20/12/2025
๐ฐ Before buying a flat in Kolkata, check these 5 documents carefully ๐
1๏ธโฃ Title Deed (Mother Deed)
Confirms the legal ownership of the land and the sellerโs right to sell the flat.
โ Ensure there are no disputes or unclear transfers.
2๏ธโฃ Sale Agreement / Agreement for Sale
This document mentions the price, payment schedule, possession date, carpet area, penalties, and other terms.
โ Match every clause with what the builder promised verbally.
3๏ธโฃ Approved Building Plan
Approved by local authorities (KMC / Municipality).
โ Confirms the building is legally constructed and not unauthorized.
4๏ธโฃ Completion Certificate (CC) / Occupancy Certificate (OC)
Issued after construction is completed as per approved plan.
โ Mandatory for legal possession, electricity, water, and resale safety.
5๏ธโฃ Property Tax & Utility Clearance
Latest property tax receipts, electricity & water bill clearances.
โ Ensures there are no pending dues on the flat.
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๐ก Pro Tip (Kolkata Buyers):
Always cross-check documents with a property lawyer and verify RERA details before paying any booking amount.
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