COMA Realty

COMA Realty Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from COMA Realty, Property management company, Idera Asipa Ayobo, Lagos.

Real Estate Investor & Coach 🇳🇬
Helping you own verified land & property in Nigeria
Land Banking | Estate Lands | Luxury Buildings | Farmland
Founder — COMA Realty

DM to invest safely I help clients find great real estate deals
📊 Real estate tips & investment strategies
🏅 Experienced in luxury rentals
DM to book a consultation 👇
07045512145, 09152576847

If somebody walked up to me today and asked, "Victor, I don't know much about investing. I don't want to lose my money. ...
04/06/2026

If somebody walked up to me today and asked, "Victor, I don't know much about investing. I don't want to lose my money. What's the safest investment you would recommend to a beginner?"

My answer would surprise some people.

I would not start by talking about cryptocurrency.

I would not start by talking about forex.

I would not start by talking about the latest online investment platform promising unbelievable returns.

I would start by talking about real estate.

Not because real estate is perfect. Not because property prices never fluctuate. But because real estate remains one of the easiest investments for ordinary people to understand and one of the safest ways to build wealth over time.

In a world where many people are looking for quick money, real estate teaches something different. It teaches patience. And patience has made more millionaires than panic ever will.

Why Beginners Need Safety Before Speed

One mistake many new investors make is chasing speed instead of stability.

They want investments that can double their money overnight. The problem is that investments that promise extraordinary returns often carry extraordinary risks. It is a bit like learning how to drive. You do not begin your driving lessons on a Formula One race track.

You start in a safe environment.

You learn the basics.

You build confidence.

Then you gradually move forward.

Investing works the same way. The safest investment for most beginners is not necessarily the one with the highest potential return. It is the one they can understand, monitor, and hold for the long term.

That is one reason real estate stands out.

Land Is Simple to Understand

One thing I love about land investment is its simplicity.

You can stand on it.

You can visit it.

You can touch it.

You can see development happening around it.

Unlike some investments that exist only on a screen, land is physical.

It is real and it gives people peace of mind. That is why many Nigerians naturally trust property ownership.

There is something comforting about knowing that even if you switch off your phone, lose internet access, or forget your password, your land is still where you left it. Nobody can accidentally delete a plot of land 😂

Population Growth Is Working in Your Favor

Nigeria continues to grow rapidly.

The country's population is estimated to be well over 230 million people, making it the most populous nation in Africa. Every year, more people need housing.

More businesses need office spaces.

More families need communities to live in.

More investors need locations to build.

And here is the interesting part. They are not making more land. As the population increases and development expands, demand for land continues to rise.

That simple economic reality is one reason property values tend to appreciate over time in strategic locations.

The Power of Buying Early

One lesson real estate has taught me is that timing matters.

Many people today wish they had purchased land in Lekki twenty years ago.

Many wish they had invested in Ajah earlier.

Many wish they had bought in Epe when people still called it "too far."

Back then, those locations looked ordinary. Today, they tell a different story.

The funny thing about human beings is that we often want to buy things after everybody else has already discovered them. When land is affordable, people say,

"Nothing is happening there."

When development arrives, the same people say,

"I wish somebody told me."

Real estate rewards vision. It rewards people who can see possibility before the crowd sees certainty.

Real Estate Protects Against Inflation

Inflation is one of the biggest financial challenges facing Nigerians today.

The cost of food rises.

Transportation becomes more expensive.

Building materials increase.

Rent goes up.

The value of money changes.

This is why leaving large amounts of money idle for long periods can be risky.

Money sitting still often loses purchasing power.

ASSETS, however, can grow.

One reason investors love real estate is that property often rises in value alongside economic growth and development. While nothing is guaranteed, quality real estate has historically been one of the better ways to preserve wealth over long periods.

Think of it this way.

If money is ice cream under the hot sun, real estate is the freezer helping to preserve it.

Real Estate Is Not Only for Rich People

Another misconception many beginners have is that real estate is only for wealthy people.

That is simply not true.

