Own ur Home by Villocino Realty

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๐ŸŒ… YOUR SUCCESS DESERVES A PLACE LIKE THIS.Imagine waking up every morning with fresh mountain air, a breathtaking Sea-Vi...
09/08/2026

๐ŸŒ… YOUR SUCCESS DESERVES A PLACE LIKE THIS.

Imagine waking up every morning with fresh mountain air, a breathtaking Sea-View and City-View, and the peace youโ€™ve worked decades to deserve.

For the successful people of Digos City, retirement shouldnโ€™t mean settling for a crowded neighborhood, endless traffic, city noise, and expensive living.

You worked hard. You built your career. You secured your familyโ€™s future.

Now, itโ€™s time to secure the place where youโ€™ll enjoy it. ๐Ÿกโœจ

๐Ÿ† INTRODUCING MONTEVERDE BY STA. LUCIA LAND

Imagine owning a prime lot where you can eventually build your:

๐Ÿก Dream Retirement Home
๐ŸŒŠ Private Seaview Residence
๐ŸŒฟ Peaceful Weekend Getaway
๐Ÿ’ผ Long-Term Property Investment
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘งโ€๐Ÿ‘ฆ Legacy Property for Your Family

And the best part?

โœ”๏ธ Seaview & City View Lots
โœ”๏ธ Fresh mountain air & relaxing surroundings
โœ”๏ธ Vacation-like atmosphere all year round
โœ”๏ธ Convenient access to the city, malls & schools
โœ”๏ธ Ideal for retirement and long-term wealth building
โœ”๏ธ Limited preselling lots available

๐Ÿ’Ž THIS IS NOT JUST A LOT.

Itโ€™s a decision to live better.

A place where you can watch the sunrise with your coffee, breathe cleaner air, enjoy the view, and say:

โ€œThis is what I worked for.โ€ ๐ŸŒ…

But remember, prime locations donโ€™t wait for everyone.

As development continues, choices become fewer and prices can move higher.

๐Ÿ“ฉ PM US NOW and letโ€™s check the available Monteverde lots, location, payment options, and current preselling opportunities.

Secure your prime piece of Digos City while the best lots are still available.

Contact:
FB Messenger โคต๏ธ
https://m.me/kathyjane.juarez
Kathy Jane Juarez
Senior Business Affiliate
Villocino Realty

๐ŸŒ… MONTEVERDE BY STA. LUCIA LAND
Where your success finds its perfect address.

๐…๐Ž๐‘ ๐’๐€๐‹๐„: ๐Ÿ-๐๐ž๐๐ซ๐จ๐จ๐ฆ ๐‚๐จ๐ง๐๐จ ๐ฐ๐ข๐ญ๐ก ๐๐š๐ซ๐ค๐ข๐ง๐  in Camella Northpoint, Davao City! ๐Ÿ“ Location: Manchester Building, 5th Floor, Un...
31/07/2026

๐…๐Ž๐‘ ๐’๐€๐‹๐„: ๐Ÿ-๐๐ž๐๐ซ๐จ๐จ๐ฆ ๐‚๐จ๐ง๐๐จ ๐ฐ๐ข๐ญ๐ก ๐๐š๐ซ๐ค๐ข๐ง๐  in Camella Northpoint, Davao City!

๐Ÿ“ Location: Manchester Building, 5th Floor, Unit 507
๐Ÿš— Parking Slot: Birmingham Building, Lower Ground Level

Details:
โ–ช๏ธFloor Area: 46.60 sqm (Condo Unit)
โ–ช๏ธFloor Area: 12.60 sqm (Parking)
๐Ÿ“„ Title Status: Clean Title
โ–ช๏ธ With Laundry Cage
๐Ÿ’ฐ Total Price: โ‚ฑ6.8 Million

Perfect for families, investors, or OFWs looking for a prime location in the heart of the city! Walking distance to Abreeza Mall, schools, hospitals, and key business centers.

๐Ÿ“ฒ Secure your new home or investment today!

