JPJ Realty

JPJ Realty JPJ Realty - You deserve a HOME™

PRC Licensed Real Estate Consultant
PRC Licensed Engineer

Helping families, OFWs & investors, find valuable properties. Engr.

By: Engr. Joel & Partners. REB Lic. 6687 Exp122128
REC Lic. 0454 Exp122126
PTR12376981U Exp123126 JPJ Real Estate Sa Pinas (Philippines) was established and boosted amidst the devastating covid-19 pandemic. As coping up gets more and more difficult each day, with the meager savings of the ordinary “Juan” getting depleted, this man thought of how he can help through the field he knows well… real

estate. He was genuinely driven to help those who may be interested to be trained and earn a living in the real estate industry. JPJ stands for Joel Pajarillo Jalimao, is a licensed Civil Engineer, a Commissioned Officer of PA-AFP, a licensed Real Estate Broker and a Real Estate Consultant. He has been actively engaged in the construction and real estate industry and has established himself as a very reliable professional practitioner. Joel is currently handling over 500 real estate properties from various developers and private entities/individuals nationwide with concentration in the National Capital Region/Luzon areas. Joel is a strong advocate of the Real Estate Service Act (RA 9646) or the RESA Law that governs the real estate service practitioners in the Philippines. He is currently affiliated with PAREB - Las Pinas City Real Estate Board (LPCREB) where he served as Chairman of RESA Awareness Committee in 2019 and in 2021 and became the head of Intelligence Division of TFAC PAREB(Phil. Assoc. of Real Estate Baord,Inc.) in 2022 and as the 2023 National Chairman of PAREB Committee on Anti-Illegal Real Estate Practices and Vice President of Las Pinas City Real Estate Board, Inc. His Professional/bussiness registrations:
REBL6687, exp 122124
COR SN:AA008649
PRC ID: 20-4246426
PTR: 12296126J
PAREB 2024 OR: 35503 exp. 123124
DHSUD Reg. No. 007669

With this platform, Engr. Joel envisions helping qualified men and women to be well-trained and responsible salespersons, duly accredited to engage in real estate, thus help improve their quality of life. This also reaches out to every Filipino to make the big dream of owning a place to live come true. After all, JPJ believes that everyone truly deserves a home…

VISION

JPJ Real Estate sa Pinas (Philippines) aspires to become one of the most reputable and reliable real estate brokerage companies in the Philippines. MISSION

JPJ will help in nation building by providing professional real estate services, as follows:

1. provide Filipinos with a decent source of livelihood through real estate;

2. support real estate developers in delivering quality projects to the different segments of the society;

3. assist real estate clients to acquire their dream houses and lots and other properties, sell existing properties, assist with other real estate concerns, and ensure that they are served in their best interest at all times.

16/05/2026

🏡 OWN YOUR HOME IN LAS PIÑAS – READY FOR OCCUPANCY!
Kung ikaw ay may ipon na at naghahanap ng sure investment + sariling bahay, this is your sign 💯
✨ VERAVILLE TOWNHOMES – Las Piñas City
Isang peaceful, secured, at highly accessible na community na perfect for families, OFWs, and investors.
🔥 PROPERTY DETAILS:
• 2-Storey Townhouse
• 2 Bedrooms
• 1 Toilet & Bath
• Lot Area: 60.5 sqm
• Floor Area: 68 sqm
• ✅ Ready for Occupancy
• ✅ Clean Title
• 💰 Price: ₱3.2M (Negotiable)
• 💵 Terms: Cash Basis or let's talk.
• 💡 Option: Pwede mo ring ipa-rent for an income (perfect for investors!)

