06/05/2026
If you have ₱100,000 and inflation is around 7.2%, ganito ang mangyayari.
Kung hindi mo siya in-invest at nakatabi lang as cash, bumababa ang value over time. After 1 year, ang ₱100,000 mo magiging around ₱92,500 ang buying power. After 5 years, pwedeng maging around ₱69,000–₱70,000 na lang in real value. Ibig sabihin, kahit buo pa yung ₱100K mo, mas kaunti na ang nabibili niya dahil sa inflation.
🏢Ngayon sa property side, hindi pa sapat ang ₱100,000 para bumili ng condo or lot outright, pero pwede siyang gamitin as starting capital or reservation/monthly sa ilang pre-selling projects.
Ang kagandahan in RLC may mga installment schemes na as low as around ₱8,000/month, depende sa project, location, at promo. Ibig sabihin, hindi mo kailangan ng ₱100K or Million agad-agad para makapasok sa property investment. Pwede kang magsimula sa manageable monthly payments habang unti-unting binubuo ang equity mo sa property.
Habang nagbabayad ka monthly:
So instead of one big lump sum, kaya mong:
💎i-spread out ang payment (mas manageable monthly)
💎ma-secure ang property habang tumataas pa ang value habang under construction
💎potentially kumita later from appreciation or rent.
So simple idea:
💸 Cash ₱100K → lumiliit ang value dahil sa inflation
🏢 Property via installment (₱8K/month) → gradual asset building kahit hindi malaki ang initial capital.
Bottom line: sa 7.2% inflation, cash loses purchasing power, habang property installment plans give you a way to start building long-term assets without needing ng malaking lumpsum agad.
You might also be interested:
RFO Projects (10 YEARS RENT TO OWN)
✅ The Sapphire Bloc, ORTIGAS
✅ The Westin Manila Ortigas, ORTIGAS
✅ The Trion Towers, BGC
✅ Gateway Regency Studios, MANDALUYONG
✅ Axis Residences, MANDALUYONG
✅ SYNC Residences, PASIG
✅ Signa Residences, MAKATI
✅ Pearl Place, ORTIGAS
✅ Amisa Residences, CEBU
✅ Aurora Escalades, CUBAO
✅ Magnolia Residences, QUEZON CITY
✅ Chimes Greenhills, SAN JUAN
✅ Acacia Escalades, PASIG
Pre-selling:
✅ Mira, CUBAO
✅ Le Pont, BRIDGETOWNE
✅ SYNC, PASIG
✅ Cirrus, BRIDGETOWNE
✅ Woodsville Crest, PARANAQUE
✅ The Sapphire Bloc, ORTIGAS
✅ Sierra Valley Gardens, ORTIGAS EXTENSION RD.
✅ Velaris, BRIDGETOWNE
✅ Mantawi, CEBU
✅ Amisa Private Residences, CEBU
✅ Haraya Residences, BRIDGETOWNE
Lots/House & Lot:
✅ Forbes Estates, LIPA BATANGAS
✅ Grand Tierra, CAPAZ TARLAC
✅ Sprindale Baliwag, BULACAN
✅ Brighton, PUERTO PRINCESA PALAWAN