J E C Appraisal & Brokerages Real Estate Services

J E C Appraisal & Brokerages Real Estate Services Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from J E C Appraisal & Brokerages Real Estate Services, Real Estate, Block 4 Lot 7 Bria Homes Manolo Fortich, Manolo Fortich.
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Jazmin Escarro Cabanday

Licensed Real Estate Appraiser
PRC License Reg. # 0012843

Licensed Real Estate Broker
PRC License Reg. # 0035358
DHSUD License Reg. # RFO4A-B-2003

We will guide you to your HOME choice. ✨

What exactly are the legal rights being sold, and what evidence proves that the seller has those rights?
15/09/2026

What exactly are the legal rights being sold, and what evidence proves that the seller has those rights?

✨ Hello, September! ✨A new month, a fresh start, and new blessings to look forward to. May September bring you peace, st...
01/09/2026

✨ Hello, September! ✨

A new month, a fresh start, and new blessings to look forward to. May September bring you peace, strength, answered prayers, and beautiful opportunities. 🤍

Let’s make this month count. God bless! 🙏✨

17/08/2026

Celebrating my 5th year on Facebook. Thank you for your continuing support. I could never have made it without you. 🙏🤗🎉

🏡 Real Estate Law Insight #5: Republic Act No. 9904 — Magna Carta for Homeowners and Homeowners’ Associations“Owning a ...
12/08/2026

🏡 Real Estate Law Insight #5: Republic Act No. 9904 — Magna Carta for Homeowners and Homeowners’ Associations

“Owning a home also means having a voice in the community where you live.”

Many homeowners think that once they purchase a house or lot, they simply have to follow whatever rules the homeowners’ association (HOA) imposes. That is not the whole picture.

Republic Act No. 9904 recognizes homeowners not merely as residents who pay dues, but as members with rights and responsibilities within their community. The law provides a framework for the organization, governance, and accountability of homeowners’ associations.

Lawphil +1
💡 The Important Insight
An HOA is not supposed to operate without accountability. Homeowners have rights concerning community services, participation in association affairs, access to relevant association records, and due process when sanctions are imposed. The law also prohibits certain acts that would unjustly deprive homeowners of these rights.

Lawphil +1
At the same time, homeowners also have responsibilities. Enjoying community facilities and services generally comes with the obligation to pay the required dues, charges, and other lawful fees and to comply with the association's governing documents and applicable rules.

Lawphil
🛡️ What Homeowners Should Remember
Before buying a property in a subdivision or village:
✅ Ask for the HOA's bylaws and rules & regulations.
✅ Understand the association dues, assessments, and other fees.
✅ Ask how HOA funds are managed and accounted for.
✅ Know how elections and decision-making are conducted.
✅ Understand your rights to participate and access appropriate association information.
✅ Keep records of your payments and communications with the HOA.

DHSUD currently has the authority to register, regulate, and supervise homeowners' associations within its jurisdiction under RA 9904 and related laws.
DHSUD +1

⚠️ One Important Clarification
Your poster mentions subdivisions and condominiums together. Be careful with this distinction: DHSUD has clarified that RA 9904's HOA framework generally covers homeowners' associations in subdivisions/villages and government housing projects, while private condominium corporations are governed primarily by the Condominium Act (RA 4726) and regulated by the SEC.

DHSUD

🏠 JEC REAL ESTATE INSIGHT

“Buying a house gives you a place to live. Understanding your rights gives you a voice in the community.”

Don't just ask “How much is the house?”

Also ask:
“How much are the HOA dues?”
“What are the rules?”
“Who manages the association?”
“How are the funds used?”
“What rights will I have as a homeowner?”

Because a good real estate investment is not only about the property itself—it is also about the community and the rights that come with ownership.

JEC Appraisal & Brokerage Services

Trusted Advice. Smart Decisions. Better Investments.