🌟 WHY THIS PROPERTY?
✔️ Hindi ka na maghihintay – lipat agad!
✔️ Perfect for rental income or sariling tirahan
✔️ Located in a growing area of Las Piñas – mataas ang potential value appreciation
✔️ Safe and family-friendly community
🏘️ AMENITIES FOR YOUR FAMILY:
• 24/7 Security 🛡️
• Covered Basketball Court 🏀
• Park & Playground 🌳
• Clubhouse 🎉
• Chapel ⛪
• Maynilad Water Supply 💧

📍 PRIME LOCATION – SOBRANG ACCESSIBLE!
👉 Subdivision gate is strategically located between SM Savemore and McDonald's M. Alvarez
✔️ Walking distance sa groceries, fast food, and daily needs
✔️ Malapit sa schools, hospitals, banks, and transport terminals
✔️ Easy access to main roads – perfect for daily commute
💬 BAKIT ITO ANG TAMANG DESISYON?
Instead na maubos ang ipon mo sa renta, why not invest sa property na pwede mong tirahan o pagkakitaan?
👉 Live in it. Rent it. Or grow your money with it.
📩 MESSAGE US NOW for viewing and reservation!
Limited units lang ang ganitong location + presyo — don’t miss this opportunity!

"Your dream home, closer than ever. Reserve today and claim an exclusive 3% buyer’s privilege — available only for a limited time."



Townhouse For Sale in Pasig City!Grand Monaco La Forteza Exec. Village. Price: ₱6.2M negotiableJPJ Realty REB Lic. 6687 ...
12/05/2026

Townhouse For Sale in Pasig City!
Grand Monaco La Forteza Exec. Village.
Price: ₱6.2M negotiable

JPJ Realty
REB Lic. 6687 E122028

05/05/2026

🎯Para malaman kung qualified ka sa housing loan, madalas tinitingnan ng mga bangko o lending institutions ang ilang pangunahing requirements.
>
> ✅ May stable income? — Kailangan may regular na trabaho o negosyo na may consistent na cash flow. Proof of income gaya ng payslips, COE, o ITR ang hihingin.
> ✅ Complete IDs? — Valid government‑issued IDs at minsan proof of billing para ma‑verify ang identity at address.
> ✅ Good credit standing? — Tinitingnan kung maayos ang history ng pagbabayad mo sa loans, credit cards, o utilities. Kung wala kang bad records, mas mataas ang chance ma‑approve.
> ✅ May pang initial cash? — Usually kailangan ng down payment (10–30% ng property value). Pinapakita nito na committed ka at may financial capacity.
>
> ℹ️ Extra factors: Age (dapat pasok sa lending age bracket, usually 21–65 years old), debt‑to‑income ratio (kung kaya pa ng sweldo mo ang dagdag na hulog), at employer or business stability — lalo na kung self‑employed.


Las Pinas Townhouse FOR SALE!3BR, 3TB, 1 Car Garage.
05/05/2026

Las Pinas Townhouse FOR SALE!
3BR, 3TB, 1 Car Garage.

🏡 Paano ba Mag-Housing Loan sa Pag-IBIG Fund?Tanong: Paano mag housing loan sa Pag-IBIG Fund at ano-ano ang mga initial ...
03/05/2026

🏡 Paano ba Mag-Housing Loan sa Pag-IBIG Fund?

Tanong: Paano mag housing loan sa Pag-IBIG Fund at ano-ano ang mga initial at final requirements sa Buyer at sa Seller?

✅ Sagot:

🔹 Initial Requirements (Buyer / Borrower)
- Active Pag-IBIG member with at least 24 monthly contributions (kung kulang
sa 24months, pwede rin naman dagdagan lang agad ng Borrower)
- Age: 18–65 years old (loan maturity dapat bago mag-70)
- Housing Loan Application Form (HLA) with ID photo
- Valid government-issued IDs
- Pag-IBIG MID number / ID card
- Proof of income
- Employed: CEC, payslips, BIR Form 2316
- Self-employed: ITR, Audited FS, DTI/Mayor’s Permit
- OFW: Employment contract, POEA papers, remittance proofs
- Marriage contract (if applicable)
- Proof of billing / residence

