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HousePh-Jz, Bulacan (2026)

13/07/2026

ANO ANG PAGKAKAIBA NG EQUITY AT DOWNPAYMENT ⁉️

Sa real estate, ang downpayment ay ang paunang bayad na ibinibigay para i-reserve o simulan ang pagbili ng ari-arian.

Ang equity, sa kabilang banda, ay ang natitirang balanse ng kabuuang presyo na hindi sakop ng iyong inutang sa bangko o ahensya.

Madalas na pinag-iiba ang dalawa depende sa uri ng ari-arian na iyong binibili:

🔻🏠Para sa mga Bahay at Lupa (Pre-selling):

📌Ang downpayment at equity ay madalas na pinag-iisa o itinuturing na pareho.

📍Ito ang bahagi ng kabuuang presyo (halimbawa: 10% hanggang 20% ng Total Contract Price) na kailangan mong bayaran ng hulugan (madalas in 12 to 24 months) bago mo makuha ang natitirang balanse mula sa PAG-IBIG Fund o mga bangko.

🔻🚘Para sa mga Sasakyan at Ibang Loans:

📌Ang downpayment ay ang cash na unang inilalabas mo sa dealer.

📌Ang equity naman ay tumutukoy sa iyong sariling "parte" sa sasakyan kapag nabawasan na ang iyong utang (halimbawa: kung ang market value ay ₱1,000,000 at ang natitira mong utang ay ₱600,000, ang iyong equity ay ₱400,000).

Kung ikaw ay kasalukuyang nagpaplano na bumili, maaari mo akong bigyan ng karagdagang detalye:

Ano ang balak mong bilhan ⁉️
(Bahay, lupa, o sasakyan?)

Anong uri ng financing ang balak mo❓️

(Bank loan, PAG-IBIG, o in-house?)

Maaari kitang tulungan na makalkula ang tinatayang halaga ng iyong babayaran.

01/12/2025

Para sa aking future clients,and sa mga nag iinquire ng benebenta naming house and lots.

Bakit mahalaga sa aming mga ahente ang pre-qualifying process? Tinatanong ko po muna ang Age, Civil Status, Nature of work,Basic monthly Salary,if local employed or OFW at kung Pag-ibig member👍

📌AGE:
Dahil may Age limit ang pagkuha ng property..
The more mas bata ka pa at di ka lagpas sa 38 yrs old mas pasok ka sa bracket na 30 years to pay at ito ay pinakamababa ang monthly amortization.

📌CIVIL STATUS
Be honest dito...
Single, Married at Widow lang ang pwede makaavail ng Housing Loan.
Ang mga SEPARATED di kayo pwede kay Pag-ibig o Bank Financing unless you can talk to your partner that your getting a property and he/she agree..
Pwede din mag Inhouse Financing o Deffered Cash.

📌NATURE OF WORK:
YES, kailangan namin malaman anong work mo para alam namin kung anong requirements ung ipapaready namin sayo 😊

📌BASIC MONTHLY SALARY :
YES, kailangan po namin malaman hindi sa pagiging Marites sa Buhay niyo kundi kailangan talaga dahil ang Bawat property ay may Iba't Ibang Required na Salary..
Depende sa klase ng property at Location na gusto mo.

📌LOCAL/OFW EMPLOYED :
Kailangan din namin to malaman kasi magkaiba ang reguirements ng Local Employed at ang OFW.

📌PAG-IBIG MEMBER⁉️
Yes, Since Pag-ibig Financing ang pinakamababa na Interest Rate at Gusto mo talaga thru Pag-ibig Financing, Required talaga ni Pag-ibig na Member kayo.

📌MAY ATLEAST 24 MONTHS CONTRIBUTION ⁉️
Yes, Required ni Pag-ibig na may atleast 24 month's contribution kayo.
Kapag di abot pwede lumpsum payment or matagal na di naghulog update niyo lang.

📌FIRST TIME BA MAG AVAIL NG PAG-IBIG HOUSING LOAN⁉️
YES, Dapat maging Honest ka sa pagsagot kasi ang mga na Block listed na sa Pag-ibig is di na pwede mag Avail ng Pag-ibig Housing Loan.
Sino-Sino yong na Block list kay Pag-ibig ⁉️
1.may na foreclose na unit
2.bought back
3.cancelled

Reminder :
Kung ayaw mo kay Pag-ibig Financing pwede ka naman mag Bank Financing basta qualified ka.

Note:
Lahat ng details na binigay niyo sa amin is naka Data Privacy Act.
Kaya it's only between Agent and Buyer lang.

