30/03/2026
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I know people with millions in assets (way more than ₱4.1M 😅) who still chose to get insurance—not because they lack wealth, but because they understand how to protect it. They didn’t work that hard to build what they have now just to see it drained by unexpected expenses, nor do they want their legacy diminished when they pass it on to their dependents.
Insurance, at its core, is about preservation and intentional transfer of wealth.
But if you truly believe insurance is a waste of money or a scam, then it’s simple—don’t get one. Just liquidate what you have.