Looking For House & Lot

26/06/2025

𝗕𝗮𝗸𝗶𝘁 𝗗𝗮𝗽𝗮𝘁 𝗠𝗼𝗻𝗴 𝗔𝗹𝗮𝗺𝗶𝗻 ’𝗧𝗼 𝗕𝗮𝗴𝗼 𝗞𝗮 𝗠𝗮𝗴-𝗹𝗼𝗮𝗻 𝘀𝗮 𝗛𝗼𝘂𝘀𝗶𝗻𝗴 𝗟𝗼𝗮𝗻 𝗻𝗴 𝗣𝗮𝗴-𝗜𝗯𝗶𝗴 𝗙𝘂𝗻𝗱

A few years ago, we finally took the big leap kumuha kami ng bahay sa isang subdivision through PAG-IBIG Housing Loan.

First home. Dream achieved.

Pero after a few months of paying our monthly amortization, napapaisip na ako…

“Bakit parang hindi gumagalaw yung utang namin?”

Kaya nagtanong ako directly sa PAG-IBIG office. At doon ko nalaman ang totoo. 💔

⸻

📌 MONTHLY AMORTIZATION BREAKDOWN…SURPRISING ’TO!

We were paying ₱14,930.21 every month.

I thought malaking part nun napupunta sa principal. Pero eto ang actual breakdown:
-₱11,979.17 – Interest
-₱235.80 – Fire Insurance
-₱360.00 – MRI (Mortgage Redemption Insurance)
-₱2,355.24 – Principal 😭

Yes. Out of almost ₱15,000, only ₱2K+ goes to the loan itself.
The rest? Sa tubo. Sa insurance. Sa charges.

⸻

Paano Kinocompute ang Interest?

Let’s break it down:
• ₱2.5M loan
• 5.75% annual interest
• Divided by 12 months

👉 ₱2,500,000 × 5.75% ÷ 12 = ₱11,979.17 Monthly Interest

Kaya pala ang tagal bago bumaba ng utang.

But here’s the good news: may paraan para pabilisin ’yan.

⸻

BAYARAN ANG PRINCIPAL, NOT JUST THE MONTHLY

If may extra cash, wag ka muna mag-upgrade ng phone. 😅
Go to the PAG-IBIG office, and say:

👉 “Direct to Principal Payment po.”

Example:
- Monthly due: ₱14,930.21
- Binayad mo: ₱50,000
- ₱14,930.21 = regular monthly payment
- ₱35,069.79 = goes straight to principal

Meaning, lumiliit ang utang mo. Mas maliit na interest next month. Mas mabilis mong matatapos ang loan.

⸻

🚫 DON’T DO THIS IN PAYMENT CENTERS

If you pay ₱50,000 sa Bayad Center, it will just cover the next few months’ dues.

No impact sa principal.

So yes, advance ka nga—pero mabagal pa rin ang bawas sa utang.

⸻

Always monitor your loan online via Virtual PAG-IBIG.
They don’t send monthly bills, so ikaw mismo ang dapat mag-track.

⸻

My Realization:

Pag hindi mo intindihin kung paano gumagana ang housing loan mo,
years will pass… and you’ll wonder why you’re still paying a mountain of debt.

Kaya if you’re in the same boat as us…please, learn from our journey.

Don’t just pay. Pay smart.

⸻

Financial literacy is not a luxury. It’s survival.
Let’s share this with other homeowners…lalo na yung mga first time.

God bless sa lahat ng may bahay pero may bayarin pa. 😅 makaka-fully paid din tayo 🙏☝️

Credit to the owner!

10/06/2025

🌧️ 𝗛𝗮𝗹𝗳𝘄𝗮𝘆 𝘁𝗵𝗿𝗼𝘂𝗴𝗵 𝘁𝗵𝗲 𝘆𝗲𝗮𝗿—𝗿𝗲𝗮𝗱𝘆 𝗸𝗮 𝗻𝗮 𝗯𝗮𝗻𝗴 𝗺𝗮𝗴𝗸𝗮-𝗯𝗮𝗵𝗮𝘆?

Start your June with a smart move at 𝗟𝗶𝗼𝗿𝗮 𝗛𝗼𝗺𝗲𝘀 𝗡𝗮𝗶𝗰.
For only ₱𝟵,𝟴𝟬𝟬/𝗺𝗼𝗻𝘁𝗵, own a home that’s built for comfort, convenience, and real value.