*Educational content only; not a substitute for legal advice.*

🚨 FINAL PUBLIC AWARENESS & BUYER PROTECTION WARNING 🚨For everyone advertising REAL ESTATE on Facebook:🔎 BEFORE YOU PAY —...
12/08/2026

🚨 FINAL PUBLIC AWARENESS & BUYER PROTECTION WARNING 🚨
For everyone advertising REAL ESTATE on Facebook:

🔎 BEFORE YOU PAY — VERIFY:

• ✅ PRC License — verify the broker's license
• ✅ PRC Accreditation — verify the salesperson, when applicable
• ✅ Supervising Broker — verify who supervises the salesperson
• ✅ DHSUD Registration/Accreditation — when required
• ✅ Project Registration — when applicable
• ✅ License to Sell (LTS) — for projects where required
• ✅ Authority to Sell — verify the advertiser is authorized
• ✅ Official documents/receipts — check before giving money
• ✅ Verify directly with PRC/DHSUD or the proper government office

⚠️ NO LICENSE POSTED DOES NOT AUTOMATICALLY PROVE A VIOLATION. VERIFY FIRST.

⚖️ POSSIBLE PENALTIES:

• R.A. 9646 (RESA) — unauthorized practice may mean at least ₱100,000 fine and/or at least 2 years imprisonment, depending on the violation.

• Unlicensed practice — the law provides higher/doubled penalties in specified circumstances.

• P.D. 957 — certain violations involving subdivision/condominium sales may mean up to ₱20,000 fine and/or up to 10 years imprisonment, depending on the violation.

• R.A. 10175 (Cybercrime Law) — may apply when an offense covered by law is committed through ICT.

• Cyberlibel — a Facebook post/comment is NOT automatically cyberlibel; the legal elements of libel must first be established.

🚨 BUYERS: VERIFY FIRST. PAY LATER.

This comment is made in good faith for public awareness, consumer protection and the public good.

I am not accusing this advertiser of committing a crime or violating the law. The purpose is simply to encourage buyers to verify the applicable license, registration, authority and project documents before paying.

🙏 PRAYER: Lord Jesus, protect Filipino families from deception and financial loss. Give buyers wisdom and guide all real estate professionals to work with honesty, integrity and respect for the law. In Jesus' name, Amen.

📖 “The simple believes everything, but the prudent gives thought to his steps.” — Proverbs 14:15

🏘️ On the proposed RPVARA suspension — as someone in the field, I don't think this is the right call.RPVARA (RA 12001) w...
09/08/2026

🏘️ On the proposed RPVARA suspension — as someone in the field, I don't think this is the right call.
RPVARA (RA 12001) wasn't rushed into law — it was signed in 2024, built with a 3-year phase-in, a 6% annual cap on tax increases in the first year after new schedules take effect, and a two-year tax amnesty window that just closed this July. The safeguards to prevent shock increases are already baked in.

Assessors across LGUs have been working overtime to meet the transition — training, revalidating records, cramming to prepare updated Schedules of Market Values on top of their regular workload. LGUs have already poured funding and resources into this shift. Suspending implementation now doesn't just delay a policy — it stalls all that work and spending mid-stream, right when it's closest to paying off.

What RPVARA actually fixes is decades of outdated, inconsistent zonal values — properties carrying three different "values" depending on who's asking, LGUs stuck using assessments from years or decades ago. Suspending it now doesn't protect anyone from cost increases — it just extends the confusion and wastes the groundwork already laid.

If the real concern is pacing for businesses, there are ways to address that within the law's existing transition mechanisms — not by halting the whole reform and the work already done toward it.

Real property valuation reform is decades overdue in this country. Let's not let it stall now. 🇵🇭

🏘️ Real Estate Law Insight #4: Presidential Decree No. 957 (Subdivision and Condominium Buyers' Protective Decree)"Your...
03/08/2026

🏘️ Real Estate Law Insight #4: Presidential Decree No. 957 (Subdivision and Condominium Buyers' Protective Decree)

"Your dream home deserves legal protection—not just beautiful promises."

Purchasing a subdivision lot or condominium unit is a significant investment, and every buyer deserves confidence that what is being advertised will actually be delivered. Presidential Decree No. 957 was enacted to protect buyers from fraudulent, misleading, or irresponsible real estate developers.

