10/06/2026
๐ก ๐ ๐๐ต๐ฎ๐๐ฎ, ๐ ๐๐ต๐ฎ๐๐ฎ & ๐-๐๐ต๐ฎ๐๐ฎ: ๐ช๐ต๐ฎ๐ ๐๐๐ฒ๐ฟ๐ ๐ฃ๐ฟ๐ผ๐ฝ๐ฒ๐ฟ๐๐ ๐๐๐๐ฒ๐ฟ ๐ฆ๐ต๐ผ๐๐น๐ฑ ๐๐ป๐ผ๐
One of the most common questions home buyers ask is:
๐ "๐๐ ๐๐ต๐ฒ ๐ฝ๐ฟ๐ผ๐ฝ๐ฒ๐ฟ๐๐ ๐ ๐๐ต๐ฎ๐๐ฎ, ๐ ๐๐ต๐ฎ๐๐ฎ, ๐ผ๐ฟ ๐-๐๐ต๐ฎ๐๐ฎ?"
Here's a simple explanation:
โ
๐ ๐๐ต๐ฎ๐๐ฎ
โข Property complies with applicable approvals and BBMP records.
โข Generally preferred by banks for home loans.
โข Easier to buy, sell, transfer, and obtain permissions.
โข Considered the safest category from a documentation perspective.
โ ๏ธ ๐ ๐๐ต๐ฎ๐๐ฎ
โข Property is recorded by BBMP for property tax purposes but may have approval, conversion, or compliance-related issues.
โข Buying and selling is possible, but additional legal due diligence is essential.
โข Home loan options may be limited depending on the property and lender.
โข Buyers should clearly understand the associated risks before proceeding.
๐ป ๐-๐๐ต๐ฎ๐๐ฎ
โข E-Khata is NOT a separate category like A Khata or B Khata.
โข It is simply the digital version of the Khata record issued online by BBMP.
โข A property can have an E-Khata and still be either A Khata or B Khata.
โข E-Khata indicates digitization of records, not the legal status of the property.
๐ ๐ง๐ต๐ฒ ๐๐ฒ๐ ๐ง๐ฎ๐ธ๐ฒ๐ฎ๐๐ฎ๐
Many buyers hear "E-Khata Available" and assume the property is fully compliant.
That's not always true.
๐ E-Khata tells you the format of the record.
๐ A Khata or B Khata tells you the compliance status of the property.
๐๐ฒ๐ณ๐ผ๐ฟ๐ฒ ๐ฏ๐๐๐ถ๐ป๐ด ๐ฎ๐ป๐ ๐ฝ๐ฟ๐ผ๐ฝ๐ฒ๐ฟ๐๐, ๐ฎ๐น๐๐ฎ๐๐:
โ Verify the Khata category
โ Check approvals and occupancy documents
โ Confirm loan eligibility
โ Conduct proper legal due diligence
A few checks before purchase can save years of complications later.
