ng marami, pagka-bayad ni Buyer ng cash-out, ligtas na si Seller. HINDI PO. 🚫
TANDAAN: Hangga’t walang approval ng banko, ang Original Borrower pa rin ang hahabulin kung sakaling mag-default o tumigil sa pagbabayad ang bagong may-ari. 😱

✅ Checklist para sa Protektadong Transaksyon:
• Bank Approval: Siguraduhing "qualified" si buyer sa mata ng banko.
• Legal Documents: Dapat notarized ang Deed of Assumption of Mortgage.
• Clearance: Siguraduhing updated ang monthly dues at taxes bago i-turnover.

💰 Sino ang Magbabayad?
• Buyer: Monthly amortization, transfer taxes, at closing fees.
• Seller: Past due balances at penalties (kung meron man).
💡 PRO-TIP:
Huwag i-risk ang credit score mo! Ang pinakaligtas na paraan ay:
Bank Approval → Notarized Legal Docs → Official Transfer of Responsibility.
Mag-invest nang tama, mag-exit nang mas matalino! ✨

Message us fore free assessment!

02/04/2026

“The Dream of Homeownership Is Receding”

The current state of Philippine real estate is no longer just a market—it is a social crisis. While we celebrate "record profits" in the banking and luxury sectors, the foundational promise of a home for every Filipino is being quietly dismantled by inflation, oversupply of the wrong products, and structural obsolescence.

🔴 The Affordability Chasm: Since 2019, property prices in Metro Manila have surged, with the Residential Property Price Index (RPPI) showing double-digit growth in key sectors, while average household incomes have failed to keep pace. The math no longer works for the Filipino worker.
🔴 The Ghost Inventory: Metro Manila's condominium vacancy rate peaked at 24.7% by the end of 2025, with projections hitting 25% this year. We have an oversupply of mid-to-high-end units that the working class cannot afford, while socialized housing supply remains critically low.
🔴 The 10-Million Backlog: The housing deficit is now estimated at over 10 million units, with some projections warning it could hit 22 million by 2040. Despite the "4PH" program targets, delivery remains a fraction of the annual demand.
🔴 The Obsolescence Trap: Many existing developments are becoming "functional fossils"—lacking disaster resilience and modern efficiency. Buyers are often stuck with aging assets that face rising association dues and plummeting resale value.

📉 The Middle Class Is Squeezed: Once the target of "dream home" marketing, the middle class is now priced out. A mid-tier condo now requires a disposable income that most professionals simply do not have after accounting for the rising cost of living.
📉 The Land Paradox: Of the 30,000 hectares inventoried for housing by the DHSUD, only about 30% is actually suitable due to legal entanglements and rigid land-use restrictions. We have the land, but it is locked behind red tape.
📉 Interest Rate Stagnation: Despite efforts to lower rates for socialized housing, borrowing costs for the open market remain high, making a 20-year mortgage feel more like a life sentence than a path to equity.
📉 The "Sick Man" of Housing: We are building skyscrapers for investors while our poor and middle class are pushed further to the fringes, into settlements that lack basic urban dignity.

🛑 A Home is Not a Speculative Asset: It is a human necessity. When we treat land only as a bank for the wealthy, we starve the nation of its stability.
🛑 The Developers’ Blind Spot: Continuing to build luxury towers while ignoring the massive hunger for dignified, low-cost housing is not a business strategy—it is a recipe for a real estate bubble.

I call on our developers to pivot toward inclusive urbanism, on the government to slash the bureaucratic hurdles for socialized housing, and on buyers to demand transparency and quality over flashy marketing.

Wealth comes from the land, but a nation’s strength comes from the people who can afford to live on it. Let us build for the many, not just the few.

By: AJ Arcangel | April 2026

Sources & Data References:
Residential Property Price Index (RPPI): Bangko Sentral ng Pilipinas (BSP), Reports for Q1 & Q2 2025.

Condominium Vacancy & Inventory Data: Colliers Philippines, Fourth-Quarter 2025/2026 Property Market Report.

Housing Backlog & 4PH Statistics: Department of Human Settlements and Urban Development (DHSUD), Palace Briefing (January 2026) and 2026 Budget Documents.

License to Sell (LTS) Trends: REN.PH Research, "State of Philippine Real Estate 2025" report (February 2026).

Long-term Housing Crisis Projections: Senate of the Philippines Policy Brief, "Public Rental Housing" (May 2025).

23/12/2025

FORECLOSED Properties @ BGC & Nearby areas
Location:
📍BGC / Taguig

📥 DM preferred location

Type: Bank Foreclosed condominium unit

✅ Only 10% to move in
✅ Clean Title (under Bank’s name)
✅ RFO
✅ Open for Cash or Bank Financing
✅ CGT paid by the bank
🔥JACKPOT units - units In good condition!

⚠️As is where is basis⚠️

22/12/2025

: 🏠 HUGE PROPERTY NEWS: The end of Estate Tax?

Congress is moving to ABOLISH Estate Tax! 🚫💸 Instead of paying a huge bill when a loved one passes, taxes would only apply if/when the property is sold.

What this means for your family:
✅ No more "Death Tax" stress.
✅ Faster title transfers (no more waiting years!).
✅ Higher property values & easier selling.

It’s time to unlock the true value of your family’s land. Let’s make inheriting a blessing, not a burden! 🇵🇭✨

Key Points to Remember (The "Why")
The Problem: Currently, many families can't afford the 6% Estate Tax, leaving land "frozen" for generations.

The Solution: Shifting the tax to the Capital Gains Tax (paid only during a sale) ensures the family has the cash on hand to pay the government.

22/12/2025

No More "Death Taxes": Unlocking Your Family’s Wealth Just Got Easier!

Big news is brewing in Congress! A new bill aims to completely abolish the Estate Tax, swapping it for a much fairer system: you only pay when you actually sell the property through Capital Gains Tax.

Why this is a win for you:

Keep Your Cash: No more scrambling for millions in tax money while your family is grieving.

Fast-Track Titles: Transfer property to your children’s names in record time.

Stop the "Fire Sales": You’ll never be forced to sell land at a discount just to cover a tax bill.

Whether you're an OFW building a legacy or a family protecting your home, this law means your hard-earned assets stay in the family—clean, titled, and ready to grow.

Inquire now and avail of our free assessment

14/12/2025

Oversupply Phase

By Beatriz Marie D. Cruz, Reporter UNSOLD condominium units in Metro Manila could take about two to three years to be fully absorbed, particularly in areas previously occupied by Philippine offshore gaming operators (POGOs), property consultancy Leechiu Property Consultants (LPC) said. “I think it...

11/12/2025

📣 Condo or H&L Investment Recovery Alert!

​AJ & JR Brokerage and Realty is here to guide you through our specialized Investment Recovery Process.
​If you've experienced issues with a previous real estate or investment transaction, you may be qualified for a REFUND!

​We offer a FREE ASSESSMENT AND EVALUATION to determine your qualification for a refund based on the actual details of your account.
​Don't let your investment loss be the final word. Take the first step toward getting your money back.

​✅ Free Assessment & Evaluation
✅ Qualification for Refund Based on Actual Account
✅ Professional and Dedicated Service
​📞 Call or Message Us Today!
​Mobile: 09650777155
​Direct Message us right here on Facebook!
​Your financial recovery is our priority. Let AJ & JR Brokerage and Realty help you secure the refund you deserve.

​

05/12/2025

FYI.
REPORT ILLEGAL TENANTS AND UNCOMPLIANT/ VIOLATOR LANDLORDS/UNIT OWNERS