APEC HOMES Murang Pabahay by Ms. Leslie Catiis

APEC HOMES Murang Pabahay by Ms. Leslie Catiis Helping you to find your affordable DREAM HOUSE 🏡 ✨

“ALAM MO BA… hindi mo kailangang magbayad ng housing loan for 30 YEARS? 😳🏡Isa ‘to sa pinaka malaking maling akala ng kar...
18/05/2026

“ALAM MO BA… hindi mo kailangang magbayad ng housing loan for 30 YEARS? 😳🏡

Isa ‘to sa pinaka malaking maling akala ng karamihan pagdating sa PAG-IBIG housing loan.

Akala kasi nila kapag 30 years ang term…
30 years ka na ding hirap magbabayad. 😅

Pero ang hindi alam ng iba…
OPTION lang ang 30 years para mapababa ang monthly amortization mo. ✅

At anytime…
pwede kang mag advance payment sa PRINCIPAL amount mo para mapabilis matapos yung loan mo! 💸

Halimbawa:
30 years ang kinuha mo para mababa monthly mo…
pero habang tumataas income mo, may sideline ka, bonus, incentive, o extra savings,
pwede kang maghulog ng mas malaki DIRECT TO PRINCIPAL.

Ang mangyayari⁉️
✅️ Bumababa interest
✅️ Umiikli loan term
✅️ Mas mabilis maging fully paid ang bahay mo

Kaya yung ibang marunong mag-strategize…
30 years ang term PERO natatapos nila within 10–15 years lang. 🔥

Dito nagkakaiba ang:
❌ Nagbabayad lang
vs
✅ Marunong magpalago ng pera at mag-strategy.

At least habang mababa pa monthly mo ngayon…
nakapag move-in ka na sa sarili mong bahay habang unti-unti mong pinapaiksi yung loan mo. 🏡✨

Kaya wag matakot sa salitang ‘30 years’…
dahil nasa diskarte mo pa rin kung gaano kabilis mo matatapos ang bahay mo.”

📩 “Message us para malaman mo kung anong monthly at strategy ang bagay sa budget mo!”

Murang 4PH 2-Storey Socialized Townhouse!🏡As low as 1,600+ Monthly DP Only!👌✔️ Mura at abot-kayang halaga – swak sa budg...
17/05/2026

Murang 4PH 2-Storey Socialized Townhouse!🏡
As low as 1,600+ Monthly DP Only!👌

✔️ Mura at abot-kayang halaga – swak sa budget
✔️ Pwede for business – pwede magtayo ng sari-sari store and business

Available thru PAG-IBIG Financing.
WE ACCEPT ONLINE RESERVATION!

📍Capas Tarlac, Arayat Pampanga & San Ildefonso Bulacan

Limited units nalang. Paunahan nalang po!

House and Lot for Sale‼️SOBRANG GANDA - RENOVATED IDEAS🏡APEC HOMES TOWNHOUSE 44Ito ung trending na House Improvement ng ...
15/05/2026

House and Lot for Sale‼️
SOBRANG GANDA - RENOVATED IDEAS🏡
APEC HOMES TOWNHOUSE 44

Ito ung trending na House Improvement ng Townhouse 44sqm by APEC Homes.

SA APEC HOMES:
✅Pwedeng masunod ang design na gusto
✅Hindi mahigpit at pwedeng magtayo ng tindahan
✅Pwedeng gawing Rental Business
✅Mababa ang Monthly Downpayment
✅Madali ang pag-avail dahil sa Online Reservation

INVEST NOW‼️

Accredited Sales Associate
Mapiles Realty APEC Homes
PRC No. 0016602

Designed By: RAYZ Furniture and Design
Designed By : Rayson Patinga Inoncillo
Contractor / CEO
Construct By : Team Rayz /Kaperayzer
Signed and Sealed by : Engr .Jane Ligamson


PAY DAY SALEFree Move-in Fee worth P16,000+ on selected Projects🏡APEC Homes Pampanga:🏡Charleston Place Sta Ana🏡Filmore P...
15/05/2026

PAY DAY SALE
Free Move-in Fee worth P16,000+ on selected Projects🏡

APEC Homes Pampanga:
🏡Charleston Place Sta Ana
🏡Filmore Place Magalang
🏡Meadowncrest Arayat
🏡The Ridge Mexico