If meron kang question pm ka lang tulungan kita❤️

Ctto

01/12/2025

DAPAT ALAM MO📌🏡

Bakit mahalaga ang pre-qualifying process para sa aming mga Ahente doon sa mga kliyente namin na nag inquire..‼️

📌AGE:
Dahil may Age limit ang pagkuha ng property..
The more mas bata ka pa at di ka lagpas sa 38 yrs old mas pasok ka sa bracket na 30 years to pay at ito ay pinakamababa ang monthly amortization.

📌CIVIL STATUS
Be honest dito...
Single, Married at Widow lang ang pwede makaavail ng Housing Loan.
Ang mga SEPARATED di kayo pwede kay Pag-ibig o Bank Financing unless you can talk to your partner that your getting a property and he/she agree..
Pwede din mag Inhouse Financing o Deffered Cash.

📌NATURE OF WORK:
YES, kailangan namin malaman anong work mo para alam namin kung anong requirements ung ipapaready namin sayo 😊

📌BASIC MONTHLY SALARY :
YES, kailangan po namin malaman hindi sa pagiging Marites sa Buhay niyo kundi kailangan talaga dahil ang Bawat property ay may Iba't Ibang Required na Salary..
Depende sa klase ng property at Location na gusto mo.

📌LOCAL/OFW EMPLOYED :
Kailangan din namin to malaman kasi magkaiba ang reguirements ng Local Employed at ang OFW.

📌PAG-IBIG MEMBER⁉️
Yes, Since Pag-ibig Financing ang pinakamababa na Interest Rate at Gusto mo talaga thru Pag-ibig Financing, Required talaga ni Pag-ibig na Member kayo.

📌MAY ATLEAST 24 MONTHS CONTRIBUTION ⁉️
Yes, Required ni Pag-ibig na may atleast 24 month's contribution kayo.
Kapag di abot pwede lumpsum payment or matagal na di naghulog update niyo lang.

📌FIRST TIME BA MAG AVAIL NG PAG-IBIG HOUSING LOAN⁉️
YES, Dapat maging Honest ka sa pagsagot kasi ang mga na Block listed na sa Pag-ibig is di na pwede mag Avail ng Pag-ibig Housing Loan.
Sino-Sino yong na Block list kay Pag-ibig ⁉️
1.may na foreclose na unit
2.bought back
3.cancelled

Reminder :
Kung ayaw mo kay Pag-ibig Financing pwede ka naman mag Bank Financing ka basta qualified ka.

Note:
Lahat ng details na binigay niyo sa amin is naka Data Privacy Act.
Kaya it's only between Agent and You lang.

If meron kang question pm ka lang tulungan kita

Ctto

11/11/2025

🏠💡 Did you know?

Even if your house gets damaged or destroyed by a typhoon, earthquake, or flood…
👉 You STILL owe the bank or Pag-IBIG.
Yes — even if your home is gone, your housing loan doesn’t disappear.

You borrowed money, and that loan remains your responsibility until it’s fully paid.

That’s why when you buy a house through Bank Financing or Pag-IBIG, having the right insurance coverage is a must!

Here’s what every homeowner should understand 👇

🏦 1️⃣ MRI (Mortgage Redemption Insurance)
This protects your family if something happens to you (the borrower).

If you pass away before the loan is paid off, the MRI settles the remaining balance — so your loved ones won’t inherit the debt or risk losing the home. 🙏

🌪️ 2️⃣ Fire and Acts of Nature (AON) Coverage
This protects your property itself — in case it’s damaged or destroyed by fire, earthquake, flood, or typhoon.

Without this, the bank or Pag-IBIG will still collect loan payments even if your house is unlivable. 😢

📋 Here’s how it works:
✅ You file a claim for the damage.
✅ The insurance company pays the bank or Pag-IBIG directly (since your property is the collateral).
✅ If the claim amount covers your remaining loan — good news, your loan is settled!
✅ But if it’s less, you’ll have to pay the difference.

💡 Real talk:
Insurance pays for the damage, but your loan stays until the lender is fully paid.
MRI protects your family, and AON protects your home. Both are essential for your peace of mind and financial security. ❤️

✨ Tip:
Whether your home is under Bank or Pag-IBIG financing, review your insurance today.
Make sure you’re protected with MRI + Acts of Nature coverag

23/01/2025

Project from BORLAND PROPERTY
ALORA HEIGHTS BRGY.BALASING STA.MARIA BULACAN
RESERVATION FEE;7,500
As low as 9k monthly downpayment and monthly amortization.

PM for more info and free trippings.

