03/08/2026
Seven things to check before buying a property in Nigeria.
Buying land is one of the biggest financial decisions you'll make, but excitement should never replace due diligence. Before you make any payment, take time to verify the details that truly matter.
Here are 7 things you should check:
1. Seller's Identity
Confirm that the person selling the property has the legal right to do so. Ask for valid identification and supporting documents where appropriate.
2. Survey Information
Review the survey plan and ensure the land corresponds with what is being offered. A licensed surveyor can help verify boundaries and location.
3. Title Documents
Find out what title documents the property has, such as a Certificate of Occupancy (C of O), Deed of Assignment, Governor's Consent, or other relevant documents where applicable. Remember, having a document does not automatically guarantee that a property is free from issues. The authenticity and legal status of the documents should be independently verified.
4. Property Location
Visit the property yourself if possible. Assess accessibility, surrounding development, infrastructure, drainage, security, and whether the location aligns with your investment goals.
5. Land Use & Zoning
Ensure the land is approved for the purpose you intend to use it for, whether residential, commercial, agricultural, or industrial. Buying land with incompatible zoning can lead to costly setbacks.
6. Ownership History
Understand the property's ownership record. Confirm there are no unresolved disputes, multiple claims, or legal encumbrances affecting the land.
7. Independent Legal Verification
Before making any payment, engage a qualified property lawyer or relevant professional to conduct due diligence and verify the documents and ownership independently. This extra step can save you from expensive mistakes.
Buying property is not just about finding the right price. It's about making the right decision.