23/04/2026
✅️Why do smart investors buy land in Cavite instead of making their money deposited to the bank?🍀
⛔️️Here is why:
✅️Low Investment Return: As of March 2026, the time deposits rate for short-term and long-term is 3.582% and 4.108% per annum, respectively; and for savings deposit is around 1.840%
✅️They don't want their money affected by inflation: For the last 5 years specifically in the cavite area, the inflation rate has an average of 4.34%
📚FYI: What is inflation? Inflation is the general, sustained increase in prices for goods and services across an economy over a period of time, reducing the purchasing power of money
✅️The value of the land appreciates over time: For the last 5 years, the value of the land has an average appreciation of 6.3%, and it continues to increase due to heavy influenced by infrastructural improvements.
Let's do the math.
For example: You have Php 5,000,000.00 cash on hand/bank.
✅️If you are planning to invest your money on time deposit for long-term, you will have Php 6,115,000.00
Computation: Principal Investment x 1.223 (5yrs)
=5,000,000× 1.223
=6,115,000
✅️If you are planning to save your money in the bank and inflation continues to increase year to year. In 5 years time, you need approximately additional 1,183,500 for you to have buy a goods.
Computation: Principal Investment x 1.2367
=5,000,000× 1.2367
= 6,183,500
✅️And lastly, if you are planning to invest your money to the land. The value of your property after 5yrs will be 6,786,500.
Computation: Principal Investment x 1.3573
= 5,000,000×1.3573
= 6,786,500
Note⚠️: Increase rate will depend on the location of the property.
✅️Hence, I conclude that why smart investors invest their money in the land because of secured investment, never being affected by the inflation, easy to liquidate when cash needed.
‼️Follow my pages for more tips on buying a real property.
For those who wants to sell your property and for those clients who wants to make thier investment secured and ensure that their money will be invested to the land where the value increase year to year, feel free to message me and set an appointment.
✔️Your Real Estate Broker and Appraiser
Services offered:
✅️Selling property (offer listings to buyer)
✅️Buying property (help clients to find property)
✅️Documentation (transfer of title, titiling, cancellation of mortgage, housing loan)