CONTACT US
We are committed in providing the highest level of service by being solution-based and always finding a way to meet our clientsโ€™ needs. First rate and superior service.

Villocino Realty
FB Messenger โคต๏ธ
https://m.me/kathyjane.juarez

Kim N. Villocino
License Real Estate Broker
Villocino Realty
Prc license #30295
HLURB License # SMR-B-01/2019-253

๐Ÿก Here's the truth: Almost no one feels completely ready to buy their first home.But you might be more prepared than you...
20/07/2026

๐Ÿก Here's the truth: Almost no one feels completely ready to buy their first home.

But you might be more prepared than you realize if:
โœ… You have a stable source of income.
โœ… You're keeping your debts under control.
โœ… You've been researching your home-buying options.
โœ… You already know where you want to live.

If you can check those off, the only thing standing between you and your dream home might be taking the first step.

What's the biggest thing holding you back from buying your first home? Share it in the comments, and let's figure it out together! ๐Ÿ’ฌ

๐Ÿก FOR ASSUME โ€“ DECA HOMES TALOMO ๐ŸกNaa koy available nga Bungalow Unit sa Deca Homes Talomo, located along the Main Road!...
28/06/2026

๐Ÿก FOR ASSUME โ€“ DECA HOMES TALOMO ๐Ÿก

Naa koy available nga Bungalow Unit sa Deca Homes Talomo, located along the Main Road! Perfect para sa pamilya nga gusto ug accessible ug convenient nga location. ๐Ÿ˜Š

โœ… Bungalow Unit
โœ… Along Main Road
โœ… Assume Price: โ‚ฑ950,000
โœ… Loan Balance: โ‚ฑ2.1 Million
โœ… Remaining Term: 21 Years
โœ… Monthly Amortization: โ‚ฑ20,000 (In-House Financing)

Mas barato kaysa magkuha ug brand new unit ug pwede na dayon ma-occupy subject to approval.

๐Ÿ“Deca Homes Talomo, Davao City

Interested? PM lang dayon para sa complete details, site viewing, ug computation.

CONTACT US
We are committed in providing the highest level of service by being solution-based and always finding a way to meet our clientsโ€™ needs. First rate and superior service.

Villocino Realty
FB Messenger โคต๏ธ
https://m.me/kathyjane.juarez

Kim N. Villocino
License Real Estate Broker
Villocino Realty
Prc license #30295
HLURB License # SMR-B-01/2019-253

๐Ÿกโœจ Looking for a modern and spacious home in Davao City?Discover this beautiful Modern Mid-Century House & Lot located i...
12/06/2026

๐Ÿกโœจ Looking for a modern and spacious home in Davao City?

Discover this beautiful Modern Mid-Century House & Lot located in the prestigious Damosa Fairlane community!

โœ… 180 SQM Lot Area
โœ… 147 SQM Floor Area
โœ… 3 Bedrooms
โœ… 3 Bathrooms
โœ… Parking for up to 3 Cars

Perfect for growing families who value comfort, style, and convenience.

๐Ÿ’ฐ Selling Price: โ‚ฑ13,000,000

๐Ÿ“ฉ Send us a message today to learn more or schedule a site viewing!

CONTACT US
We are committed in providing the highest level of service by being solution-based and always finding a way to meet our clientsโ€™ needs. First rate and superior service.

Villocino Realty
FB Messenger โคต๏ธ
https://m.me/kathyjane.juarez

Kim N. Villocino
License Real Estate Broker
Villocino Realty
Prc license #30295
HLURB License # SMR-B-01/2019-253

๐†๐ฎ๐ฌ๐ญ๐จ ๐ฆ๐จ ๐›๐š ๐ญ๐š๐ฅ๐š๐ ๐š๐ง๐  ๐ฆ๐š๐ค๐š๐ฉ๐ฎ๐ง๐๐š๐ซ ๐ง๐  ๐ฌ๐š๐ซ๐ข๐ฅ๐ข๐ง๐  ๐›๐š๐ก๐š๐ฒ?Pero ang tanongโ€ฆ ๐ก๐š๐ง๐๐š ๐ค๐š ๐ง๐š ๐›๐š ๐ญ๐š๐ฅ๐š๐ ๐š?Ang sariling bahay hindi lang b...
12/04/2026

