HousePh-Jz

HousePh-Jz PROPERTY CONSULTANT

01/12/2025

Para sa aking future clients,and sa mga nag iinquire ng benebenta naming house and lots.

Bakit mahalaga sa aming mga ahente ang pre-qualifying process? Tinatanong ko po muna ang Age, Civil Status, Nature of work,Basic monthly Salary,if local employed or OFW at kung Pag-ibig member๐Ÿ‘

๐Ÿ“ŒAGE:
Dahil may Age limit ang pagkuha ng property..
The more mas bata ka pa at di ka lagpas sa 38 yrs old mas pasok ka sa bracket na 30 years to pay at ito ay pinakamababa ang monthly amortization.

๐Ÿ“ŒCIVIL STATUS
Be honest dito...
Single, Married at Widow lang ang pwede makaavail ng Housing Loan.
Ang mga SEPARATED di kayo pwede kay Pag-ibig o Bank Financing unless you can talk to your partner that your getting a property and he/she agree..
Pwede din mag Inhouse Financing o Deffered Cash.

๐Ÿ“ŒNATURE OF WORK:
YES, kailangan namin malaman anong work mo para alam namin kung anong requirements ung ipapaready namin sayo ๐Ÿ˜Š

๐Ÿ“ŒBASIC MONTHLY SALARY :
YES, kailangan po namin malaman hindi sa pagiging Marites sa Buhay niyo kundi kailangan talaga dahil ang Bawat property ay may Iba't Ibang Required na Salary..
Depende sa klase ng property at Location na gusto mo.

๐Ÿ“ŒLOCAL/OFW EMPLOYED :
Kailangan din namin to malaman kasi magkaiba ang reguirements ng Local Employed at ang OFW.

๐Ÿ“ŒPAG-IBIG MEMBERโ‰๏ธ
Yes, Since Pag-ibig Financing ang pinakamababa na Interest Rate at Gusto mo talaga thru Pag-ibig Financing, Required talaga ni Pag-ibig na Member kayo.

๐Ÿ“ŒMAY ATLEAST 24 MONTHS CONTRIBUTION โ‰๏ธ
Yes, Required ni Pag-ibig na may atleast 24 month's contribution kayo.
Kapag di abot pwede lumpsum payment or matagal na di naghulog update niyo lang.

๐Ÿ“ŒFIRST TIME BA MAG AVAIL NG PAG-IBIG HOUSING LOANโ‰๏ธ
YES, Dapat maging Honest ka sa pagsagot kasi ang mga na Block listed na sa Pag-ibig is di na pwede mag Avail ng Pag-ibig Housing Loan.
Sino-Sino yong na Block list kay Pag-ibig โ‰๏ธ
1.may na foreclose na unit
2.bought back
3.cancelled

Reminder :
Kung ayaw mo kay Pag-ibig Financing pwede ka naman mag Bank Financing basta qualified ka.

Note:
Lahat ng details na binigay niyo sa amin is naka Data Privacy Act.
Kaya it's only between Agent and Buyer lang.

If meron kang question pm ka lang tulungan kitaโค๏ธ

Ctto

01/12/2025

DAPAT ALAM MO๐Ÿ“Œ๐Ÿก

Bakit mahalaga ang pre-qualifying process para sa aming mga Ahente doon sa mga kliyente namin na nag inquire..โ€ผ๏ธ

๐Ÿ“ŒAGE:
Dahil may Age limit ang pagkuha ng property..
The more mas bata ka pa at di ka lagpas sa 38 yrs old mas pasok ka sa bracket na 30 years to pay at ito ay pinakamababa ang monthly amortization.

๐Ÿ“ŒCIVIL STATUS
Be honest dito...
Single, Married at Widow lang ang pwede makaavail ng Housing Loan.
Ang mga SEPARATED di kayo pwede kay Pag-ibig o Bank Financing unless you can talk to your partner that your getting a property and he/she agree..
Pwede din mag Inhouse Financing o Deffered Cash.

