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Notar u kupoprodaji: uloga, postupak i troškoviU Crnoj Gori notar nije samo pečat, već garancija zakonitosti svake trans...
05/11/2025

Notar u kupoprodaji: uloga, postupak i troškovi

U Crnoj Gori notar nije samo pečat, već garancija zakonitosti svake transakcije.
On sam sastavlja ugovor o kupoprodaji,
provjerava dokumenta i identitet strana,
objašnjava pravne posljedice
i potvrđuje saglasnost učesnika.
Nakon potpisa, notar izrađuje notarski akt i dostavlja ga katastru radi upisa vlasništva.
Naknada se naplaćuje prema zvaničnoj tarifi objavljenoj na sajtu Notarske komore Crne Gore.
Važno:
Ako kupac ne govori crnogorski, prisustvo ovlašćenog sudskog tumača je obavezno.
To nije formalnost, već zakonska obaveza.
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Notary in a property deal: role, process and fees

In Montenegro, a notary is not just a stamp — but the legal guarantor of the transaction.
The notary drafts the sale and purchase agreement,
checks all documents and the identity of both parties,
explains the legal implications,
and confirms the genuine consent of participants.
After signing, the notary prepares the notarial deed and submits it to the cadastre for property registration.
The fee is charged according to the official tariff published by the Notary Chamber of Montenegro.
Important:
If the buyer does not speak Montenegrin, a licensed court interpreter must be present.
This is not a formality — it’s a legal requirement.

Pristup i mreže: šta provjeriti prije kupovine parcelePrije nego što uplatite kaparu, uvjerite se da parcela nije “u vak...
05/11/2025

Pristup i mreže: šta provjeriti prije kupovine parcele

Prije nego što uplatite kaparu, uvjerite se da parcela nije “u vakuumu”.
Provjerite:
– postoji li pristupni put (ako ne, servitut prolaza se rješava kod notara);
– električna energija (tehnički uslovi CEDIS-a i potrebna snaga);
– voda i kanalizacija (tačka priključenja iz Vodovod i kanalizacija);
– internet i telekomunikacije (dostupnost priključka i operatera).
Mini check-list prije kupovine:
✔ pristupni put
✔ tehnički uslovi CEDIS
✔ uslovi za vodu i kanalizaciju
✔ procjena rokova i troškova priključenja
Tako izbjegavate situacije kada lijepa parcela ostane bez osnovne infrastrukture.
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Access and utilities: what to check before buying a plot

Before paying a deposit, make sure the plot isn’t “in the middle of nowhere.”
Check the following:
– road access (if not, an easement for passage must be notarized);
– electricity (technical conditions from CEDIS and required capacity);
– water and sewage (connection point from Vodovod i kanalizacija, the local utility company);
– internet and telecom (availability of connection and provider).
Mini checklist before purchase:
✔ road access
✔ technical conditions from CEDIS
✔ water and sewage connection details
✔ understanding of connection timelines and costs
That way, you’ll avoid buying a beautiful plot that turns out to have no basic infrastructure.

UTU i DUP: kako znati šta i gdje se može graditiMnogi su čuli za ove skraćenice, ali malo ko zna koliko su važne.UTU — U...
05/11/2025

UTU i DUP: kako znati šta i gdje se može graditi

Mnogi su čuli za ove skraćenice, ali malo ko zna koliko su važne.
UTU — Urbanističko-tehnički uslovi
Definišu namjenu parcele, maksimalnu visinu, spratnost, odstojanja, gustinu izgradnje, parking i tehničku infrastrukturu.
DUP — Detaljni urbanistički plan
To je planski dokument koji detaljno određuje razvoj i uređenje određenog područja.
Na osnovu važećeg DUP-a izdaju se UTU.
Kako funkcioniše:
Prvo se provjerava da li parcela ulazi u aktuelni DUP.
Zatim se podnosi zahtjev za UTU — dokument koji precizno navodi šta se smije graditi.
Bez UTU svaka gradnja rizikuje da ostane samo “na papiru”.
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UTU and DUP: how to know what and where you can build

Many have heard these abbreviations, but few understand how crucial they are.
UTU — Urbanističko-tehnički uslovi (Urban-technical conditions)
Specifies the plot’s purpose, building parameters, height limits, setbacks, density, parking, and utility connections.
DUP — Detaljni urbanistički plan (Detailed Urban Plan)
This is the detailed spatial plan of the area that defines land use and building rules.
Based on the valid DUP, the UTU document is issued.
How it works:
First, check whether the plot is included in the current DUP.
Then request the UTU — a document that clearly states what can be built and under what conditions.
Without a valid UTU, any construction project risks remaining only “on paper.”