This law requires developers to secure the necessary government approvals before selling, complete the project according to approved plans, and deliver the roads, drainage systems, utilities, and amenities promised in their advertisements and contracts. It also ensures that buyers' payments are used for the development of the project, safeguarding their investment.

💡 Practical Insight

One of the most common mistakes buyers make is trusting advertisements, social media posts, or sales presentations without verifying the project's legal status. Before paying a reservation fee or signing any contract, always ask for the project's License to Sell (LTS) issued by the Department of Human Settlements and Urban Development (DHSUD). A legitimate developer should have no hesitation in presenting this document.

✅ Smart Buyer's Checklist
Verify the project's License to Sell (LTS).
Confirm that the developer has the necessary development permits.
Read and understand the Contract to Sell before signing.
Keep all official receipts, contracts, and communications.
Never rely solely on verbal promises or marketing materials.
⚖️ Why This Law Matters

PD No. 957 promotes transparency, accountability, and consumer protection in the Philippine real estate industry. It gives buyers legal remedies when developers fail to fulfill their obligations and encourages ethical business practices among developers.

Remember: A beautiful showroom can attract buyers, but only legal compliance can protect your investment. Always verify before you buy.

"Don't just dream it. Verify it. A smart buyer is a protected buyer."

—
JEC Appraisal & Brokerage Services
Educating Filipinos. Empowering Smarter Real Estate Decisions.

6.5 Million Reasons to Build a Better Future.
01/08/2026

6.5 Million Reasons to Build a Better Future.

✨ Hello, August! ✨Today, I choose faith over fear, peace over worry, and progress over perfection.This month, I manifest...
01/08/2026

✨ Hello, August! ✨

Today, I choose faith over fear, peace over worry, and progress over perfection.

This month, I manifest:
🤍 Financial freedom and overflowing blessings.
🤍 New opportunities that align with my purpose.
🤍 Good health, strength, and healing.
🤍 Wisdom to make the right decisions.
🤍 Genuine people who support and uplift me.
🤍 Success in my career and business.
🤍 Peace of mind and a grateful heart.

I believe that what is meant for me will never miss me. Every closed door is making way for something better. I welcome August with hope, courage, and confidence that God is already working behind the scenes.

August, be kind. Be abundant. Be full of answered prayers. 🙏✨

🏢 Real Estate Law Insight #4: Presidential Decree No. 957 (Subdivision and Condominium Buyers' Protective Decree)Buying...
31/07/2026

🏢 Real Estate Law Insight #4: Presidential Decree No. 957 (Subdivision and Condominium Buyers' Protective Decree)

Buying a home or condominium is one of the biggest financial decisions you'll ever make. Unfortunately, not every real estate project delivers what was promised. That's why Presidential Decree No. 957 was created—to protect buyers from dishonest or irresponsible developers.

This law requires developers to fulfill their commitments, including completing roads, drainage systems, parks, clubhouses, and other amenities advertised in brochures, contracts, and marketing materials. It also ensures that buyers' payments are used for the actual development of the project—not for unrelated purposes.

🛡️ Why Every Buyer Should Know PD 957
Many buyers focus only on the monthly payment and location but forget to verify whether the project is legally authorized to sell. One of the most important things you should check is whether the project has a valid License to Sell (LTS) issued by the Department of Human Settlements and Urban Development (DHSUD). This license indicates that the developer has met the legal requirements to market the project.

📌 Before You Buy, Always Remember:
✅ Verify if the developer has a valid License to Sell.
✅ Read the contract carefully before signing.
✅ Compare the promises in advertisements with the written contract.
✅ Keep copies of all receipts, contracts, and official communications.
✅ Report suspicious developers to the proper government authorities.

💡 Key Insight
A beautiful brochure or showroom is never a guarantee of a legitimate investment. The best protection is doing your due diligence before making any payment. A few minutes of verification today can save you from years of financial and legal problems.

Smart real estate investing starts with verification, not emotion. Protect your hard-earned money by knowing your rights under PD 957 before you buy.

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Block 4 Lot 7 Bria Homes Manolo Fortich
Manolo Fortich
8703

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