HOME FEATURES:
• Lot Area: 50 sqm
• Floor Area: 44 sqm
• Provision for 2 Bedrooms
• 1-Car Garage – perfect for weekend getaways
• Functional layout – ready for your personal touch

RAIN OR SHINE, READY KA DITO:
✔️ FREE Solar Panel (1.6kW) – tipid kahit tag-ulan
✔️ FREE Screen Doors & Windows – presko kahit maulan
✔️ FREE Rain/Fresh Water Tank – may backup ka palagi

LOCATION:
📍 Brgy. Malainen Bago, Naic, Cavite
• Along the highway
• One ride to PITX
• Malapit sa schools, groceries, hospitals, and more!

Mid-year reset? Make it count.
Forget short-term gastos—this June, start building long-term goals.

Message us now to schedule a site visit or get full details!
Let’s turn this rainy season into a season of smart investing. ☔🏡

08/06/2025

🏡 FIND YOUR FUTURE IN NAIC, CAVITE 💚

Where modern convenience blends with peaceful living — perfect for new homeowners, families on the rise, or smart investors ready to grow.

🌿 More Than Just a Home — It’s Smart Living at Its Finest.

✅ Budget-friendly homes crafted for lasting comfort
✅ Great for working professionals, families & passive income seekers
✅ Multiple financing options: Pag-IBIG & Bank-approved

📍 Location That Works for Your Lifestyle
✔ Walking distance to Brgy. Hall, schools & key services
✔ Close to markets, clinics, and transport terminals
✔ Quick ride to SM Naic and other essentials

🌟 Amenities That Bring the Community Together
🔐 Secure, gated neighborhood with round-the-clock security
🎉 Clubhouse, landscaped parks, and open areas for bonding
🏀 Sports facilities & play zones for active, balanced living

🔑 A home is more than walls — it’s a new chapter. Let’s begin.

Just message us for more details tnx!

04/06/2025

PAGIBIG Member ka ba at gusto mo magkaroon ng sariling bahay⁉️

dito sa 📍MAPLETREE RESIDENCES magkakaroon ka ng Duplex Unit with Car Garage for only 6,398 MONTHLY ‼️

📍located at Brgy. Mabolo Naic Cavite

✅ 2 STOREY HOUSE AND LOT (up and down) with CAR GARAGE PA
✅ may 100,000 TCP DISCOUNT
✅ LOWER MONTHLY DP
✅ AVAILABLE sa PAG-IBIG
✅ FREE MOVE-IN FEE
✅ BIGGER LOT AREA
✅ FLOOD FREE
✅𝗠𝗔𝗟𝗔𝗣𝗜𝗧 𝗦𝗔 𝗟𝗔𝗛𝗔𝗧

📍 OFW? Locally Employed? Self Employed? Lahat pwedeng pwede mag invest dito

We offer Free Vehicle Tripping and Coordinator Assistance.

03/06/2025

A new dream awaits you on your new home.
Where Progress Meets Peace — RISING SOON in City of San Fernando!
Imagine living close to everything you need, while still enjoying the charming surrounding --- your next-level lifestyle in the heart of Pampanga.
✨ Accessible. Achievable.

25/04/2025

Pangarap mo bang magkaroon ng sariling bahay at lupa? para ka lang nag re-renta pero naka PANGALAN sayo ang TITULO?!

3,999 RESERVATION FEE
for as low as 6,800+ MONTHLY DOWNPAYMENT lang
sa 📍MAPLETREE RESIDENCES Brgy. Mabolo Naic Cavite

✅ 2 STOREY HOUSE AND LOT (up and down) with CAR GARAGE PA
✅ may 100,000 TCP DISCOUNT
✅ LOWER RESERVATION AND MONTHLY DP
✅ AVAILABLE sa PAG-IBIG
✅ FREE MOVE-IN FEE

📍 OFW? Locally Employed? Self Employed? Lahat pwedeng pwede mag invest dito

We offer Free Vehicle Tripping and Coordinator Assistance

For more information message us

08/08/2024

📣 𝗚𝗢𝗢𝗢𝗢𝗢𝗗 𝗡𝗘𝗘𝗘𝗘𝗘𝗘𝗘𝗪𝗦‼️

Murang 2-storey house ba ang hanap mo?
✅ As low as 𝟰,𝟬𝟰𝟮 𝗠𝗢𝗡𝗧𝗛𝗟𝗬 𝗗𝗣 in 24 MONTHS ONLY‼️
✅ Na 𝟱,𝟯𝟳𝟯 𝗠𝗢𝗡𝗧𝗛𝗟𝗬 𝗔𝗠𝗢𝗥𝗧𝗜𝗭𝗔𝗧𝗜𝗢𝗡 lang ano pang hinihintay mo tara na at mag invest ‼️
✅ 𝗥𝗘𝗦𝗘𝗥𝗩𝗘 𝗬𝗢𝗨𝗥 𝗙𝗨𝗧𝗨𝗥𝗘 𝗛𝗢𝗠𝗘 𝗙𝗢𝗥 𝗢𝗡𝗟𝗬 ₱ 𝟓,𝟎𝟎𝟎