Dokumenta novogradnje: šta investitor mora imatiPrije ulaganja, provjerite da li investitor posjeduje kompletnu dozvolnu...
05/11/2025

Dokumenta novogradnje: šta investitor mora imati

Prije ulaganja, provjerite da li investitor posjeduje kompletnu dozvolnu dokumentaciju.
– Građevinska dozvola — odobrenje za početak gradnje.
– Upotrebna dozvola — dozvola za upotrebu objekta nakon tehničkog prijema.
– UTU (Urbanističko-tehnički uslovi) — tehnički uslovi za parcelu, izdati na osnovu važećeg urbanističkog plana.
Ovi dokumenti predstavljaju osnovu zakonitosti objekta.
Ako nedostaje ijedan od njih, kupovina treba biti obustavljena dok se ne razjasni situacija.
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New build documentation: what every developer must have

Before investing, make sure the developer holds a full set of valid permits.
– Građevinska dozvola — construction permit authorizing the start of works.
– Upotrebna dozvola — occupancy permit issued after the technical inspection.
– UTU (Urbanističko-tehnički uslovi) — urban and technical conditions for the plot, issued based on the local spatial plan.
These documents form the legal foundation of any property.
If even one is missing, the transaction should be paused until clarified.

Kupovina nekretnine u Crnoj Gori: od provjere do upisaKupovina u CG je jasna ako se prati redosljed.1. ProvjeraPolazimo ...
05/11/2025

Kupovina nekretnine u Crnoj Gori: od provjere do upisa

Kupovina u CG je jasna ako se prati redosljed.
1. Provjera
Polazimo od podataka iz eKatastar sistema: provjerava se parcela, vlasnik i eventualna teretna prava.
2. Ugovor
U ugovoru se precizno definišu predmet prodaje, cijena, način placanja, rokovi i obaveze strana.
3. Notar
Ugovor se sastavlja i ovjerava kod notara u propisanoj formi.
4. Upis u katastar
Poslije potpisa notar salje akt katastru. Poslije nekoliko dana dobijate azurirani List nepokretnosti kao dokaz da ste upisani kao vlasnik.
Sve ide sluzbenim putem, po koracima i uz pravnu zastitu. Tako izgledaju uredne kupoprodaje u Crnoj Gori.

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Property deal in Montenegro: from check to registration

Buying real estate here is straightforward when you follow the steps.
1. Check
Start with the data from the eKatastar system to verify the plot, the owner and any encumbrances.
2. Contract
The contract sets out the property, the price, payment terms, deadlines and responsibilities of both parties.
3. Notary
The contract is drafted and certified by a notary in the required form.
4. Registration
After signing, the notary submits the deed to the cadastre. A few days later you receive an updated extract from the Real Estate Cadastre (List nepokretnosti), which confirms that you are registered as the owner.
This way the process stays official, transparent and legally protected.

Kupovina od investitora ili sekundarno tržište: gdje su porezi manjiAko tražite nekretninu u Crnoj Gori, važno je razumj...
05/11/2025

Kupovina od investitora ili sekundarno tržište: gdje su porezi manji

Ako tražite nekretninu u Crnoj Gori, važno je razumjeti ne samo gdje je ljepše — već i gdje je pametnije po pitanju poreza.
Novogradnja
Kupovinom direktno od investitora PDV od 21% već je uračunat u cijenu.
Porez na prenos vlasništva se ne plaća, a iznos u ugovoru ostaje konačan. Nema dodatnih troškova nakon kupovine.
Sekundarno tržište
Od 2024. godine primjenjuje se progresivna stopa poreza:
– do 150 000 € — 3%
– 150 000 – 500 000 € — 4 500 € + 5% na iznos iznad
– preko 500 000 € — 22 000 € + 6% na iznos iznad
Čak i uz sličnu cijenu, razlika u porezu može iznositi nekoliko hiljada eura.
Zaključak
Kupovina novogradnje često je isplativija — jednostavnija pravno, jasnija finansijski, a porezi su minimalni.
A vi — biste li izabrali gotovu nekretninu ili novogradnju sa potencijalom rasta?
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Buying from a developer or on the resale market: where taxes are lower

When choosing property in Montenegro, it’s important to understand not only where it looks better — but where it makes more financial sense.
New build
When buying directly from a developer, VAT of 21% is already included in the price.
No separate property transfer tax applies, and the amount in the contract is final. No extra costs after purchase.
Resale market
Since 2024, a progressive property transfer tax applies:
– up to €150,000 — 3%
– €150,000 – €500,000 — €4,500 + 5% on the excess
– above €500,000 — €22,000 + 6% on the excess
Even with similar prices, the difference in taxes can reach several thousand euros.
Conclusion
Buying a new build is often the smarter choice — legally simpler, financially clearer, and with minimal taxes.
What would you choose — a ready property or a new build with room for growth?

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