13/11/2024

🏡𝐆𝐑𝐄𝐄𝐍𝐖𝐀𝐘 𝐏𝐋𝐀𝐂𝐄 𝟐
𝐁𝐫𝐠𝐲. 𝐂𝐚𝐲𝐬𝐢𝐨, 𝐒𝐭𝐚. 𝐌𝐚𝐫𝐢𝐚, 𝐁𝐮𝐥𝐚𝐜𝐚𝐧.🏡

𝐔𝐧𝐢𝐭 𝐓𝐲𝐩𝐞:
📌𝐓𝐨𝐰𝐧𝐡𝐨𝐮𝐬𝐞 𝐫𝐞𝐠𝐮𝐥𝐚𝐫 𝟑𝟔𝐬𝐪.𝐦
📌𝐓𝐨𝐰𝐧𝐡𝐨𝐮𝐬𝐞 𝐰/𝐜𝐚𝐫𝐩𝐨𝐫𝐭 𝟒𝟖𝐬𝐪.𝐦
📌𝐃𝐮𝐩𝐥𝐞𝐱 𝐰/𝐜𝐚𝐫𝐩𝐨𝐫𝐭 𝟓𝟖𝐬𝐪.𝐦
📌𝐒𝐢𝐧𝐠𝐥𝐞 𝐀𝐭𝐭𝐚𝐜𝐡𝐞𝐝 𝟕𝟔𝐬.𝐦

🏡𝐋𝐨𝐚𝐧𝐚𝐛𝐥𝐞 𝐭𝐡𝐫𝐨𝐮𝐠𝐡:
𝐏𝐀𝐆 𝐈𝐁𝐈𝐆 & 𝐈𝐍 𝐇𝐎𝐔𝐒𝐄 𝐅𝐈𝐍𝐀𝐍𝐂𝐈𝐍𝐆

✅Townhouse Inner
✅Lot Area: 36sq.m
✅Floor Area: 44sq.m
✅TCP 1,599,960
✅Reservation Fee 3,300
✅Equity 246,960/31mos.
✅Monthly Equity 7,968
✅Pag ibig Amortization 8,800
✅Required Salary 25,103k

Initial Requirements for line up;
☑️Latest 1 month payslip
☑️Company ID
☑️Proof of Billing
☑️Birth/Marriage Cert.

‼️10-15 mins. away going to the bus station
‼️Nearest to all establishments, school, churches, barangay hall, police station, wet and dry market, etc..

🎈NANDITO at MALAPIT na sa Lahat!
🎈IKAW nalang ang hinihintay.

📢Kaya habang kaya mo pa, huwag ka nang magpatumpik-tumpik pa!

📢RESERVE NA‼️‼️Message me for free trippings.

12/11/2024

𝐁𝐎𝐑𝐋𝐀𝐍𝐃 𝐏𝐑𝐎𝐉𝐄𝐂𝐓 𝐈𝐍 𝐒𝐓𝐀. 𝐌𝐀𝐑𝐈𝐀 😱😱
Mas pinalaki at mas pinaganda w/ garage pa ‼️

💥🏠𝘼𝙇𝙊𝙍𝘼 𝙃𝙀𝙄𝙂𝙃𝙏𝙎
📌Sta. Maria, Bulacan is now open!

One Bus Ride and One Tricycle Ride from MONUMENTO.
NLEX Ciudad De Victoria Philippine Arena Exit

𝙃𝙤𝙪𝙨𝙚 𝙎𝙥𝙚𝙘𝙞𝙛𝙞𝙘𝙖𝙩𝙞𝙤𝙣 :
Floor area : 52 sqm
Lot area : 48 sqm
Bare type Provision for 2-3 bedrooms | w/ Garage | 1 CR w/ shower

𝘼𝙘𝙘𝙚𝙨𝙨𝙞𝙗𝙞𝙡𝙞𝙩𝙮 :
✅Malapit sa Bayan ng Sta Maria 10mins
✅Malapit sa Phillippine Arena 20mins
✅Malapit sa NLEX Bocaue Exit 15 mins
✅Malapit sa Palengke, Schools, Hospitals, Bayad Centers, Remittance Centers, at marami pang iba na kailangan sa araw araw.
✅Along Brgy Road
✅100% Walang History ng baha

✅RESERVE YOURS NOW❗

For inquiries, reservation and free tripping :
☎09065913900

26/04/2024

CELINA MODEL HOUSE UNIT
Floor Plan

27/03/2024

📣ANG PINILAHAN AT PINAG KAGALUHANG AFFORDABLE HOUSE SA SAN JOSE DEL MONTE BULACAN 💜

🏠La Poblacion
📌Brgy Muzon SJDM Bulacan

53 UNITS AVAILABLE 🫡

as low as 6,000 Monthly Amortization ‼️

✅Sobrang Ganda ng Location
✅Near Malls, Establishment & Schools
✅Turnover More or Less 1year

Book your Tripping now! 🚗
Pm me or call:
☎09065913900

19/01/2024

Pricelist update❤️

HousePh-Jz

13/07/2026

01/12/2025

01/12/2025

11/11/2025

23/01/2025

13/11/2024

12/11/2024

26/04/2024

27/03/2024

19/01/2024

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