---

🔹 Initial Requirements (Seller / Property)
- Transfer Certificate of Title (TCT) or Condominium Certificate of Title (CCT) – dapat malinis, walang encumbrances
- Updated Tax Declaration and Real Estate Tax Receipts
- Contract to Sell / Purchase Agreement
- Lot plan / vicinity map
- Building plans & contractor’s estimate (kung house construction)
- Pictures of property / site (kung required)

---

🔹 Final Requirements (Upon Loan Approval / Release)

Buyer:
- Signed Loan Agreement / Promissory Note
- Post-dated checks or salary deduction authorization
- Mortgage documents notarized and registered

Seller:
- Original Owner’s Duplicate Copy of Title (for annotation of mortgage)
- Updated Tax Clearance
- Final Deed of Absolute Sale
- Delivery of property documents to Pag-IBIG for collateral registration

---

⚠️ Key Notes
- Property appraisal by Pag-IBIG is mandatory.
- Clean title is critical—any lien or encumbrance will delay or deny approval.
- Processing time: usually 30 days(in Pagibig alone) kung kumpleto agad ang requirements. Or 3-4months kasama na dito ang pagprocess sa government agencies like BIR and RD.

- Scam prevention: Siguraduhin na ang seller ay tunay na may-ari at updated ang tax payments bago mag-execute ng Deed of Sale.

Mas ok bang mag housing loan sa Banko or sa Pagibig? Simple Explanation 👇:Kung mas mababa ang income at gusto mo ng mas ...
02/05/2026

Mas ok bang mag housing loan sa Banko or sa Pagibig?

Simple Explanation 👇:

Kung mas mababa ang income at gusto mo ng mas mahabang hulugan, mas praktikal ang Pag-IBIG housing loan. Kung mataas ang income at bibili ng mas mahal na property, mas mabilis at flexible ang bank loan. Ang tamang pagpili ay depende sa budget, halaga ng bahay, at bilis ng kailangan mong approval.

---

🔑 Pag-IBIG Housing Loan
Mga Benepisyo:
- Mas mababang interest rate: 3%–7% para sa socialized at low-cost housing; karaniwang 5.75%–7% sa regular loans.
- Mas mahabang hulugan: hanggang 30 years, kaya mas magaan ang buwanang bayad.
- Mas madaling approval: mas lenient para sa minimum at mid-income earners basta may active contributions.
- Special programs: may calamity assistance at loan restructuring.

Mga Limitasyon:
- Loan limit: hanggang ₱6M lang.
- Mas mabagal ang proseso: approval tumatagal ng 4–8 weeks.
- Property restriction: dapat accredited ng Pag-IBIG ang bahay o condo.

🏦 Bank Housing Loan
Mga Benepisyo:
- Mas mataas na loan amount: puwedeng lumampas ng ₱20M depende sa income at credit score.
- Mas mabilis ang approval: minsan 5–15 working days lang.
- Flexible terms: may fixed, semi-fixed, o variable interest options.
- Mas maraming property choices: basta malinis ang titulo, walang accreditation requirement.

Mga Limitasyon:
- Mas mataas na income requirement: mas mahigpit sa credit history at employment background.
- Mas maikli ang hulugan: karaniwang hanggang 20 years lang, kaya mas mataas ang monthly amortization.
- Interest rate fluctuations: kung hindi fixed, puwedeng tumaas ang bayad kapag nagbago ang market rates.

📝 Practical Guide
- Kung first-time buyer ka, mid-income, o gusto ng mas magaan na hulugan → Pag-IBIG.
- Kung bibili ka ng high-value property (₱10M+), may stable/high income, at kailangan ng mabilis na approval → Bank loan.

Tip: Kung kaya mong maghintay at pasok sa loan limit, mas sulit ang Pag-IBIG dahil sa mas mababang interest at mas mahabang terms.