๐†๐ฎ๐ฌ๐ญ๐จ ๐ฆ๐จ ๐›๐š ๐ญ๐š๐ฅ๐š๐ ๐š๐ง๐  ๐ฆ๐š๐ค๐š๐ฉ๐ฎ๐ง๐๐š๐ซ ๐ง๐  ๐ฌ๐š๐ซ๐ข๐ฅ๐ข๐ง๐  ๐›๐š๐ก๐š๐ฒ?
Pero ang tanongโ€ฆ ๐ก๐š๐ง๐๐š ๐ค๐š ๐ง๐š ๐›๐š ๐ญ๐š๐ฅ๐š๐ ๐š?

Ang sariling bahay hindi lang basta gusto,
hindi lang dahil nakita mo na low monthly,
at hindi rin dahil may promo kaya pwede na agad.

๐€๐ง๐  ๐ฉ๐š๐ ๐ฉ๐ฎ๐ฉ๐ฎ๐ง๐๐š๐ซ ๐ง๐  ๐›๐š๐ก๐š๐ฒ ๐ข๐ฌ ๐š ๐ฌ๐ž๐ซ๐ข๐จ๐ฎ๐ฌ ๐œ๐จ๐ฆ๐ฆ๐ข๐ญ๐ฆ๐ž๐ง๐ญ.
Kailangan nito ng tamang paghahanda, disiplina, at wise decisions.

Una, kailangan mong maging honest sa sarili mo.
๐’๐ญ๐š๐›๐ฅ๐ž ๐›๐š ๐š๐ง๐  ๐ข๐ง๐œ๐จ๐ฆ๐ž ๐ฆ๐จ?
๐Š๐š๐ฒ๐š ๐ฆ๐จ ๐›๐š ๐š๐ง๐  ๐ฆ๐จ๐ง๐ญ๐ก๐ฅ๐ฒ ๐œ๐จ๐ฆ๐ฆ๐ข๐ญ๐ฆ๐ž๐ง๐ญ ๐ฅ๐จ๐ง๐ -๐ญ๐ž๐ซ๐ฆ?
Dahil ang bahay hindi lang reservation fee ang iniisip.
May monthly amortization, bills, maintenance, at iba pang expenses pa yan.

Pangalawa, matutong mag-budget at mag-ipon.
Hindi mo kailangang maging mayaman agad.
Pero kailangan marunong kang humawak ng pera.
Kailangan alam mo kung paano mag-prioritize at paano maghanda for emergencies.

Pangatlo, huwag agad ma-pressure sa dream house.
Minsan, ang unang bahay mo hindi pa ang final dream moโ€”
pero ito ang magiging ๐ฎ๐ง๐š๐ง๐  ๐ฉ๐ฎ๐ง๐๐š๐ฌ๐ฒ๐จ๐ง ng future mo.
Ang importante, nagsisimula ka sa kaya mo at sa tamang desisyon.

At panghuli, maging wise buyer.
Hindi sapat na gusto mo lang ang property.
Kailangan naiintindihan mo ang project, ang terms, ang documents, at ang buong responsibility na papasukin mo.

๐€๐ง๐  ๐ญ๐จ๐ญ๐จ๐จ?
Hindi kailangang mayaman ka agad para makapagsimula.
Pero kailangan ๐ก๐š๐ง๐๐š ๐ค๐š, ๐ซ๐ž๐ฌ๐ฉ๐จ๐ง๐ฌ๐š๐›๐ฅ๐ž ๐ค๐š, ๐š๐ญ ๐ฆ๐š๐ซ๐ฎ๐ง๐จ๐ง๐  ๐ค๐š๐ง๐  ๐ฆ๐š๐ ๐ฉ๐ฅ๐š๐ง๐จ.