APEC Homes Bulacan:
🏡Arrowtown San Ildefonso
🏡Bluetree Residences San Ildefonso
🏡Villa Marcela San Rafael
🏡Casa Segovia Baliuag
🏡Greenway Place Santa Maria
🏡APEC Norzagaray

APEC Homes Tarlac:
🏡Brentwood Residences Capas

APEC Homes Bataan:
🏡Hermosa Bataan

INVEST NOW‼️
Accredited Sales Associate

HURRY‼️FEW RE-OPEN UNITS ONLY🏡HOUSE & LOT FOR SALE NEAR METRO MANILA!GREENWAY PLACE CAYSIO SANTA MARIA!MALAPIT sa lahat!...
09/05/2026

HURRY‼️FEW RE-OPEN UNITS ONLY🏡
HOUSE & LOT FOR SALE NEAR METRO MANILA!

GREENWAY PLACE CAYSIO SANTA MARIA!
MALAPIT sa lahat!
📌Malapit sa School
📌Malapit sa Hospital
📌Malapit sa Market
📌Malapit sa Church at iba pa…

Full 2-Storey Bare Type Townhouse
🏡 Provision for 2 Bedrooms
🏡 Toilet and Bath
🏡 Laundry and Service Area
Duplex with Garage & Single Attached

Subdivision with:
✅ Guarded Entrance Gate
✅ Multi-Purpose Hall/Clubhouse
✅ Parks and Playground
✅ Basketball Court

LOCATIONS:
✔️Barangay Caysio Santa Maria Bulacan

INVEST NOW‼️

Accredited Associate


🏡 Soon to Rise Housing Project of Apec Homes Norzagaray Bulacan✅ New Affordable Housing dito sa Bulacan na very accessib...
05/05/2026

🏡 Soon to Rise Housing Project of
Apec Homes Norzagaray Bulacan

✅ New Affordable Housing dito sa Bulacan na
very accessible sa Metro Manila

📍What are you waiting for?
I-LINE UP na natin yan, Ka-APEC! 😉

For Inquiries, FREE VIEWING and
FREE QUOTATION, PM me now! 🏠
𝑃𝑅𝐶 𝐿𝑖𝑐𝑒𝑛𝑠𝑒 𝑁𝑜. 16602


𝗠𝗔𝗬 𝗡𝗔, 𝗠𝗔𝗬 𝗕𝗔𝗛𝗔𝗬 𝗞𝗔 𝗡𝗔 𝗕𝗔?Ngayong buwan ng MAY, panahon na para tuparin ang pangarap ng bawat pamilyang Pilipino, ang m...
05/05/2026

𝗠𝗔𝗬 𝗡𝗔, 𝗠𝗔𝗬 𝗕𝗔𝗛𝗔𝗬 𝗞𝗔 𝗡𝗔 𝗕𝗔?

Ngayong buwan ng MAY, panahon na para tuparin ang pangarap ng bawat pamilyang Pilipino, ang magkaroon ng sariling abot-kayang tahanan.

Hindi kailangang hintayin ang tamang panahon…
IKAW ang gagawa ng tamang desisyon ngayon.

𝗦𝗶𝗺𝘂𝗹𝗮𝗻 𝗮𝗻𝗴 𝗯𝗮𝗴𝗼𝗻𝗴 𝘆𝘂𝗴𝘁𝗼 𝗻𝗴 𝗯𝘂𝗵𝗮𝘆 𝗻𝗴𝗮𝘆𝗼𝗻𝗴 𝗠𝗔𝗬, 𝗺𝘂𝗹𝗮 𝗽𝗮𝗻𝗴𝗮𝗿𝗮𝗽, 𝗴𝗮𝘄𝗶𝗻 𝗻𝗮𝘁𝗶𝗻𝗴 𝗿𝗲𝗮𝗹𝗶𝗱𝗮𝗱.

💬 Message us now!

03/05/2026

Soon to Open! Murang New Subdivision sa Norzagaray Bulacan!🏡
NOW OPEN FOR LINE-UP RESERVATION!

