BeyondBalay

21/08/2026

Pag-IBIG member ka ba?

Gusto mo na magkaroon ng sariling bahay THIS YEAR?

Affordable house located in Capas, Tarlac
With NO DOWNPAYMENT and FREE MOVE-IN FEES worth ₱16K.

Message me if you want to know more or schedule a site viewing.

10/08/2026

𝗥𝗲𝗮𝗱𝘆 𝘁𝗼 𝗼𝘄𝗻 𝗮 𝗵𝗼𝘂𝘀𝗲?
✔️ 𝗙𝗥𝗘𝗘 MOVE-IN WORTH ₱𝟭𝟲,𝟬𝟬𝟬

Get a 44 sqm townhouse with an estimated ₱6,037 monthly amortization.

✔️ 44 sqm floor area
✔️ 2 sqm additional space at the back
✔️ 1.5-meter space at the front

Message me for FREE guidance on the step-by-step process of owning this home.

𝘽𝙚𝙮𝙤𝙣𝙙𝘽𝙖𝙡𝙖𝙮 — Simplifying real estate, one step at a time

07/08/2026

Manifesting is beautiful, but don't stop there.

Keep praying.
Keep working.
Keep showing up.

One day, you'll look back and realize every step was worth it.

Who's claiming this season of their life?

06/08/2026

Lagi mo bang nakikita or nababasa sa mga posts na, “𝗠𝗶𝗻𝗶𝗺𝘂𝗺 𝘄𝗮𝗴𝗲 𝗲𝗮𝗿𝗻𝗲𝗿 𝗸𝗮 𝗽𝗲𝗿𝗼 𝗴𝘂𝘀𝘁𝗼 𝗺𝗼𝗻𝗴 𝗺𝗮𝗴𝗸𝗮-𝗯𝗮𝗵𝗮𝘆?”

Pwede nga ba magka-bahay?

YES

The key is finding the right house and payment option for your income.

05/08/2026

Manifesting this for everyone na nangangarap magkaroon ng sariling bahay.
Soon, lilipat ka na. Claim it!

31/07/2026

House finder

A reminder 🤗

29/07/2026

𝗕𝗮𝗴𝗼 𝗸𝘂𝗺𝘂𝗵𝗮 𝗻𝗴 𝗥𝗲𝗻𝘁-𝘁𝗼-𝗢𝘄𝗻 𝗛𝗼𝘂𝘀𝗲, 𝗮𝗹𝗮𝗺 𝗺𝗼 𝗯𝗮 𝗸𝘂𝗻𝗴 𝗮𝗻𝗼-𝗮𝗻𝗼 𝗮𝗻𝗴 𝗸𝗮𝗶𝗹𝗮𝗻𝗴𝗮𝗻 𝗺𝗼𝗻𝗴 𝗯𝗮𝘆𝗮𝗿𝗮𝗻?

Hindi lang monthly payment ang dapat mong paghandaan. May iba’t ibang fees at payments na kailangang maintindihan.

1. 𝑅𝑒𝑠𝑒𝑟𝑣𝑎𝑡𝑖𝑜𝑛 𝐹𝑒𝑒
Ito ang initial payment para ma-reserve ang unit/property. Usually, ibinabawas ito sa total amount, pero depende sa developer.

2. 𝐷𝑜𝑤𝑛 𝑃𝑎𝑦𝑚𝑒𝑛𝑡 / 𝐸𝑞𝑢𝑖𝑡𝑦
Ito ang portion ng presyo ng bahay na kailangan mong bayaran bago ang financing. Halimbawa, kung ₱2M ang bahay at 20% minsan ang required equity. or minsan may mga bahay na walang downpayment. Pero alam mo ba na mas magandang may downpayment or equity ang rent to own house. (pag-usapan natin sa susunod na post)

3. 𝑀𝑜𝑛𝑡ℎ𝑙𝑦 𝐴𝑚𝑜𝑟𝑡𝑖𝑧𝑎𝑡𝑖𝑜𝑛
Ito ang regular na monthly payment para sa remaining balance ng bahay. Puwedeng through Pag-IBIG, bank financing, o developer financing, depende sa setup.

4. 𝑀𝑜𝑣𝑒-𝑖𝑛 𝐹𝑒𝑒𝑠
Maaaring may additional charges tulad ng utility deposits, meter fees, association dues, at iba pa.

5. 𝐶𝑜𝑛𝑠𝑡𝑟𝑢𝑐𝑡𝑖𝑜𝑛 𝑏𝑜𝑛𝑑
Ito ay security bond na hinihingi ng ilang developers bilang proteksyon laban sa posibleng sira o damage habang ongoing o bago ang turnover ng unit. Karaniwan, maaari itong 𝗺𝗮-𝗿𝗲𝗳𝘂𝗻𝗱 kung walang issues o damages sa property, depende sa terms ng kontrata.

6. 𝐴𝑠𝑠𝑜𝑐𝑖𝑎𝑡𝑖𝑜𝑛 𝐷𝑢𝑒𝑠
Eto optional lang kadalasan sa Subdivision tinatawag itiong home owner association fee. Dues para sa maintenance at common areas.

7. other posible fees pero hindi lahat meron nito, 𝑇𝑎𝑥𝑒𝑠 & 𝑇𝑟𝑎𝑛𝑠𝑓𝑒𝑟-𝑅𝑒𝑙𝑎𝑡𝑒𝑑 𝐹𝑒𝑒𝑠, 𝐿𝑜𝑎𝑛-𝑅𝑒𝑙𝑎𝑡𝑒𝑑 𝐸𝑥𝑝𝑒𝑛𝑠𝑒𝑠
Minsan or madalas ang developer na ang may sagot nito

𝗦𝗮𝗺𝗽𝗹𝗲 𝗰𝗼𝗺𝗽𝘂𝘁𝗮𝘁𝗶𝗼𝗻:

Total Price : ₱2,000,000
Loanable Amount: 1,980,000
Reservation Fee: 4,000
Downpayment: 16,000
Term: 6 Months

Monthly Down Payment:
₱ 2,666.67

Loanable Amount: ₱1,980,000
eto yung amount na pwede sa Pag-IBIG, Bank financing, or direct developer. Dito kukuhanin ang 𝗠𝗼𝗻𝘁𝗵𝗹𝘆 𝗔𝗺𝗼𝗿𝘁𝗶𝘇𝗮𝘁𝗶𝗼𝗻 na tinatawag.

Kaya magandang magtanong at mag-clarify sa agent mo para mas malinaw sa’yo ang lahat bago mag-decide.

Your agent is someone who can help you stay informed and understand more about the house na kukunin mo.

Sa huli, mas panalo ang handa at may alam. 😊

𝘽𝙚𝙮𝙤𝙣𝙙𝘽𝙖𝙡𝙖𝙮 — Simplifying real estate, one step at a time

29/07/2026

𝗢𝘄𝗻 𝗮 𝗛𝗼𝗺𝗲 𝗶𝗻 𝗮 𝗟𝗼𝗰𝗮𝘁𝗶𝗼𝗻 𝗕𝘂𝗶𝗹𝘁 𝗳𝗼𝗿 𝘁𝗵𝗲 𝗙𝘂𝘁𝘂𝗿𝗲

✓ 2-4 mins to Establishment
✓ Near New Clark City
✓ Clark Airport
✓ More Accessible road
✓ 1 Bus ride to manila

Message me for free site viewing

26/07/2026