Roshdaji.co.nz

22/05/2026

Sick of body corps and shared walls? > Escape the generic townhouse trap with this bespoke, single-level standalone home at 5 Herekino Street, Westgate.

Open Home Saturday/Sunday 1-1:30pm
3 bedroom, 2 bathrooms including ensuite, standalone

Priced at $895,000, you are getting a Freehold title, zero association fees, triple-glazed windows, and a sun-drenched 2.7m high-pitch roof design. Tucked in a quiet, mature pocket but just minutes from Costco and Northwest Mall.

👉 View the floor plan and gallery before it's gone:
https://www.roshdaji.co.nz/5herekinostreetwestgateauckland?utm_source=facebook&utm_medium=social_cpc&utm_campaign=5_herekino_westgate

10/05/2026

Renting? Consider if owning your own is cheaper: The scenario below net you a weekly mortgage payment P&I of $632.50 to $665

Open Home Sunday from 3pm to 3:30pm

Comparison of Current NZ Rates (May 2026)
Different loan terms and rates will change your monthly commitment:
6-Month Fixed (4.49%): Approximately $2,530/month.
2-Year Fixed (4.92%): Approximately $2,660/month.

Why this is the "Smartest" 2-Bedroom in the building? Despite being in the heart of the action, this unit is remarkably quiet. It’s a rectangular corner floorplan, meaning shared walls are minimal and the sense of privacy is maximised.

Unit 205 sits at the perfect elevation. You can actually leave the sliding doors open and enjoy the breeze without the gale.

Where most apartments sacrifice the kitchen or storage. This one doesn't. You get a chef-ready kitchen and a genuine walk-in wardrobe—features usually reserved for $800k+ townhouses.

You are walking distance to WestCity, the library, the pool, and the transport hub. Your lifestyle is subsidised by the convenience of the location.

If you are looking in the mid-$500k range, you usually have to choose between "Large" and "Central." Unit 205 gives you both. You are 15min by train to the CBD and walk to the restaurants and shopping.

01/05/2026

The New Zealand Property Report: April
Key figures
New listings up 7.3% year-on-year to 9,139 in April 2026
National average asking price up 2.2% to $869,023
Stock hits 37,334, a 3.9% increase year-on-year
7,853 properties sold in March, the highest total since November 2021

01/05/2026

Still on the fence about buying a property, the media says one thing and the data says another, get concrete data and REINZ/realestate.co.nz are the best: https://www.realestate.co.nz/news/property-market-news/new-zealand-property-market-2026-april

28/04/2026

BRAND NEW in Westgate! 3 Beds, 2 Baths. No Body Corp. Perfect for first home buyers or investors. Tap below for the pricing details.
(https://wa.me/64275649655?text=Hello!%20Can%20I%20get%20more%20info%20on%20this%3F)

28/04/2026

BRAND NEW in Westgate! 3 Beds, 2 Baths. No Body Corp. Perfect for first home buyers or investors. Tap below for viewing and pricing details.

First time home buyers, affordable luxury: 3 bedrooms, master with ensuite; large kitchen with breakfast bar. Those LED mirrors? Absolute game changers. Light-filled, airy, and ready for your housewarming party.

12/03/2026

36,000 Reasons to Wait?
Are we looking at a temporary blip or a long-term shift for Kiwi homeowners? With the April 8 Reserve Bank (RBNZ) review looming, the "Iran Shock" has officially split the economic outlook into two competing realities.

If you’re sitting on a mortgage or looking to buy, here is the "no-noise" breakdown of what the experts are saying—and what it could cost you.

Right now, the New Zealand economy is caught in a classic "Supply vs. Demand" tug-of-war:
The Inflation Spike (Supply): War in the Middle East is pushing oil prices and shipping costs up. This puts upward pressure on interest rates.

The Consumer Freeze (Demand): According to economist Tony Alexander, Kiwi spending intentions plummeted from +23% to just +4% in a matter of weeks. This puts downward pressure on rates to prevent a recession.