As low as P3,000+ Monthly DP Only!
100 Slots Only with Discount and Promo! Unahan nalang sa inventories!

APPLY FOR HOME LOAN👌Thru Pag-IBIG Financing in partnership with APEC Homes🏡If you’re a member of the Philippine governme...
03/05/2026

APPLY FOR HOME LOAN👌
Thru Pag-IBIG Financing in partnership with APEC Homes🏡

If you’re a member of the Philippine government agency Pag-IBIG Fund (also known as the Home Development Mutual Fund or HDMF), you may be eligible for a housing loan. Here are the steps to obtain a housing loan from Pag-IBIG Fund:

1. Ensure that you are eligible for a housing loan. To be eligible, you must:

-Be an active Pag-IBIG Fund member with at least 24 monthly contributions
-Have a legal capacity to acquire and encumber real property
-Not be more than 65 years old at the time of loan application and not more than 70 years old at loan maturity
-Have no outstanding Pag-IBIG Fund housing loan, either as a principal borrower or co-borrower
-Have no Pag-IBIG Fund housing loan that was foreclosed, cancelled, or bought back due to default

2. Attend a loan counseling session at a Pag-IBIG Fund branch. This session will help you understand the loan process, the loan products available, and the requirements needed for the loan application.

3. Submit the following requirements:

-Accomplished Pag-IBIG Fund Housing Loan Application form
-Membership Status Verification Slip (MSVS) obtained from Pag-IBIG Fund branch
-Proof of income (such as payslips, income tax returns, or a -Certificate of Employment and Compensation)
-Proof of identity (such as a valid government ID)
-Proof of billing (such as utility bills)
-Other documents, such as marriage certificate (if applicable) and special power of attorney (if applicable)

4. Wait for the loan approval. The Pag-IBIG Fund will evaluate your loan application and inform you of the result. If approved, you will be notified of the loan amount, interest rate, and loan terms.

5. Sign the loan documents. If you agree with the loan terms, you will need to sign the loan documents and pay the processing fee, documentary stamp tax, and other fees.

6. Claim the loan proceeds. Once the loan documents are processed, the loan proceeds will be released to you or your developer.

Remember that the housing loan process can take time, and the amount of the loan will depend on your income, loan purpose, and capacity to pay. It’s important to consider these factors before applying for a housing loan to ensure that you can repay the loan on time.

📌 Ano ba ang “pasalo”?Ikaw ang sasalo ng hulog sa property (usually may existing loan),pero hindi agad nalilipat sa pang...
03/05/2026

📌 Ano ba ang “pasalo”?
Ikaw ang sasalo ng hulog sa property (usually may existing loan),
pero hindi agad nalilipat sa pangalan mo ang titulo.

⚠️ Mga risk ng pasalo:

1️⃣ Hindi pa sayo ang titulo
Kahit ikaw na nagbabayad,
kung naka-name pa sa seller ang property—
legal owner pa rin siya.

2️⃣ Risk na hindi i-transfer
Pwedeng:
• hindi ka balikan ng seller
• magka-problema sa documents
• tumakas (worst case)

3️⃣ Bank / developer issues
Kung may loan pa:
• hindi automatic ina-allow ang pasalo
• kailangan approval (assumption of loan)

👉 Kung wala nito, delikado.

4️⃣ Delayed transfer = delayed ownership
Habang tumatagal, mas mataas ang risk.

✅ Kailan nagiging “medyo safe” ang pasalo?

Kung may protections ka:

• May notarized Deed of Sale / Contract to Sell
• May SPA (Special Power of Attorney)
• May complete documents ka
• May clear agreement kung kailan ililipat ang title
• Approved ng bank (kung may loan)

👉 Mas okay kung may assumption of loan kaysa informal na pasalo lang.

💣 Real talk:

Maraming naka-pasalo ang nagiging okay…
pero marami rin ang nasusunog.

CTTO

28/04/2026

Soon to Open! Murang New Subdivision sa Norzagaray Bulacan!🏡

NOW OPEN FOR LINE-UP RESERVATION!

As low as P3,000+ Monthly DP Only!
100 Slots Only with Discount and Promo! Unahan nalang sa inventories!

Address

Santa Maria
Bulacan

Website

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