P2.5M TOWNHOUSE in Las Pinas City, Bank OR PAGIBIG financing (30% DP)Kung ikaw ay may ipon na ng 700K-950K,at naghahanap...
02/05/2026

P2.5M TOWNHOUSE in Las Pinas City, Bank OR PAGIBIG financing (30% DP)
Kung ikaw ay may ipon na ng 700K-950K,at naghahanap ng sure investment + sariling bahay, this is your sign 💯
✨ VERAVILLE TOWNHOMES – Las Piñas City
Isang peaceful, secured, at highly accessible na community na perfect for families, OFWs, and investors.
🔥 PROPERTY DETAILS:
• 2-Storey Townhouse
• 2 Bedrooms
• 1 Toilet & Bath
• Lot Area: 38.5 sqm
• Floor Area: 68 sqm

• 💰 Price: ₱2.7M pwede pang P2.5m at still nego pa.
• 💵 Terms: after 30K earnest money,
Option 1: Cash Basis
Option 2: Around 25 to 30% Downpayment, balance via bank or Pagibig Financing!

• 💡 Option: Pwede mo ding ipa-rent (perfect for investors!)

🌟 WHY THIS PROPERTY?
✔️ Very accesible
✔️ Perfect for rental income or sariling tirahan
✔️ Located in a growing area of Las Piñas – mataas ang potential value appreciation
✔️ Safe and family-friendly community

🏘️ AMENITIES FOR YOUR FAMILY:
• 24/7 Security 🛡️
• Covered Basketball Court 🏀
• Park & Playground 🌳
• Clubhouse 🎉
• Chapel ⛪
• Maynilad Water Supply 💧

📍 PRIME LOCATION – SOBRANG ACCESSIBLE!
👉 Subdivision gate is strategically located between Savemore Market M. Alvarez and McDonald's M. Alvarez
✔️ Walking distance sa groceries, fast food, and daily needs
✔️ Malapit sa schools, hospitals, banks, and transport terminals
✔️ Easy access to main roads – perfect for daily commute
💬 BAKIT ITO ANG TAMANG DESISYON?
Instead na maubos ang ipon mo sa pagrerenta, why not invest sa property na pwede mong tirahan o pagkakitaan?

👉 Live in it or paupahan mo! Or grow your money with it.

📩 MESSAGE US NOW for viewing and reservation! 09358867888

Limited units lang ang ganitong location + presyo — don’t miss this opportunity!

"Your dream home, closer than ever. Reserve this week and claim an exclusive 3% buyer’s privilege — available only for a limited time."

29/04/2026

Beyond contracts & fees…
ang tunay na privilege ay ang genuine care para sa clients.
Hindi lang trabaho, kundi malasakit. 💡
Because Genuine Care Matters.

21/04/2026

🏡 OWN YOUR HOME IN LAS PIÑAS – READY FOR OCCUPANCY!
Kung ikaw ay may ipon na ng P700K to P1M, at naghahanap ng sure investment + sariling bahay, this is your sign 💯

✨ VERAVILLE TOWNHOMES – Las Piñas City
Isang peaceful, secured, at highly accessible na community na perfect for families, OFWs, and investors.
🔥 PROPERTY DETAILS:
• 2-Storey Townhouse
• 2 Bedrooms
• 1 Toilet & Bath
• Lot Area: 60.5 sqm
• Floor Area: 68 sqm
• ✅ Ready for Occupancy
• ✅ Clean Title
• 💰 Price: ₱2.5M TO ₱6M (Negotiable)
• 💵 Terms todate: 30K earnest money, around 25% Downpayment, then balance via loan(bank or Pagibig).
• 💡 Option: Pwede mo rin muna ipa-rent then buy later (perfect for investors!)
🌟 WHY THIS PROPERTY?
✔️ Very accesible
✔️ Perfect for rental income or sariling tirahan
✔️ Located in a growing area of Las Piñas – mataas ang potential value appreciation
✔️ Safe and family-friendly community