𝐒𝐭. 𝐉𝐨𝐬𝐞𝐩𝐡 𝐇𝐨𝐦𝐞𝐬 𝐂𝐚𝐥𝐚𝐦𝐛𝐚
📍 Brgy. Burol City of Calamba, Laguna
✅SOLIDA Townhouse
✅𝐋𝐨𝐭 𝐀𝐫𝐞𝐚: 36 sqm
✅𝐅𝐥𝐨𝐨𝐫 𝐀𝐫𝐞𝐚: 32 sqm
✅Core/Bare Type Unit

𝗘𝗦𝗧𝗔𝗕𝗟𝗜𝗦𝗛𝗠𝗘𝗡𝗧 𝗡𝗘𝗔𝗥𝗕𝗬
🏥 Calamba Medical Center
🏥 Calamba Doctors
🏥 Jp Rizal Memorial Hospital
🏬 I-Mall
🏬 Visco Mart
🏫 Sti College Calamba
🏫 Lyceum Institue of Technology
⛪Palo Alto Church
⛪Calamba Church

𝐓𝐫𝐚𝐧𝐬𝐩𝐨𝐫𝐭 𝐇𝐮𝐛𝐬
🚘 Balibago Complex - Jeep Terminal
🚘 Paso Alto Jeep Teminal
🚘 DLTB Co Bus Terminal
🚘 Superlines Bus Terminal

07/02/2024

"𝐌𝐚𝐤𝐞 𝐭𝐡𝐢𝐬 𝐕𝐚𝐥𝐞𝐧𝐭𝐢𝐧𝐞'𝐬 𝐃𝐚𝐲 𝐞𝐱𝐭𝐫𝐚 𝐬𝐩𝐞𝐜𝐢𝐚𝐥 𝐛𝐲 𝐬𝐞𝐜𝐮𝐫𝐢𝐧𝐠 𝐲𝐨𝐮𝐫 𝐟𝐮𝐭𝐮𝐫𝐞 𝐰𝐢𝐭𝐡 𝐚 𝐡𝐨𝐦𝐞 𝐚𝐭 𝐓𝐚𝐧𝐚𝐮𝐚𝐧 𝐏𝐚𝐫𝐤 𝐏𝐥𝐚𝐜𝐞 𝐏𝐡𝐚𝐬𝐞 𝟒! 💕 𝐀𝐟𝐟𝐨𝐫𝐝𝐚𝐛𝐥𝐞, 𝐪𝐮𝐚𝐥𝐢𝐭𝐲 𝐡𝐨𝐮𝐬𝐞 𝐚𝐧𝐝 𝐥𝐨𝐭 𝐨𝐩𝐭𝐢𝐨𝐧𝐬 𝐚𝐰𝐚𝐢𝐭 𝐲𝐨𝐮 𝐢𝐧 𝐨𝐮𝐫 𝐩𝐫𝐞-𝐬𝐞𝐥𝐥𝐢𝐧𝐠 𝐩𝐫𝐨𝐣𝐞𝐜𝐭. 𝐃𝐨𝐧'𝐭 𝐦𝐢𝐬𝐬 𝐨𝐮𝐭 𝐨𝐧 𝐭𝐡𝐢𝐬 𝐨𝐩𝐩𝐨𝐫𝐭𝐮𝐧𝐢𝐭𝐲 𝐭𝐨 𝐢𝐧𝐯𝐞𝐬𝐭 𝐢𝐧 𝐲𝐨𝐮𝐫 𝐡𝐚𝐩𝐩𝐢𝐥𝐲 𝐞𝐯𝐞𝐫 𝐚𝐟𝐭𝐞𝐫.

𝐓𝐚𝐧𝐚𝐮𝐚𝐧 𝐏𝐚𝐫𝐤 𝐏𝐥𝐚𝐜𝐞 𝐏𝟒 𝐋𝐚𝐜𝐚𝐭𝐞𝐝 𝐢𝐧 𝐁𝐫𝐠𝐲 𝐁𝐚𝐧𝐣𝐨 𝐄𝐚𝐬𝐭 𝐇𝐢𝐝𝐚𝐥𝐠𝐨 𝐓𝐚𝐧𝐚𝐮𝐚𝐧 𝐂𝐢𝐭𝐲 𝐁𝐚𝐭𝐚𝐧𝐠𝐚𝐬

Take Advantage of our existing PRICE before 𝗣𝗥𝗜𝗖𝗘 𝗜𝗡𝗖𝗥𝗘𝗔𝗦𝗘
𝗟𝗧𝗦 #𝟭𝟱𝟳𝟮 & 𝟭𝟱𝟳𝟯

‼️KEY POINTS‼️
📌 45 minutes fastest travel time to Alabang Metro Manila
📌 2.91km from Puregold Tanauan
📌3.36km from Victory Mall
📌4.27km from Walter Tanauan
📌5.19km from City Mall Tanauan
📌 3.81km from LA Consolation College
📌4.27km from NOVA SCHOLA Tanauan
📌 3.98km from Tanauan City High School
📌5.41km from STI Academic Center
📌4.11km Tanauan Institute
📌3.89km from First Asia Institute of Technology and Humanities
📌24 /7 Public Transport to Metro Manila and other nearby cities

📌Enjoy your living in the City Proper of Tanauan City where you can find all your needs for your family.