Kasi ang sariling bahay, hindi lang binibili.
๐๐ข๐ง๐š๐ ๐ก๐š๐ก๐š๐ง๐๐š๐š๐ง, ๐ฉ๐ข๐ง๐š๐ -๐ข๐ข๐ฉ๐ฎ๐ง๐š๐ง, ๐š๐ญ ๐ฉ๐ข๐ง๐š๐ฉ๐š๐ง๐ข๐ง๐๐ข๐ ๐š๐ง.

๐ˆ๐Ÿ ๐ฒ๐จ๐ฎ ๐š๐ซ๐ž ๐ฉ๐ฅ๐š๐ง๐ง๐ข๐ง๐  ๐ญ๐จ ๐จ๐ฐ๐ง ๐ฒ๐จ๐ฎ๐ซ ๐Ÿ๐ฎ๐ญ๐ฎ๐ซ๐ž ๐ก๐จ๐ฆ๐ž, ๐ฌ๐ญ๐š๐ซ๐ญ ๐ฉ๐ซ๐ž๐ฉ๐š๐ซ๐ข๐ง๐  ๐ญ๐จ๐๐š๐ฒโ€”๐ง๐จ๐ญ ๐ฌ๐จ๐ฆ๐ž๐๐š๐ฒ.

๐Ÿ“ฉ Message us if you want guidance on how to start your home-buying journey the right way.

ยฎ๏ธ Villocino Realty
CONTACT US
We are committed in providing the highest level of service by being solution-based and always finding a way to meet our clientsโ€™ needs. First rate and superior service.

Villocino Realty
FB Messenger โคต๏ธ
https://m.me/kathyjane.juarez

Kim N. Villocino
License Real Estate Broker
Villocino Realty
Prc license #30295
HLURB License # SMR-B-01/2019-253

๐Ÿก TITLE MO BAโ€ฆ NAKAPANGALAN NA SAYO? ๐ŸกMaraming property owners ang kampanteโ€ฆ pero hindi nila alam, hindi pa pala secured...
30/03/2026

๐Ÿก TITLE MO BAโ€ฆ NAKAPANGALAN NA SAYO? ๐Ÿก

Maraming property owners ang kampanteโ€ฆ pero hindi nila alam, hindi pa pala secured ang ownership nila.

Kapag hindi agad nailipat ang titulo sa pangalan mo, anytime puwedeng magkaroon ng problemaโ€”lalo na kapag may nangyari sa previous owner.
Dito na papasok ang Extrajudicial Settlementโ€ฆ at doon nagsisimula ang sakit ng ulo.

๐Ÿ‘‰ Hahanapin mo lahat ng heirs
๐Ÿ‘‰ May hihingi ng bayad para pumirma
๐Ÿ‘‰ May tatanggiโ€”at maho-hold ang proseso

Imagine the stress, delay, at dagdag gastosโ€ฆ
Kung puwede naman itong maiwasan ngayon pa lang, bakit mo pa hihintayin?

โœ” Secure your ownership today
โœ” I-transfer ang titulo sa pangalan mo habang maaga

๐Ÿ‘‰ Message me now. Letโ€™s process your title transfer the right way.

ยฎ๏ธ ADV Land Titling and Appraisal Service

๐Ÿšจ BIG NEWS DIGOS CITY! A MASSIVE NEW SUBDIVISION IS COMINGโ€ฆWhat if you could secure a property BEFORE the public launch?...
21/03/2026

๐Ÿšจ BIG NEWS DIGOS CITY! A MASSIVE NEW SUBDIVISION IS COMINGโ€ฆ

What if you could secure a property BEFORE the public launch?

A 15-HECTARE MASTER-PLANNED COMMUNITY is about to rise in Digos City, and early investors are already watching this project closely. ๐Ÿ‘€

๐Ÿก PHIRST Park Homes Subdivision
A modern, organized, and future-ready community designed for families, professionals, and smart property investors.

