Stephanie Rubio Real Estate Agent

12/08/2026

🏠 Your Journey to Homeownership Starts Here

Understanding the right housing loan requirements is the first step toward owning your home in Japan.

Every application is different, and the right financing option depends on your visa, income, employment, and financial profile.

📩 Let’s check your eligibility and explore your options.

Stephanie Rubio
Real Estate Agent
📞080-5818-4549
　　
Home Station
三重県知事（3）第3294号

Service available in English, Tagalog, Bisaya, and Japanese. Financing approval is subject to bank review and applicant eligibility.

04/08/2026

📍Location

Hashioka-cho, Kusatsu City, Shiga Prefecture
Approximately 10minutes on 🚲to Minami-Kusatsu Station (JR Tokaido Main Line)

Price

¥41,410,000 (tax included)

Property Type

* Brand-new detached house
* 3LDK

Land & Building

* Land Area: 108.76 m² (approx. 32.89 tsubo)
* Building Area: 79.48 m² (approx. 24.04 tsubo)

Parking

✔️Space for 2 cars

Features

✔️Fully coordinated designer home by CLEVERLY HOME VARYS
✔️Furniture included
✔️Solar panel system included
✔️Modern open-plan living and dining area
✔️Stylish kitchen with contemporary finishes
✔️Double-glazed windows
✔️Card-key entrance system
✔️Spacious storage throughout the home

Nearby Facilities

✨Minami-Kusatsu Station: 10-minute 🚲
✨Elementary School: Approximately 11 minutes
✨Junior High School: Approximately 8 minutes
✨Nursery school and parks are nearby, making it suitable for families.

Zoning & Building Information

✔️Building Coverage Ratio: 60%
✔️Floor Area Ratio: 200%

Why This Home?

☺️Move-in ready with furniture and solar panels included, saving you additional setup costs.
✔️Located in a quiet residential neighborhood while remaining close to the station.
❤️Ideal for couples, small families, or first-time homebuyers looking for a modern home with energy-saving features.

Estimated Monthly Mortgage

(Approximate, depending on loan approval and interest rate)

✨35-year loan: Around ¥139,000/month
✨✨50-year loan: Around ¥106,000/month

This is a great option for buyers who want a new, stylish, energy-efficient home in Kusatsu with convenient access to transportation, schools, and daily amenities.

Let's make your dream home a reality. Contact me today to schedule a viewing!

Stephanie Rubio
Real Estate Agent
📞080-5818-4549
　　
Home Station
三重県知事（3）第3294号

Service available in English, Tagalog, Bisaya, and Japanese. Financing approval is subject to bank review and applicant eligibility.

Send a message to learn more

01/08/2026

🏠 Hindi lang bahay—investment din para sa future mo.

Modern, spacious, at kumpleto sa features na kailangan ng pamilya. Kung naghahanap ka ng quality home sa Toyota City, ito na ang pagkakataon mo.

45,800,000 yen (tax included)

✔️land area 149.03 m²
✔️Building area 107.65㎡
✔️Floor plan 3LDK
✔️Car space 3 units

✅10-minute by bike to Wakabayashi Station on the Meitetsu Mikawa Line

📍 Matatagpuan sa isang tahimik at family-friendly na komunidad, malapit sa mga paaralan, park,supermarket, at Wakabayashi Station—ang perpektong lugar para tawaging tahanan.

📩 PM me para sa complete details at loan consultation!

Stephanie Rubio
Real Estate Agent
📞080-5818-4549
　　
Home Station
三重県知事（3）第3294号

Service available in English, Tagalog, Bisaya, and Japanese. Financing approval is subject to bank review and applicant eligibility.

28/07/2026

📍 Location: Mizubocho, Moriyama City, Shiga
💰 Price: ¥35,980,000 (tax included)
🏠 Layout: 4LDK
☀️ All-electric home with solar power system
🚗 Parking for multiple vehicles
✨ Spacious living area, walk-in closet, study space, and plenty of storage—perfect for growing families!

Interested in owning this beautiful home in Japan? Send me a message for more details or to schedule a viewing! 📩🏡

Stephanie Rubio
📞08058184549
Your Real Estate Agent in Japan 🇯🇵

Home Station
三重県知事（3）第3294号

Service available in English, Tagalog, Bisaya, and Japanese. Financing approval is subject to bank review and applicant eligibility.

🇯🇵🇵🇭 🇳🇵🇯🇵

23/07/2026

HOUSE WITH A MINI BAR AREA, PERFECT FOR ENJOYING QUALITY TIME WITH FAMILY AND FRIENDS 🏠🔥

✔️ High-end home, just 30 minutes from Nagoya

📍Aisai City, Aichi Prefecture – Kita Isshiki

🏦 35-year private bank loan: From ¥91,000/month~
🏛️ 50-year private bank loan: From ¥72,000/month~ (Documentation, life insurance, and registration fees included)
🏦 Property price: From ¥29,900,000~

✔️ Land: 157 m²
✔️ Building: 108 m²
✔️ 3LDK
✔️ 3 Bedrooms
✔️ 2 Bathrooms
✔️ Double-glazed windows
✔️ Parking for 3 cars
🏡 Backyard
♒ High earthquake resistance
♒ Thermal insulation

🔰 Nursery school: 350 m (6-minute walk 🚶🏻‍♂️)
🔰 Elementary school: 600 m (9-minute walk 🚶🏻‍♂️)
🔰 Junior high school: 600 m (9-minute walk 🚶🏻‍♂️)
🔰 Supermarket: 500 m (8-minute walk 🚶🏻‍♀️)

☑️ FINANCING REQUIREMENTS ✔️ Permanent resident visa.
✔️ Enrolled in Japanese health insurance.
✔️ Employed for at least 3 months.
✔️ Clean credit history.