๐Ÿ“ŒNATURE OF WORK:
YES, kailangan namin malaman anong work mo para alam namin kung anong requirements ung ipapaready namin sayo ๐Ÿ˜Š

๐Ÿ“ŒBASIC MONTHLY SALARY :
YES, kailangan po namin malaman hindi sa pagiging Marites sa Buhay niyo kundi kailangan talaga dahil ang Bawat property ay may Iba't Ibang Required na Salary..
Depende sa klase ng property at Location na gusto mo.

๐Ÿ“ŒLOCAL/OFW EMPLOYED :
Kailangan din namin to malaman kasi magkaiba ang reguirements ng Local Employed at ang OFW.

๐Ÿ“ŒPAG-IBIG MEMBERโ‰๏ธ
Yes, Since Pag-ibig Financing ang pinakamababa na Interest Rate at Gusto mo talaga thru Pag-ibig Financing, Required talaga ni Pag-ibig na Member kayo.

๐Ÿ“ŒMAY ATLEAST 24 MONTHS CONTRIBUTION โ‰๏ธ
Yes, Required ni Pag-ibig na may atleast 24 month's contribution kayo.
Kapag di abot pwede lumpsum payment or matagal na di naghulog update niyo lang.

๐Ÿ“ŒFIRST TIME BA MAG AVAIL NG PAG-IBIG HOUSING LOANโ‰๏ธ
YES, Dapat maging Honest ka sa pagsagot kasi ang mga na Block listed na sa Pag-ibig is di na pwede mag Avail ng Pag-ibig Housing Loan.
Sino-Sino yong na Block list kay Pag-ibig โ‰๏ธ
1.may na foreclose na unit
2.bought back
3.cancelled

Reminder :
Kung ayaw mo kay Pag-ibig Financing pwede ka naman mag Bank Financing ka basta qualified ka.

Note:
Lahat ng details na binigay niyo sa amin is naka Data Privacy Act.
Kaya it's only between Agent and You lang.

If meron kang question pm ka lang tulungan kita

Ctto

11/11/2025

๐Ÿ ๐Ÿ’ก Did you know?

Even if your house gets damaged or destroyed by a typhoon, earthquake, or floodโ€ฆ
๐Ÿ‘‰ You STILL owe the bank or Pag-IBIG.
Yes โ€” even if your home is gone, your housing loan doesnโ€™t disappear.

You borrowed money, and that loan remains your responsibility until itโ€™s fully paid.

Thatโ€™s why when you buy a house through Bank Financing or Pag-IBIG, having the right insurance coverage is a must!

Hereโ€™s what every homeowner should understand ๐Ÿ‘‡

๐Ÿฆ 1๏ธโƒฃ MRI (Mortgage Redemption Insurance)
This protects your family if something happens to you (the borrower).

If you pass away before the loan is paid off, the MRI settles the remaining balance โ€” so your loved ones wonโ€™t inherit the debt or risk losing the home. ๐Ÿ™

๐ŸŒช๏ธ 2๏ธโƒฃ Fire and Acts of Nature (AON) Coverage
This protects your property itself โ€” in case itโ€™s damaged or destroyed by fire, earthquake, flood, or typhoon.

Without this, the bank or Pag-IBIG will still collect loan payments even if your house is unlivable. ๐Ÿ˜ข

๐Ÿ“‹ Hereโ€™s how it works:
โœ… You file a claim for the damage.
โœ… The insurance company pays the bank or Pag-IBIG directly (since your property is the collateral).
โœ… If the claim amount covers your remaining loan โ€” good news, your loan is settled!
โœ… But if itโ€™s less, youโ€™ll have to pay the difference.

๐Ÿ’ก Real talk:
Insurance pays for the damage, but your loan stays until the lender is fully paid.
MRI protects your family, and AON protects your home. Both are essential for your peace of mind and financial security. โค๏ธ

โœจ Tip:
Whether your home is under Bank or Pag-IBIG financing, review your insurance today.
Make sure youโ€™re protected with MRI + Acts of Nature coverag

Project from BORLAND PROPERTYALORA HEIGHTS BRGY.BALASING STA.MARIA BULACANRESERVATION FEE;7,500As low as 9k monthly down...
23/01/2025

Project from BORLAND PROPERTY
ALORA HEIGHTS BRGY.BALASING STA.MARIA BULACAN
RESERVATION FEE;7,500
As low as 9k monthly downpayment and monthly amortization.

