15/05/2026
Ano nga ba ang pinagkaiba? 🤔 💭
Most buyers focus on the monthly amortization.
But one thing many people don’t realize is this:
Not all real estate properties are taxed the same way. 💓
There are properties classified as:
✅Ordinary Asset
✅ Capital Asset
Ano difference? 👀
📌 Capital Asset
Usually ito yung personal property ng seller na hindi ginagamit for business.
Commonly subject to:
✔ 6% Capital Gains Tax
✔ Documentary Stamp Tax
✔ Transfer fees
📌 Ordinary Asset
These are properties used in business or owned by real estate developers/dealers.
Usually subject to:
✔ VAT (if applicable)
✔ Creditable Withholding Tax
✔ Other business-related taxes
Why is this important? 🤔
Because the classification can affect:
✔ Total acquisition cost
✔ Taxes and fees
✔ Computation during transfer
✔ Selling process
Kaya importante rin na guided ka properly before buying or selling a property 😊
Real estate is not just about “maganda yung bahay.”
Understanding the legal and financial side matters too 🤍