Tobi Ajayi

Tobi Ajayi Author. Construction Engineer. Real Estate Consultant. I Write Relatable Real Estate Content. I Help People Acquire Lands For The Right Value.

A few days ago, someone reacted to my WhatsApp status.He said, "it takes the Grace of God for an average earner to be a ...
12/08/2026

A few days ago, someone reacted to my WhatsApp status.

He said, "it takes the Grace of God for an average earner to be a land owner right now."

However, in my opinion, it requires God's grace togetherness with financial discipline, willingness, and action.

1000 good intentions are not as powerful as an action.

What is your own opinion?

In this social media era, it's even harder for some people to invest in developing areas because every location that has...
12/08/2026

In this social media era, it's even harder for some people to invest in developing areas because every location that hasn't developed yet is quickly mocked online. Someone buys land in an upcoming area, sees people making jokes about the location, and starts doubting their decision. By the time the area develops and everyone starts talking about it, the same land is no longer affordable.

It's all about mentality and priorities. Some people will plan their wedding day more seriously than they plan the life ...
12/08/2026

It's all about mentality and priorities. Some people will plan their wedding day more seriously than they plan the life they are entering. They will spend heavily to impress people who will attend for one day, while neglecting the things that could add real value to their lives for years.

12/08/2026

Looking at the roads and major infrastructure projects Bola Tinubu's administration is prioritising, do you think these developments are a sign that Nigeria is gradually getting on the right path?

It's only in this country that someone who doesn't have a single land investment will come online and talk down on someo...
12/08/2026

It's only in this country that someone who doesn't have a single land investment will come online and talk down on someone who built a rental property.

Building houses for rent is a good investment. It can provide the owner with yearly rental income while the property itself may continue to appreciate in value.

The owner can eventually decide to sell the property and make a significant return on the investment.

Beyond that, a well managed rental property can provide financial support during retirement and become an asset that can sustain the owner's children and family for years to come.

Not every good investment has to give you quick returns. What matters is understanding what you're investing in and what it can give you in the long run.

For any Real Estate consultation, reach out to me 🤝🏾

12/08/2026

You bought a plot of land in an underdeveloped area for ₦2M, and five years later, the area became highly developed and the land is now worth close to ₦15M. In hindsight, you might say, “I should have bought more plots when I had the chance.”

A good plastering job is not simply about making the wall look smooth.With this type of plastering, you can achieve a fi...
12/08/2026

A good plastering job is not simply about making the wall look smooth.

With this type of plastering, you can achieve a finished exterior wall without necessarily painting it, which can help you save the cost of exterior painting.

A lady reached out to me and asked me which one is Deed of Assignment again? She was only given a Land Sales Agreement f...
12/08/2026

A lady reached out to me and asked me which one is Deed of Assignment again? She was only given a Land Sales Agreement for the land she recently bought.

This is exactly why you need to understand the documents you're receiving when buying land.

A Land Sales Agreement and a Deed of Assignment are not the same thing. A Land Sales Agreement records the terms of the transaction between the parties, while a Deed of Assignment is the legal instrument used to transfer the assignor's interest in the property to the assignee.

So, don't just collect any document after paying for land and assume you're fully protected.

That land doesn't belong to her yet until her lawyer prepares a Deed of Assignment and make sure the seller sign it.

For any Real Estate consultation, reach out to me 🤝🏾

Having a “no one is coming to save you” mentality doesn't mean you have nobody in your life who will show up for you in ...
11/08/2026

Having a “no one is coming to save you” mentality doesn't mean you have nobody in your life who will show up for you in an emergency. There will always be family, friends, partners, or people who genuinely care about you, and there's absolutely nothing wrong with asking for help when you genuinely need it.

What it means is that you shouldn't make other people responsible for your life. Learn to take care of yourself, solve your own problems when you can, build your finances, develop your skills, and prepare for the future instead of constantly waiting for someone to come and rescue you.

There's a limit to how much of a burden you can consistently place on the people around you. People have their own responsibilities, struggles, and limitations too. If you keep depending on others for every financial problem, every difficult decision, or every setback, you may never develop the capacity to stand on your own.

Let people help you when you genuinely need help, but don't build your life around being rescued. The goal is to become independent enough that when help comes, it's support, not your only means of survival.

A man once told me how omo onile used owo fencing, owo foundation, and owo roofing to collect money from him.According t...
11/08/2026

A man once told me how omo onile used owo fencing, owo foundation, and owo roofing to collect money from him.

According to him, everything they collected from him came to roughly ₦2.3M. I asked where his site was located, and he said Agbede, Ikorodu.

So the thing is this, in some places, the amount they demand is influenced by the value of land in that area. The more expensive the location, the more they believe they can collect from you.

For example, in most underdeveloped areas around Atan Ota, you will hear charges like ₦100K for fencing, ₦100K for foundation, and ₦200K for roofing. There's also owo decking, which is another ₦100K if you're building a duplex.

These charges are not standard government fees, and they can vary from one community to another. That's why before buying land, don't only ask about the price of the land and documentation. Ask about the community charges too.

Before you buy your next landed property, reach out to me 🤝🏾

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Lagos

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