PM for more info and free trippings.

๐Ÿก๐†๐‘๐„๐„๐๐–๐€๐˜ ๐๐‹๐€๐‚๐„ ๐Ÿ๐๐ซ๐ ๐ฒ. ๐‚๐š๐ฒ๐ฌ๐ข๐จ, ๐’๐ญ๐š. ๐Œ๐š๐ซ๐ข๐š, ๐๐ฎ๐ฅ๐š๐œ๐š๐ง.๐Ÿก๐”๐ง๐ข๐ญ ๐“๐ฒ๐ฉ๐ž:๐Ÿ“Œ๐“๐จ๐ฐ๐ง๐ก๐จ๐ฎ๐ฌ๐ž ๐ซ๐ž๐ ๐ฎ๐ฅ๐š๐ซ ๐Ÿ‘๐Ÿ”๐ฌ๐ช.๐ฆ๐Ÿ“Œ๐“๐จ๐ฐ๐ง๐ก๐จ๐ฎ๐ฌ๐ž ๐ฐ/๐œ๐š๐ซ๐ฉ๐จ๐ซ๐ญ ๐Ÿ’๐Ÿ–๐ฌ๐ช.๐ฆ๐Ÿ“Œ๐ƒ๐ฎ๐ฉ๐ฅ๐ž...
13/11/2024

๐Ÿก๐†๐‘๐„๐„๐๐–๐€๐˜ ๐๐‹๐€๐‚๐„ ๐Ÿ
๐๐ซ๐ ๐ฒ. ๐‚๐š๐ฒ๐ฌ๐ข๐จ, ๐’๐ญ๐š. ๐Œ๐š๐ซ๐ข๐š, ๐๐ฎ๐ฅ๐š๐œ๐š๐ง.๐Ÿก

๐”๐ง๐ข๐ญ ๐“๐ฒ๐ฉ๐ž:
๐Ÿ“Œ๐“๐จ๐ฐ๐ง๐ก๐จ๐ฎ๐ฌ๐ž ๐ซ๐ž๐ ๐ฎ๐ฅ๐š๐ซ ๐Ÿ‘๐Ÿ”๐ฌ๐ช.๐ฆ
๐Ÿ“Œ๐“๐จ๐ฐ๐ง๐ก๐จ๐ฎ๐ฌ๐ž ๐ฐ/๐œ๐š๐ซ๐ฉ๐จ๐ซ๐ญ ๐Ÿ’๐Ÿ–๐ฌ๐ช.๐ฆ
๐Ÿ“Œ๐ƒ๐ฎ๐ฉ๐ฅ๐ž๐ฑ ๐ฐ/๐œ๐š๐ซ๐ฉ๐จ๐ซ๐ญ ๐Ÿ“๐Ÿ–๐ฌ๐ช.๐ฆ
๐Ÿ“Œ๐’๐ข๐ง๐ ๐ฅ๐ž ๐€๐ญ๐ญ๐š๐œ๐ก๐ž๐ ๐Ÿ•๐Ÿ”๐ฌ.๐ฆ

๐Ÿก๐‹๐จ๐š๐ง๐š๐›๐ฅ๐ž ๐ญ๐ก๐ซ๐จ๐ฎ๐ ๐ก:
๐๐€๐† ๐ˆ๐๐ˆ๐† & ๐ˆ๐ ๐‡๐Ž๐”๐’๐„ ๐…๐ˆ๐๐€๐๐‚๐ˆ๐๐†

โœ…Townhouse Inner
โœ…Lot Area: 36sq.m
โœ…Floor Area: 44sq.m
โœ…TCP 1,599,960
โœ…Reservation Fee 3,300
โœ…Equity 246,960/31mos.
โœ…Monthly Equity 7,968
โœ…Pag ibig Amortization 8,800
โœ…Required Salary 25,103k

Initial Requirements for line up;
โ˜‘๏ธLatest 1 month payslip
โ˜‘๏ธCompany ID
โ˜‘๏ธProof of Billing
โ˜‘๏ธBirth/Marriage Cert.