โœจ PROJECT HIGHLIGHTS

๐Ÿ“ Soon to rise in Digos City
๐ŸŒฟ 15 Hectares Master-Planned Community
๐Ÿ˜ Modern Expandable Row House Units

๐Ÿ“ Floor Area: 27 SQM
๐Ÿ“ Lot Area:
โ€ข 38 SQM (Inner Unit)
โ€ข 52 SQM (End Unit)

๐Ÿ  1 Bedroom
๐Ÿšฟ 1 Toilet & Bath
๐Ÿณ Kitchen Area
๐Ÿ›‹ Dining & Living Area

๐Ÿ”ฅ Expandable & Combinable Units
Your home can grow as your family grows.

๐Ÿ’ก Why smart buyers are excited about this project:

โœ” Early buyers usually get the lowest prices
โœ” Property values increase after project completion
โœ” Ideal for first home or investment property

โš  REMEMBER:
Most people discover subdivisions after prices increase.
The smart ones reserve while it is still new.

๐Ÿ“ˆ This project is expected to attract hundreds of buyers once officially launched.

๐Ÿ’ฌ Imagine owning a home inside a beautiful master-planned community in Digos City.
Donโ€™t miss the early opportunity.

๐Ÿ“ฒ INQUIRE NOW BEFORE THE CROWD COMES
โ˜Ž https://m.me/kathyjane.juarez

๐Ÿก Reserve Early. Invest Smart. Own Your Future.









๐Ÿ™๏ธ LIVE IN THE CENTER. LIVE WITHIN REACH.Imagine living in a place where everything is just minutes away โ€” work, malls, ...
16/03/2026

๐Ÿ™๏ธ LIVE IN THE CENTER. LIVE WITHIN REACH.

Imagine living in a place where everything is just minutes away โ€” work, malls, schools, restaurants, hospitals, and the vibrant lifestyle of the city.

Welcome to Centro Spatial Davao, a modern condominium community in the heart of the city designed for comfort, convenience, and smart investment.
โœจ Prime location in Davao City
โœจ Resort-style amenities
โœจ Secure and master-planned community
โœจ Perfect for personal living or rental income

๐Ÿ”ฅ DON'T MISS YOUR CHANCE TO OWN AT CENTRO SPATIAL DAVAO

For a limited time, you can secure your unit with a Reservation Fee of only โ‚ฑ20,000!

Yes, you read that right.
Your future condo in the center of the city can start with just โ‚ฑ20K reservation.

Whether you're looking for a home near everything or a smart investment property, this opportunity is something you shouldnโ€™t miss.

๐Ÿ“ฉ Message now for sample computation or private site viewing.
๐Ÿ‘ฉโ€๐Ÿ’ผ Kathy Jane Juarez
Senior Business Affiliate โ€“ Villocino Realty
๐Ÿ“žhttps://m.me/kathyjane.juarez

โšก Limited units available.
Secure your unit before the next price increase.




๐€๐ง๐จ ๐ฆ๐š๐ง๐ ๐ฒ๐š๐ฒ๐š๐ซ๐ข ๐ฌ๐š ๐ก๐จ๐ฆ๐ž ๐ฅ๐จ๐š๐ง ๐ค๐ฎ๐ง๐  ๐›๐ข๐ ๐ฅ๐š ๐ค๐š๐ง๐  ๐ง๐š๐ฐ๐š๐ฅ๐š?(Kapag namatay ang borrower habang may ongoing housing loan)Maraming ...
08/02/2026

๐€๐ง๐จ ๐ฆ๐š๐ง๐ ๐ฒ๐š๐ฒ๐š๐ซ๐ข ๐ฌ๐š ๐ก๐จ๐ฆ๐ž ๐ฅ๐จ๐š๐ง ๐ค๐ฎ๐ง๐  ๐›๐ข๐ ๐ฅ๐š ๐ค๐š๐ง๐  ๐ง๐š๐ฐ๐š๐ฅ๐š?
(Kapag namatay ang borrower habang may ongoing housing loan)

Maraming pamilya ang nabibigla ditoโ€”akala nila pag namatay ang borrower, โ€œautomaticโ€ na mawawala rin ang utang. Hindi po. Sa Pilipinas, ang utang hindi namamatay kasama ng tao; karaniwan nagiging pananagutan ito ng estate (mga naiwan mong ari-arian), at yung bahay/lot na naka-mortgage ay mananatiling collateral hanggang ma-settle.

