17/04/2024
Pag-IBIG Fund (HDMF):
Nais po namin ipaalam na maaari naman po ninyong ipasok sa Housing Loan ng Pag-IBIG Fund ang property na galing sa isang private individual o thru developer.
Nais po namin ipabatid na para po kayo makapag-apply ng Housing Loan, kayo po dapat ay:
- Active member with at least 24 months savings
- Not more than 65 years old at the date of loan application and is not more than 70 years old at the date of loan maturity
- Legal capacity to acquire and encumber real property
- No Pag-IBIG housing loan foreclosed, cancelled, bought back, or voluntarily surrendered
- If with existing Pag-IBIG Housing account or Short Term Loan (STL), payments must be updated
Ang loanable amount po ay up to 6 million ngunit ito po ay mag didipende po sa inyong Monthly Gross Income, Desired loan amount and loanable amount based on the capacity to pay, at Appraised value ng property. Maaari pong manggaling ang property sa isang private individual or through developer, dapat lang po ay pumapayag po ang may ari ng property na ipasok niyo ito sa Pag-IBIG Fund. Dapat din po na mayroon itong malinis na titulo at ito po ay residential.
Para naman po sa kumpletong listahan ng requirements at iba pang impormasyon, i-click lamang po ang link na ito: https://www.pagibigfund.gov.ph/Availmentofnewloan.html
Para po sa online housing loan application, bisitahin lamang po ang link na ito: https://www.pagibigfundservices.com/virtualpag.../Loans.aspx