โ€ผ๏ธ10-15 mins. away going to the bus station
โ€ผ๏ธNearest to all establishments, school, churches, barangay hall, police station, wet and dry market, etc..

๐ŸŽˆNANDITO at MALAPIT na sa Lahat!
๐ŸŽˆIKAW nalang ang hinihintay.

๐Ÿ“ขKaya habang kaya mo pa, huwag ka nang magpatumpik-tumpik pa!

๐Ÿ“ขRESERVE NAโ€ผ๏ธโ€ผ๏ธMessage me for free trippings.

๐๐Ž๐‘๐‹๐€๐๐ƒ ๐๐‘๐Ž๐‰๐„๐‚๐“ ๐ˆ๐ ๐’๐“๐€. ๐Œ๐€๐‘๐ˆ๐€ ๐Ÿ˜ฑ๐Ÿ˜ฑMas pinalaki at mas pinaganda w/ garage pa โ€ผ๏ธ๐Ÿ’ฅ๐Ÿ ๐˜ผ๐™‡๐™Š๐™๐˜ผ ๐™ƒ๐™€๐™„๐™‚๐™ƒ๐™๐™Ž ๐Ÿ“ŒSta. Maria, Bulacan is now...
12/11/2024

๐๐Ž๐‘๐‹๐€๐๐ƒ ๐๐‘๐Ž๐‰๐„๐‚๐“ ๐ˆ๐ ๐’๐“๐€. ๐Œ๐€๐‘๐ˆ๐€ ๐Ÿ˜ฑ๐Ÿ˜ฑ
Mas pinalaki at mas pinaganda w/ garage pa โ€ผ๏ธ

๐Ÿ’ฅ๐Ÿ ๐˜ผ๐™‡๐™Š๐™๐˜ผ ๐™ƒ๐™€๐™„๐™‚๐™ƒ๐™๐™Ž
๐Ÿ“ŒSta. Maria, Bulacan is now open!

One Bus Ride and One Tricycle Ride from MONUMENTO.
NLEX Ciudad De Victoria Philippine Arena Exit

๐™ƒ๐™ค๐™ช๐™จ๐™š ๐™Ž๐™ฅ๐™š๐™˜๐™ž๐™›๐™ž๐™˜๐™–๐™ฉ๐™ž๐™ค๐™ฃ :
Floor area : 52 sqm
Lot area : 48 sqm
Bare type Provision for 2-3 bedrooms | w/ Garage | 1 CR w/ shower

๐˜ผ๐™˜๐™˜๐™š๐™จ๐™จ๐™ž๐™—๐™ž๐™ก๐™ž๐™ฉ๐™ฎ :
โœ…Malapit sa Bayan ng Sta Maria 10mins
โœ…Malapit sa Phillippine Arena 20mins
โœ…Malapit sa NLEX Bocaue Exit 15 mins
โœ…Malapit sa Palengke, Schools, Hospitals, Bayad Centers, Remittance Centers, at marami pang iba na kailangan sa araw araw.
โœ…Along Brgy Road
โœ…100% Walang History ng baha

โœ…RESERVE YOURS NOWโ—

For inquiries, reservation and free tripping :
โ˜Ž09065913900






CELINA MODEL HOUSE UNITFloor Plan
26/04/2024

CELINA MODEL HOUSE UNIT
Floor Plan

๐Ÿ“ฃANG PINILAHAN AT PINAG KAGALUHANG AFFORDABLE HOUSE SA SAN JOSE DEL MONTE BULACAN ๐Ÿ’œ ๐Ÿ La Poblacion ๐Ÿ“ŒBrgy Muzon SJDM Bulac...
27/03/2024