Many successful property investors started small. Some began with a... Read more chat.whatsapp.com/LH3kpPiNViMGrdOqSBOUi5

How can two people work equally hard, earn similar incomes, and yet end up with completely different financial futures?O...
03/06/2026

How can two people work equally hard, earn similar incomes, and yet end up with completely different financial futures?

One person gradually becomes financially comfortable, owns assets, and enjoys increasing wealth.

The other person keeps working hard year after year but remains stuck in the same financial position.

Why does this happen?

The answer is not always income.

The answer is often what happens after the income arrives.

As a real estate consultant, I have met people from different walks of life. Some earn modest incomes yet build impressive asset portfolios. Others earn very good salaries but have little to show for years of hard work.

This observation taught me a powerful lesson:

Hard work alone does not create wealth.

Hard work is important, but what you do with the results of your hard work matters even more.

The Hard Work Trap

Many people believe poverty is simply the result of laziness. Sometimes that is true. But many hardworking people are struggling financially.

Think about it.

The average Nigerian trader wakes up before sunrise.

Commercial drivers spend long hours on the road.

Civil servants work throughout the week.

Business owners deal with customers daily.

Many people are genuinely working hard.

The problem is not always effort. The problem is direction. Imagine somebody fetching water with a bucket that has a hole underneath. No matter how hard they work, the water keeps leaking.

Many people's finances work the same way.

Money comes in.

Money goes out.

Nothing remains.

Nothing grows.

Nothing compounds.

And after years of hard work, they wonder why progress feels slow.

Understanding Assets and Liabilities

This is where one of the most important financial lessons comes in. There are two things your money can buy:

Assets and liabilities.

An asset puts money into your pocket or increases in value over time.

A liability takes money out of your pocket or loses value over time.

Let us keep it simple. A piece of land in a developing area is often an asset.

A rental property generating income is an asset.

A business that produces profit is an asset.

Investments that grow over time are assets.

On the other hand, some liabilities include things that constantly require spending without creating financial growth. Now, this does not mean liabilities are evil. We all need certain things for comfort and enjoyment.

The problem starts when somebody spends almost all their income on liabilities and very little on assets. That is where financial progress becomes difficult.

The Phone Analogy

Let me use a simple example. Imagine two friends receive ₦1 million each.

The first person buys the latest phone, designer clothes, expensive shoes, and throws a lavish celebration.

The second person buys a decent phone and invests part of the money into land or another appreciating asset.

Five years later, the first person's phone is outdated. The clothes are gone, the shoes are worn out, the memories remain, but the money is gone.

The second person's land may have doubled or tripled in value depending on the location.

One person bought consumption. The other bought growth.

This is the difference between spending and investing.

Why Wealthy People Think Differently

One thing many wealthy people understand is that assets create freedom. Assets continue working even when you are resting. Think about that.

You can sleep while your land appreciates.

You can travel while your rental property generates income.

You can spend time with family while your investments grow.

Assets are like employees that never call in sick. They keep working quietly in the background.

This is why wealthy people often focus heavily on acquiring assets. They understand that income alone does not create wealth. Ownership creates wealth.

The Danger of Looking Rich

Social media has created a new financial challenge. Many people are now more interested in looking wealthy than becoming wealthy.

We live in a generation where somebody can spend three months' salary on a phone to impress people they barely know. People feel pressure to constantly upgrade cars, gadgets, clothes, and lifestyles.

Unfortunately, many of these purchases do not improve financial stability. They simply improve appearance. There is nothing wrong with enjoying your money. The problem comes when appearance becomes more important than ownership.

A person can look rich online and still be financially stressed offline. Meanwhile, someone quietly buying land, building investments, and acquiring assets may not look flashy but is creating real wealth.

As the saying goes, NOT ALL WEALTH MAKES NOISE. Read more chat.whatsapp.com/LH3kpPiNViMGrdOqSBOUi5?mode=gi_t

YoungProfessionalsNG

Real estate is one of the few businesses where you can start with your phone, and this is how you do it. Many people loo...
01/06/2026

Real estate is one of the few businesses where you can start with your phone, and this is how you do it.