🏘️ AMENITIES FOR YOUR FAMILY:
• 24/7 Security 🛡️
• Covered Basketball Court 🏀
• Park & Playground 🌳
• Clubhouse 🎉
• Chapel ⛪
• Maynilad Water Supply 💧
📍 PRIME LOCATION – SOBRANG ACCESSIBLE!
👉 Subdivision gate is strategically located between Savemore Market M. Alvarez and McDonald's M. Alvarez
✔️ Walking distance sa groceries, fast food, and daily needs
✔️ Malapit sa schools, hospitals, banks, and transport terminals
✔️ Easy access to main roads – perfect for daily commute

💬 BAKIT ITO ANG TAMANG DESISYON?
Instead na maubos ang ipon mo sa renta of sa ibang di importante ng bagay, why not invest sa property na pwede mong tirahan o pagkakitaan?
👉 Live in it. Rent it. Or grow your money with it.

📩 MESSAGE US NOW for viewing and reservation!
Limited units lang ang ganitong location + presyo — don’t miss this opportunity!

"Your dream home, closer than ever. Reserve today and claim an exclusive 3% buyer’s privilege — available only for a limited time."

20/04/2026

Buying or selling property? Don’t risk it.
Work only with a Licensed Real Estate Broker — or better, a Licensed Consultant.
Because real deals deserve real professionals.

Kung nakaipon ka na ng ₱700K – ₱900K, huwag mo nang hintaying maubos ‘yan sa kung saan-saan…👉 Pwede mo na ‘yang gawing D...
19/04/2026

Kung nakaipon ka na ng ₱700K – ₱900K, huwag mo nang hintaying maubos ‘yan sa kung saan-saan…

👉 Pwede mo na ‘yang gawing DOWNPAYMENT sa sarili mong bahay — asset na tumataas ang value, hindi tulad ng gastos na nawawala lang.

🏡 FOR SALE: Townhouse in Veraville Townhomes, Las Piñas City
💰 Price: ₱3.2 Million

✨ Why this is a smart move?
Sa panahon ngayon, maraming “too good to be true” offers, scams, at unlicensed na nagbebenta…
Protect your hard-earned money. Under RESA Law, mas safe kung legit at maayos ang transaction — at dito, sigurado kang maayos ang proseso.

📍 Property Details:
• 2-Storey Townhouse
• 2 Bedrooms, option for 3room.
• 1 Toilet & Bath
• Living Area
• Dining Area
• Kitchen Area
• Service Area
• Subdivision gate is between McDo & Savemore
• 24hr security,
• Maynilad Water
• Approx. Floor Area: 68 sqm
• Lot Area: 60.5 sqm

🌟 Location Advantage:
✔ Accessible sa main roads (Alabang–Zapote Road, C5 Extension)
✔ Malapit sa schools, malls, hospitals, at transport terminals
✔ Tahimik at secured na community — perfect for starting families or investment

💡 Perfect for:
✔ End-users (sarili mong bahay)
✔ Investors (pwede paupahan – passive income)
✔ First-time buyers na gustong mag-upgrade ng buhay

💸 Sample Strategy:
Kung may ₱700K – ₱900K ka na:
👉 Pwede mo nang simulan ang DP
👉 Remaining balance via bank or Pagibig Fund financing
👉 Mas manageable monthly kaysa patuloy na pagrerent.

⚠️ Real Talk:
Habang naghihintay ka, tumataas ang presyo ng property.
Yung ₱3.2M ngayon… pwedeng ₱3.5M+ na next year.

👉 Don’t wait to buy real estate.
👉 Buy real estate… then wait.

📩 Message us now for:
✔ Sample computation
✔ Site viewing schedule
✔ Reservation details

Contact No. 0935 886 7888



Address

Las Piñas

Telephone

+639358867888

Website

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