Open for all OFW, Locally Employed and Business owners

Available Financing
✅ Bank Financing
✅ Inhouse Financing
✅ Pag-IBIG Financing

✴️ Model Units Available ✴️
🏠Jasmine Townhouse Inner
LA Area 50 sqm
FA 44.5 sqm
Reservation Fee 5,000.00

🏠Townhouse End
LA 75 sqm
FA 44.5 sqm
Reservation Fee 6000

🏠Jasmine Single Attached
FA 44.5 sqm
LA 58.5 sqm
Now Reservation Fee 8,000

🏡ADELPHA Single/Duplex Attached
FA 39 sqm
LA 100 sqm
Reservation Fee 7500.00

🏡Carnation Single Attached
LA 117 sqm
FA 66 sqm
Reservation Fee 10,500

🏘️Linnea Single Attached
LA 100 sqm
FA 77.25 sqm
Reservation Fee 12,500.00

#𝐕𝐚𝐥𝐞𝐧𝐭𝐢𝐧𝐞𝐬𝐃𝐚𝐲 #𝐇𝐨𝐦𝐞𝐒𝐰𝐞𝐞𝐭𝐇𝐨𝐦𝐞 #𝐈𝐧𝐯𝐞𝐬𝐭𝐈𝐧𝐓𝐡𝐞𝐅𝐮𝐭𝐮𝐫𝐞

23/01/2024

𝗜𝗡𝗤𝗨𝗜𝗥𝗘 𝗡𝗢𝗪!

Pinakamurang Condo sa Batangas
For as low as 8k reservation!

📣INTRODUCTORY DISCOUNT 100k 📣
Exclusive promo under Pag-Ibig Financing
Monthly downpayment as low as 6k

🔰Experience the thrill of rapid progress with our ongoing fast-paced construction
🔰A wise investment for prosperous future

Chunnel and Channel Realty
Exclusive Marketing Arm in Deca Batangas

For more details you can contact us through this number 09651045601

23/01/2024

Urban Deca Homes Batangas
As low as 6k monthly dp
For more details just pm us and we are happy to assist you!...

Send a message to learn more

22/01/2024

NEW YEAR, NEW BEGINNINGS!
Invest on your OWN HOME this 2024!

GREENMEADOWS RESIDENCES, San Jose Batangas, Pinaka murang house and Lot near Batangas City and Lipa📣📣

- 1 hr from Alabang
- 40 mins from Tanauan
- 30 mins from Lipa
- 15 mins from Batangas City

GREENMEADOWS RESIDENCES Ph5
📍Brgy. Lumil, San Jose Batangas
(300m away from JP Laurel Hiway)

✔️Linnea Single Attached
Bare Type
👉Lot Area : 100 sqm
👉Floor Area : 77.25 sqm
👉Provision for 3 BR
👉Living Area
👉Dining Area
👉Kitchen Area
👉2 Toilet and Bath
👉Service Area
👉Carport

✔️Jasmine SA /Duplex
Bare Type
👉Lot Area : 58.5 sqm
👉Floor Area : 44.5 sqm
👉Provision for 2 BR
👉Living Area
👉Dining Area
👉Kitchen Area
👉Toilet and Bath
👉Service Area
👉Carport
✔️Tangerine Rowhouse Inner / End
Bare Type
👉Lot Area: 45 / 62 sqm
👉Floor Area: 32 sqm
👉Provision for Living Area, Dining Area and Bedroom/s
👉Toilet and Bath
👉Kitchen / Service Area

Greenmeadows Residences Ph4
📍Brgy. Aguila, San Jose Batangas
(600m away from JP Laurel Hiway)

✔️Adeline Single Attached / Duplex
Bare Type
👉Lot Area: 90 sqm
👉Floor Area : 40 sqm
👉Provision for Living Area, Dining Area, Kitchen and Bedroom/s
👉Toilet and Bath
👉Service Area

For more questions/details just pm me and we are happy to assist you!..

22/01/2024

Grab this now!
For only 10k Reservation Fee
My townhouse ka na malapit sa mga malls...
For more details just pm us and we are happy to assist you!...