Pero may good news: madalas may insurance ang housing loan na pwedeng sumalo.

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1) Pinaka-common scenario: MAY MRI / Credit Life Insurance โœ…

Sa karamihan ng home loans (banks at Pag-IBIG), required ang Mortgage Redemption Insurance (MRI) o credit life insuranceโ€”ito yung insurance na magbabayad ng remaining loan balance kapag namatay ang borrower (depende sa coverage at terms).

Kung ma-approve ang claim:

Babayaran ng insurance ang outstanding balance (up to coverage)

Ma-re-release ang mortgage / mas madali nang alisin ang encumbrance pagkatapos ma-process

Mas secured ang bahay para sa pamilya

Pag-IBIG specific: May MRI/SRI ang housing loan at ina-apply ang proceeds sa outstanding obligation kapag death/PTD.

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2) Kung WALANG MRI / hindi covered / lapse ang insurance โš ๏ธ

Kung walang insurance, hindi qualified, o may lapses:

Tuloy ang amortization (may interest/penalties kung di mabayaran)

Pwedeng habulin ng lender ang collateral (bahay/lot) via foreclosure kapag nag-default

Ang heirs hindi automatic personal na may utang, pero kung gusto nilang ma-keep ang property, kailangan nilang ayusin ang payment/settlement (usually through the estate or arrangement with the bank).

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3) Paano kung may co-borrower / asawa? ๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง

Kung may co-borrower o may pumirma bilang surety/guarantor, pwedeng sila ang habulin ng lender based sa kontrata (kasi signatory sila).

Kung mag-partner/spouses ang borrowers, usually may insurance pa rinโ€”pero check kung sino ang insured at ilang percent ang covered (lalo na kung dalawa ang borrowers).

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4) Ano ang dapat gawin ng pamilya ASAP (Practical Step-by-Step)

โœ… Step 1: I-notify agad ang lender (Bank / Pag-IBIG) tungkol sa death.
โœ… Step 2: Tanungin agad: โ€œMay MRI/Credit Life po ba? Active pa ba? Ano requirements for claim?โ€
โœ… Step 3: Habang pending ang claim, sundin ang instruction ng lender kung kailangan munang magbayad para hindi mag-penalty (varies per lender).
โœ… Step 4: Mag-file ng insurance claim at kumpletuhin ang docs.

Example ng typical requirements (banks): PSA Death Certificate + proof of relationship (marriage/birth cert) + IDs + settlement documents (depende sa case).
Pag-IBIG: May housing loan insurance claim process at ina-accept via branch/email channels (per Pag-IBIG official post).

โœ… Step 5: After ma-settle ang loan, saka ayusin ang transfer of title to heirs (usually via settlement of estate) at cancellation ng mortgage annotation sa title.

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5) โ€œSo safe na ba ang bahay ng pamilya ko?โ€

Safe kung:

active ang MRI/credit life,

ma-file agad ang claim,

at complete ang documents.

Delikado kung:

walang insurance / lapsed,

walang may kayang magtuloy ng payments,

or matagal na unpaid (risk of foreclosure).

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6) Prevention Tips (para hindi mahirapan ang pamilya)

โœ… I-keep ang kopya ng loan docs + insurance policy sa isang folder
โœ… I-check yearly kung updated ang MRI/insurance premiums
โœ… I-inform ang pamilya kung anong bank/branch at account details
โœ… Kung kaya, mag-add ng separate life insurance (extra safety net)
โœ… Kung may co-borrower, linawin ang hatian at coverage habang maaga.

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Address

Poblacion Matanao
Davao Del Sur
8003

Telephone

+639773172655

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