Many people look at successful realtors posting luxury homes, estate inspections, and land allocations online and assume they must already be wealthy property owners.

But the truth may surprise you.

Most realtors do not start by owning property. They start by understanding property. And there is a big difference.

In fact, real estate is one of the few industries where you can build a profitable career without manufacturing a product, owning a warehouse, or investing millions of naira upfront.

Think about it.

Uber drivers do not build cars before making money.

Travel agents do not own airplanes before selling flight tickets.

Insurance agents do not own insurance companies before earning commissions.

In the same way, realtors do not need to own properties before making money from real estate. Their value lies in connecting people to opportunities. That simple understanding changes everything.

The Real Product Is Not the Land

Many people think the land is the product.

It isn't.

The real product is information, trust, and access. Imagine someone living in Abuja who wants to buy land in Lagos.

The land exists and the buyer has money. But there is a gap between both parties. The realtor steps into that gap.

They provide information.
They answer questions.
They arrange inspections.
They guide the buyer through the process.
They connect the opportunity with the person who needs it.

And when the transaction is successful, they earn a commission. That is the foundation of the real estate business.

You are not simply selling land, you are solving a problem.

Realtors Earn Through Commissions

The most common way realtors make money is through commissions.

A property owner wants to sell.
A developer wants buyers.
An estate company wants visibility.

The realtor helps bring clients.

Once a transaction is completed, the realtor receives an agreed percentage or commission. This model is powerful because it allows people to start with very little capital.

Instead of buying a property worth ₦20 million, ₦50 million, or ₦100 million, a realtor simply learns how to market and connect buyers to available opportunities.

The barrier to entry is much lower than many businesses. That is one reason real estate continues attracting young entrepreneurs across Nigeria.

Your Phone Can Become Your Office

Ten years ago, building a real estate career required significant networking and physical marketing. Today, things have changed dramatically.

Your smartphone can perform tasks that once required an office and a team. With a phone, you can:
Create content
Educate potential buyers
Conduct virtual inspections
Attend online meetings
Follow up with clients
Build a personal brand
Market available properties

Social media has completely changed the game. Platforms like Facebook, Instagram, TikTok, YouTube, and WhatsApp have become modern-day billboards.

A realtor with consistency and valuable content can reach thousands of people daily without paying for a physical office.

That is why many successful realtors today are not necessarily the ones with the biggest offices. They are often the ones with the strongest visibility.

Trust Is More Valuable Than Capital

If there is one thing every aspiring realtor should understand, it is this:

Trust is your first investment.

People do not hand over millions of naira because you have a nice profile picture. They invest because they trust you.

Real estate transactions often involve life savings, family investments, retirement plans, and long-term dreams. Clients want reassurance.

They want someone who knows what they are doing.

They want someone who is honest.

They want someone who will still answer their calls after payment.

This is why many successful realtors spend years building credibility.

A trusted realtor can earn more opportunities than someone with money but no reputation. In real estate, your name eventually becomes part of your marketing strategy.

Knowledge Creates Income

Another mistake many beginners make is focusing only on sales. They want commissions immediately. But successful realtors understand that knowledge usually comes before income. A realtor should understand:
Property documentation
Survey plans
Deeds of Assignment
Certificates of Occupancy
Government regulations
Market trends
Negotiation strategies

When you know more than the average person, you become valuable. People naturally trust professionals who can explain things clearly. Read more chat.whatsapp.com/LH3kpPiNViMGrdOqSBOUi5?mode=gi_t

One of the biggest mistakes people make in real estate is assuming that cheap land automatically means a good investment...
01/06/2026

One of the biggest mistakes people make in real estate is assuming that cheap land automatically means a good investment.

It sounds logical at first.

If Land A costs ₦2 million and Land B costs ₦5 million, many people immediately think Land A is the better deal because it is cheaper.

But real estate does not work that way.