🏠 We have homes available throughout Japan. ✨

📲 Send us a message via inbox or WhatsApp to schedule your visit. 🤳
🌐 Service available in Portuguese, Spanish, English, Tagalog, Bisaya, Nepali, and Japanese.

📱 Stephanie Rubio: 080-5818-4549

三重県知事(3)第3294号
Home Station

23/07/2026

🏡 Fully Furnished na Bahay sa Kusatsu, Shiga! ✨

Walking distance lang sa mga paaralan 🔰 at humigit-kumulang 15–16 minutong lakad papuntang Minami Kusatsu Station. Handa na itong tirhan—dala na lang ang inyong mga gamit! 🗝️

📍 Lokasyon: Hashioka-cho, Kusatsu-shi, Shiga-ken

💰 Presyo: ¥41,410,000 (May financing available)

🏦 Halimbawa ng buwanang hulog:
• Private Bank (35-year loan): Mula ¥139,000/buwan (kasama na ang processing fees)
• Private Bank (50-year loan): Mula ¥106,000/buwan (kasama na ang processing fees)

🏠 Detalye ng Bahay:
• Lupa: 108.76㎡
• Floor Area: 79.48㎡
• 3LDK
• 3 Silid-Tulugan
• 2 Banyo
• Double-glazed windows
• Card key system
• Parking para sa 2 sasakyan

📍 Malapit sa:
• Minami Kusatsu Station – 1.2 km (16 minutong lakad)
• Hoikuen – 700 m (10 minutong lakad)
• Elementary School – 800 m (11 minutong lakad)
• Junior High School – 800 m (11 minutong lakad)

⭐ Bakit ito ang magandang piliin?
• Tahimik at ligtas na residential area
• Madaling access papunta sa city
• Fully furnished kaya maaari nang lipatan agad

✅ Requirements para sa Home Loan:
• Permanent Resident o Japanese Citizen
• May Health Insurance
• Hindi bababa sa 1 taong employed
• Kumpletong assistance mula simula ng application hanggang sa turnover ng bahay.

📩 Mag-message na para makapagpa-schedule ng house viewing! Limitado lamang ang available slots.

🌍 Available ang serbisyo sa: Tagalog, Bisaya, English, Spanish, Portuguese, Nepali, at Japanese.

👩‍💼 Real Estate Agent
Stephanie Rubio
📞 080-5818-4549

三重県知事(3)第3294号
Home Station

20/07/2026

Every family deserves a place to call home. ❤️ If you’ve been thinking about buying a house in Japan but aren’t sure where to begin, I’m here to help.
From finding the perfect property to navigating home loan applications and completing all the paperwork, I’ll be by your side every step of the way. Let’s make your homeownership journey smooth, exciting, and rewarding.

Stephanie Rubio
📞08058184549

Home Station
三重県知事（3）第3294号

Service available in English, Tagalog, Bisaya, and Japanese. Financing approval is subject to bank review and applicant eligibility.

16/07/2026

🏡 Modern 3LDK Home in Koka City, Shiga – ¥29.9 Million

The perfect home isn’t just about four walls—it’s where comfort, convenience, and lasting memories come together. 🏡✨

This beautifully designed home offers spacious living areas, modern amenities, and a family-friendly location, making every day

home featuring🏡
✅Spacious 107.65㎡ floor area
✅162.24㎡ land area
✅Over 20-tatami LDK
✅All-electric home with IH kitchen
✅Water purifier & energy-saving water heater
✅2 toilets
✅Parking for 3 cars
✅Walking distance to supermarkets, schools, and train stations.

Let's make your dream home a reality. Contact me today to schedule a viewing!

Stephanie Rubio
Real Estate Agent
📞080-5818-4549
　　
Home Station
三重県知事（3）第3294号

Service available in English, Tagalog, Bisaya, and Japanese. Financing approval is subject to bank review and applicant eligibility.

09/07/2026

🏡 New Listing in Nagoya! 🇯🇵

Looking for a spacious, energy-efficient home in Aichi? This newly built property in Minato-ku, Nagoya could be the perfect fit for you!

✨ Property Highlights:
📍 Funatobacho 1-chome, Minato-ku, Nagoya, Aichi
💰 Price: ¥32,900,000 – ¥36,900,000 (tax included)
🛏️ Layout: 3LDK – 5LDK
📐 Land Area: 160.06㎡ – 184.34㎡
🏠 Building Area: 99.78㎡ – 108.47㎡
🌿 High-insulation home exceeding ZEH standards (Insulation Grade 6) for better comfort and energy savings.
🚗 Parking space available
🚉 Convenient access to Minato Kita Station.

Whether you’re buying your first home or upgrading to a larger space, this property offers modern design, quality construction, and excellent value.

📩 Interested? Send me a message today to request more information or schedule a private viewing. Let me help you find your dream home in Japan! ✨🏡

Stephanie Rubio
Real Estate Agent
📞080-5818-4549
　　
Home Station
三重県知事（3）第3294号

Service available in English, Tagalog, Bisaya, and Japanese. Financing approval is subject to bank review and applicant eligibility.

07/07/2026