๐Ÿ“ฃANG PINILAHAN AT PINAG KAGALUHANG AFFORDABLE HOUSE SA SAN JOSE DEL MONTE BULACAN ๐Ÿ’œ

๐Ÿ La Poblacion
๐Ÿ“ŒBrgy Muzon SJDM Bulacan

53 UNITS AVAILABLE ๐Ÿซก

as low as 6,000 Monthly Amortization โ€ผ๏ธ

โœ…Sobrang Ganda ng Location
โœ…Near Malls, Establishment & Schools
โœ…Turnover More or Less 1year

Book your Tripping now! ๐Ÿš—
Pm me or call:
โ˜Ž09065913900

Pricelist updateโค๏ธ
19/01/2024

Pricelist updateโค๏ธ

6 Steps Bago Bumili ng Lupa sa PilipinasStep 1Unang-una basta't dumating yung ahente (real estate agent) o kaya yung may...
13/04/2023

6 Steps Bago Bumili ng Lupa sa Pilipinas

Step 1
Unang-una basta't dumating yung ahente (real estate agent) o kaya yung may-ari ng lupa at sinabing pinagbibili niya ang LUPA niya, ang UNANG KUKUNIN MO ay yung kopya ng TITULO.

Sapagkat dapat mag-imbestiga ka doon sa REGISTER OF DEEDS. May xerox copy ka ng titulo ng lupa, pupunta ka doon, Kasi malay mo may mga PASANIN (problema) yang lupang yan: nakaprenda/nakasanlamay nagki-CLAIM na iba Dapat makita mo yon. Dapat malinis. Sapagkat yang kopyang yan dapat eksaktong-eksakto doon sa kopya ng Register of Deeds. Hindi sila nagkakaiba. Kaya malalaman mo kung PEKE, may mga PASANIN, o kaya may mga PROBLEMA ang lupa.

Step 2
Kumuha nang Geodetic Engr para mag Sagawa nang Relocation survey sa Mga Boundaries para ma check kong ok ba ang Actual ground wala bang structure or Fence sa Kabilang lot na lumagpas.. Sa Property na iyung Bibilhin.

Step 3
Halimbawa't nakita mo na, na wala palang problema, ok ang ganda, mag-eexecute kayo ng DEED of SALE na tinatawag. Pagka nag-eexecute kayo ng DEED of SALE o "Kontrata ng Pagtitinda", pipirmahan nyong dalawa, nung nagtitinda at tsaka nung bumibili at inonotarized yon.

Step 4
Within 1 month from notarization, magbabayad ng unang bayad. Ang tawag dun, DOCUMENTARY STAMPS. Dapat bago matapos ang buwan ng pagpipirma, magbabayad ka ng DOCUMENTARY STAMPS.

Step 5
Pagkatapos nun, yung nagtinda, sya rin ang magbabayad ng tinatawag na CAPITAL GAIN TAX. Kasi kumita siya, magbabayad siya sa BIR.
At ang BIR ang mag-iissue nung CERTIFICATE OF AUTHORITY TO REGISTER, isang certification na sinasabi sa Register of Deeds na bayad na yan ng lahat ng mga taxes at pwede mo ng ilipat ang pangalan ng titulo dyan doon sa bumili.

Step 6
Basta nakita mo na yan (CERTIFICATE OF AUTHORITY TO REGISTER), dadalhin mo yan sa Register of Deeds, yun ang huling yugto. Sasabihin ng Register of Deeds, heto ang huling bayad, Transfer Fees. Pag bayad na yon, hindi masyadong mahal yon, hayan na, kukunin na ng Register of Deeds lahat.

Isusurender na ang OWNERS' COPY ng titulo at maghihintay ka na. At yan kelangan mo ng follow-up. Dahil nga sa Register of Deeds, medyo tatagal yan. Kaya kelangan ng follow-up ng follow-up

แถœแต—แต—แต’

New Model house   Hills Subdivision Single attachedLot area:102sqm.floor area:141sqm.4 bedroom/3 bathroom with BalconyDM...
29/03/2023

New Model house
Hills Subdivision
Single attached
Lot area:102sqm.
floor area:141sqm.
4 bedroom/3 bathroom with Balcony
DM for more details and trippings

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Bulacan

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