In fact, some of the most expensive mistakes in property investment begin with a sentence that sounds like this:

"Let me just buy it because it's cheap."

The truth is simple:

A cheap land is not always a valuable land.

As a real estate consultant, one lesson I have learned over the years is this: smart investors do not just look at the price of land. They look at what gives that land value.

Think about it this way. Imagine someone offers you a car for ₦500,000. Sounds like a great deal, right?

But then you discover the engine is bad, the gearbox is faulty, and the car cannot move beyond the next street. Suddenly, that "cheap" car does not look cheap anymore.

The same thing happens in real estate. The real question is not:

"How cheap is this land?"

The real question is:

"What makes this land valuable?"

Let's talk about it.

1. Location Is Still King

You have probably heard this before:

Location. Location. Location.

There is a reason real estate professionals repeat it constantly. Location is one of the biggest factors that determine the value of land.

A plot of land in a growing area with good road access, nearby developments, and increasing population demand will often appreciate faster than land in an isolated location. Look at Lagos as an example.

Years ago, many people ignored places like Epe, Sangotedo, and Ibeju-Lekki because they seemed too far from the city center. Today, many of those same areas have become major investment destinations.

Why?

Because development moved there. Roads expanded,businesses arrived, population increased and value followed. Real estate has a funny way of rewarding people who can see tomorrow before everybody else sees it.

2. Infrastructure Creates Value

A piece of land does not become valuable simply because it exists.

What surrounds it matters.

Roads matter.

Electricity matters.

Drainage matters.

Schools matter.

Hospitals matter.

Commercial activities matter.

Infrastructure is like fertilizer to land value. The better the infrastructure around an area, the faster property values tend to grow. This is one reason governments and private developers pay close attention to infrastructure projects.

When a new road is announced, smart investors start paying attention. When a major commercial project enters an area, investors become interested. Because where infrastructure goes, value often follows.

3. Documentation Matters More Than Many People Think

This is where many investors make mistakes. They become excited about a cheap property and completely ignore documentation.

That is dangerous. A land may look attractive, the price may be appealing and the location may seem promising. But if the documentation is questionable, the investment can quickly become a headache.

A property with proper documentation generally carries more value and attracts more serious buyers. Documents such as:
• Survey Plans
• Deeds of Assignment
• Gazette
• Certificate of Occupancy (C of O)

These help provide confidence and security. In real estate, good documentation is like having a passport when traveling internationally.

You may still move without it, but you are likely to encounter problems.

4. Future Development Potential

One thing smart investors understand is that they are not only buying what exists today. They are buying what could exist tomorrow.

This is where vision comes in.

A land surrounded by future development projects often has stronger appreciation potential than one located in an area with little growth. This is why successful investors pay attention to:
• Government projects
• New road networks
• Industrial developments
• Commercial centers
• Housing estates
• Population growth trends

According to recent population estimates, Nigeria continues to experience rapid urban growth, with Lagos remaining one of Africa's fastest-growing cities.

More people means more housing demand.

More housing demand means increased pressure on land. And increased pressure often leads to higher property values.

The people who understand this early are usually the people smiling years later.

5. Demand Determines Value

One of the simplest laws in economics is supply and demand. When many people want something and there is... Read more https://chat.whatsapp.com/LH3kpPiNViMGrdOqSBOUi5?mode=gi_t

I'm glad to bring you this Real Estate lessons and more daily. Kindly join our community and reshare this to someone or ...
28/05/2026

I'm glad to bring you this Real Estate lessons and more daily. Kindly join our community and reshare this to someone or a group that would benefit from it. Thank you

https://chat.whatsapp.com/LH3kpPiNViMGrdOqSBOUi5

Victor Jude
COMA Realty

Address

Idera Asipa Ayobo
Lagos
100275

Opening Hours

Monday 09:00 - 17:00
Tuesday 09:00 - 17:00
Wednesday 09:00 - 17:00
Thursday 09:00 - 17:00
Friday 09:00 - 17:00

Alerts

Be the first to know and let us send you an email when COMA Realty posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Share