10/12/2025
DUE DILIGENCE BEFORE BUYING LAND
Before you commit your hard-earned money to any land purchase, due diligence is the most important step you must never skip. It is the difference between a secure investment and a painful regret. Due diligence simply means verifying everything about the land before paying.
1. Verify the Ownership
Make sure the person or company selling the land truly owns it. Request to see the original documents and confirm the names on them. Never rely on âmy brother owns itâ or âthe owner traveledâ stories.
2. Inspect the Land Documents
Check the property documents carefullyâSurvey Plan, Deed of Assignment, C of O, or Layout. Review the survey number with the Surveyor Generalâs office to ensure the land is not under government acquisition or involved in any dispute.
3. Visit the Land Physically
Go to the site yourself. Donât depend on pictures or videos. Confirm that the land exists, check the environment, road access, topography, and nearby developments. See who is living or farming around and ask questions.
4. Ask About Encumbrances
Confirm that the land is free from issues such as court cases, family disputes, multiple sellers, or community wahala. A simple conversation with neighbors and community leaders can reveal hidden problems.
5. Work With a Professional
Use a surveyor, lawyer, or trusted real estate consultant. They help you check documents, verify with authorities, and avoid mistakes that may cost millions.
6. Understand the Payment Structure
Ensure clarity about total costâland price, development levy, survey fee, documentation fee, or any other hidden charges. Transparency avoids future disputes.
7. Get Every Agreement in Writing
Always collect receipts, contracts, and signed documents. If it is not written, it is not valid.
When due diligence is done properly, you buy with confidence and sleep with peace of mind. Land investment is goodâbut verified land is the real gold.