36,000 Reasons to Wait?
The property market currently has a massive "anchor" holding it down: Inventory. With nearly 36,000 homes for sale, buyers have all the power. FOMO has vanished, replaced by a "wait-and-see" approach until the RBNZ speaks on April 8.
Bank 2026House Price Forecast Post-April Outlook
ANZ 2.0% (Downgraded) Anticipating a hike late 2026
Westpac 5.4% Expecting a hike by September
ASB 3.8% Predicting a hold through 2026
Kiwibank ~6.0% Watching the spending closely

What’s the "Cost of Waiting"?
Wholesale rates have already jumped by 0.30% this month as markets "pre-price" the risk of war. This means the 4.49% "specials" we’ve enjoyed might be an endangered species.

If you have a $500,000 mortgage, here is how a post-April rate hike could hit your wallet:
Fixing Now (approx. 4.69%): ~$2,834 / month
Fixing Post-April (approx. 5.15%): ~$2,967 / month
The Difference: +$133 per month (or roughly $4,500 in extra interest over a 2-year term).
Before vs. After April 8
Before April 8: Banks are in a "quiet hike" phase. They are edging up 18-month and 2-year rates to protect their margins while the world remains volatile.

After April 8: It’s all about the language. If the RBNZ focuses on oil inflation, expect those 4.49% specials to vanish overnight. If they focus on the "spending slump," rates might stabilize.
We aren't in a "house price panic," but we are in an "insurance phase." If you're risk-averse, locking in a 2-to-3-year rate now (near 4.99%) is less about "winning" and more about "sleeping."

What’s your move? Are you fixing long to hedge against the war, or rolling the dice on a shorter term? Let’s discuss in the comments! 👇

Send a message to learn more

02/03/2026

Tenancy Services
Tenants take note

Three important facts about bonds
✔️ 1. Bonds must be lodged within 23 working days
If a landlord charges a bond, they must lodge it with Tenancy Services within 23 working days of receiving any part of it. The exception to this is if it’s a boarding house and the bond is 1 weeks’ rent or less.

✔️ 2. Maximum bond = 4 weeks’ rent general bond and up to 2 weeks’ pet bond
Landlords can ask for a general bond of up to four weeks’ rent and up to 2 weeks’ rent for a pet bond —no more. Other forms of security (like extra deposits) aren’t allowed under the Residential Tenancies Act.

✔️ 3. Bonds are held by Tenancy Services, not landlords
The bond is kept by Tenancy Services to cover things like unpaid rent or damage. Tenants who meet their obligations get their bond back at the end of the tenancy.

https://bit.ly/3EyVxhq

18/02/2026

hope you will find this blog helpful:

Buying your first home in New Zealand? Practical, down-to-earth tips to help you navigate the market with confidence — from budgeting and mortgages to inspections and negotiating offers. Read the full guide and get started on your journey:

Diving into property development in New Zealand? It’s like setting off on a grand adventure. You’re not just buying land or a building; you’re crafting a dream, brick by brick. But before you get swept away by visions of shiny new homes or bustling commercial spaces, there’s one thing you ne...

16/02/2026

Following happy new year; may this year flourish
For you and me

13/02/2026

Rural property is more than land—it's community, care and a future you're building together. I help farmers, buyers and developers balance big dreams with day-to-day realities. What matters to you: productive paddocks, sound finances, or keeping the family legacy intact? I’ll help you hold all three.

Specialist checks matter: land use, infrastructure, consenting and tailored finance. My team and I connect the right experts so decisions protect value over time. For example, we structured a bespoke finance-and-development plan that kept farm production running while enabling a next-generation home site—so the family’s livelihood and legacy both endured.

Let’s make your rural plan resilient and rooted in community. Visit https://www.roshdaji.co.nz/ to start the conversation. 🌾🤝🌱